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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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celciuz
post May 24 2018, 09:45 AM

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If I reload BigPay via VS, then use BigPay for insurance payment... that means I get 6% rebate right?
cybpsych
post May 24 2018, 09:48 AM

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QUOTE(celciuz @ May 24 2018, 09:45 AM)
If I reload BigPay via VS, then use BigPay for insurance payment... that means I get 6% rebate right?
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indirectly, yes

not just insurance, anything else as well.

bigpay would be a multipurpose card similar to mbb FCB VS.
laymank
post May 24 2018, 09:55 AM

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QUOTE(celciuz @ May 24 2018, 09:45 AM)
If I reload BigPay via VS, then use BigPay for insurance payment... that means I get 6% rebate right?
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QUOTE(cybpsych @ May 24 2018, 09:48 AM)
indirectly, yes

not just insurance, anything else as well.

bigpay would be a multipurpose card similar to mbb FCB VS.
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And on top of that, you also get 1 AA Big points for each RM20 spent. biggrin.gif
SUSDavid83
post May 24 2018, 10:00 AM

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They just treat bigpay as the proxy to maximize the CB on PBB Quantum MC/VS.
bigpay by itself is not that useless.

PBB Quantum MC/VS ---> bigpay ---> payment to anything (indirect CB)

This post has been edited by David83: May 24 2018, 10:01 AM
celciuz
post May 24 2018, 10:22 AM

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QUOTE(cybpsych @ May 24 2018, 09:48 AM)
indirectly, yes

not just insurance, anything else as well.

bigpay would be a multipurpose card similar to mbb FCB VS.
*
QUOTE(laymank @ May 24 2018, 09:55 AM)
And on top of that, you also get 1 AA Big points for each RM20 spent.  biggrin.gif
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QUOTE(David83 @ May 24 2018, 10:00 AM)
They just treat bigpay as the proxy to maximize the CB on PBB Quantum MC/VS.
bigpay by itself is not that useless.

PBB Quantum MC/VS ---> bigpay ---> payment to anything (indirect CB)
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BigPay can also do like reoccuring payments to just like credit card right? (as long there's enough money inside la).

But my question is.. what is the "Card Issuing Bank"? BigPay?
laymank
post May 24 2018, 10:40 AM

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QUOTE(celciuz @ May 24 2018, 10:22 AM)
BigPay can also do like reoccuring payments to just like credit card right? (as long there's enough money inside la).

But my question is.. what is the "Card Issuing Bank"? BigPay?
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auto payment? I supposed you can, but tedious, as you will have to constantly make sure you have sufficient funds in it.

Card issuing bank = BigPay is fine. If it is a dropdown, select any bank is ok. I remember there was once i selected Citibank, and it worked.
ckweng
post May 24 2018, 10:46 AM

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QUOTE(celciuz @ May 24 2018, 10:22 AM)
BigPay can also do like reoccuring payments to just like credit card right? (as long there's enough money inside la).

But my question is.. what is the "Card Issuing Bank"? BigPay?
*
QUOTE(laymank @ May 24 2018, 10:40 AM)
auto payment? I supposed you can, but tedious, as you will have to constantly make sure you have sufficient funds in it.

Card issuing bank = BigPay is fine. If it is a dropdown, select any bank is ok. I remember there was once i selected Citibank, and it worked.
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Can select "Tune Money" or "Tpaay Asia" if these options are available. They're the previous legal identities of the current BigPay.
cwk88
post May 24 2018, 04:28 PM

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finally my quantum application approved =D
will cancel visa gold once i collect my cards next week

- 30/04 apply at pb branch
- 22/05 processing
- 24/05 approved
saitong09
post May 24 2018, 07:24 PM

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QUOTE(cwk88 @ May 24 2018, 04:28 PM)
finally my quantum application approved =D
will cancel visa gold once i collect my cards next week

- 30/04 apply at pb branch
- 22/05 processing
- 24/05 approved
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No harm to keep the Visa for couple of months, let the staff earn some commission smile.gif
uhlaw
post May 24 2018, 08:13 PM

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Quantum visa and master are combined CL? Just been informed my application is successful via phone call and i applied it via ringgitplus.

Inside pbebank, i still cant see my cards yet.

Been trying to apply PB CC for quite sometimes, yet all failed except this time.

This post has been edited by uhlaw: May 24 2018, 08:15 PM
SUSDavid83
post May 24 2018, 08:28 PM

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QUOTE(uhlaw @ May 24 2018, 08:13 PM)
Quantum visa and master are combined CL? Just been informed my application is successful via phone call and i applied it via ringgitplus.

Inside pbebank, i still cant see my cards yet.

Been trying to apply PB CC for quite sometimes, yet all failed except this time.
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All cards under PBB conventional banking are sharing the same CL.
cybpsych
post May 24 2018, 08:29 PM

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QUOTE(uhlaw @ May 24 2018, 08:13 PM)
Quantum visa and master are combined CL? Just been informed my application is successful via phone call and i applied it via ringgitplus.

Inside pbebank, i still cant see my cards yet.

Been trying to apply PB CC for quite sometimes, yet all failed except this time.
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can try check in PBe | Account | PB Card | Add Card. see if there are new card entries in there.
uhlaw
post May 24 2018, 08:57 PM

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QUOTE(cybpsych @ May 24 2018, 08:29 PM)
can try check in PBe | Account | PB Card | Add Card. see if there are new card entries in there.
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Nope, everything i saw is “error code”
SUSDavid83
post May 24 2018, 08:58 PM

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QUOTE(uhlaw @ May 24 2018, 08:57 PM)
Nope, everything i saw is “error code”
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After few days, if you still see the error code.
You need to go to nearest branch to link the cards.
uhlaw
post May 25 2018, 07:48 AM

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QUOTE(David83 @ May 24 2018, 08:58 PM)
After few days, if you still see the error code.
You need to go to nearest branch to link the cards.
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Just now i logged in and follow your instruction to add card. Yes, cards are there today pending for me to add smile.gif
RokXIII
post May 25 2018, 02:12 PM

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Entitled for CB on Visa Signature Dining:
GIGGLES & GEEKS CYBERJAYA

Not Entitled for CB:
FRESCO-DPULZE CYBERJAYA
cwk88
post May 25 2018, 07:47 PM

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hi, want to ask need register eStatement for new card? by default they send eStatement or paper statement?
SUSDavid83
post May 25 2018, 07:48 PM

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QUOTE(cwk88 @ May 25 2018, 07:47 PM)
hi, want to ask need register eStatement for new card? by default they send eStatement or paper statement?
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Not sure if I ticked that in the application form but I do receive PDF statement to my email.
jian94
post May 26 2018, 01:41 PM

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Hi, i just got approval for the public bank visa gold and a new credit card user here
Can I know how the balance transfer, cash back and installment plan work?
For example I purchased a pc for rm3000.
Is it better for me to use balance transfer? (can it be transfer from another bank card with own by my gf?)
How much is the cash back and how it work?
How to calc the installment plan? Is it better for shorter or longer period?

Beside that, does the cash back include petrol?

matrix88
post May 26 2018, 01:46 PM

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QUOTE(jian94 @ May 26 2018, 01:41 PM)
Hi, i just got approval for the public bank visa gold and a new credit card user here
Can I know how the balance transfer, cash back and installment plan work?
For example I purchased a pc for rm3000.
Is it better for me to use balance transfer? (can it be transfer from another bank card with own by my gf?)
How much is the cash back and how it work?
How to calc the installment plan? Is it better for shorter or longer period?

Beside that, does the cash back include petrol?
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balance transfer is if you have balance on one card, you transfer it to another bank card .not applicable to you
cash back is if your card offers that, they will give you a cash back for your purchases .(few percent if you qualify)
installment plan - usually 0%, off course longer is better if it is low interest, if high interest, you do the math

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