We don't know which PBB Visa Gold that you applied.
Please be more specific by providing the link from PBB website.

For BT to works, you need to transfer outstanding amount from another card of another bank under your name.

thanks for info

https://www.pbebank.com/Personal-Banking/Ca...-Visa-Gold.aspx
Hi, the card I mean is the one above.

Too had because the shop I want to purchase don't have pbb easy payment (I think so because I only see ambank logo and the staff say they do not offer) so I thought I could transfer from my gf ambank card...but it's ok

0.1% Cash Megabonus exclusion list:

Note: Retail purchases exclude casino and petrol transactions, AIA transactions (for PB-AIA Visa Gold Credit Card only), cash advances, balance transfer, transactions at Tunku Abdul Rahman University and Tunku Abdul Rahman University College campus, government related payments, payments to charity and payments via www.pbebank.com and ATM.

Thanks for the info
I think my card do offer 0.1% cash back. So how do it work?
The zero percent only applicable to certain shop right? If the shop don't have then I subject to 5% for 24 months and 7% for 36 months(upfront not interest). So how it calc and how is it different from interest

cannot be 0.1% cashback, most likely is 5% etc...
yes, zero percent only applicable to certain shops, if not you will have to apply for installment plan, which locks up the interest and repayment term. otherwise you will have to serve your normal credit card interest which is 18% (unless you have good record and bank grant you something lower)

hi all...regarding the cashback promo...been quite a while...i forgot if principal card holder swipe RM100 and then supp swipe RM100...it will still be counted as 2x RM100 swipe and willl get RM10 cashback, right?

thank you!

Yes indeed, counted under the principle's account.

https://www.pbebank.com/Personal-Banking/Ca...-Visa-Gold.aspx
in this link it say 0.1%?

Besides that, if the installment plan is 7% upfront for 36 months with minimum rm3000. Can i have few transaction to sum up the rm3000?
https://ringgitplus.com/en/easy-payment-pla...xipay-Plan.html
in this link it say 3 days after transaction or 5 days before next statement date. if i wan to sum up the transaction, then i shall contact them 5 days before statement date or i shall try to make the transactions in the same day and contact them after 3 days?

On more thing, in https://www.pbebank.com/pdf/Promotions/tc_f...ay-jan-jun.aspx. It stated "The Cardmember shall pay the Flexipay Monthly Installment in addition to the 5% monthly minimum payment due on the rest of the balance outstanding (if any)". what this mean? mean i have to pay addition 5% of the minimum or only if the repayment is lower than the 5% minimum payment?

hahaha. 0.1% is so low, but it is for everything lo....
usually its one transaction la
5% + monthly minimum la. but if you pay like this, it will take forever for you to repay. merely only covering interest & finance charges

i dont think petrol include lo and if apply for installment then no cashback
damn sad wanna buy pc using the card but not everything can be bought in the same shop
walao eh monthly repayment also jia lat liao and need to add 5% somemore? haih..

since this is your newly applied credit card
please make sure you spent within your means
do not try to pay back in low installments % as interest charged is very high, and if late payment also penalty is very high

CC comes with big responsibility and prudent spending

so if i want to make transaction rm2000 + rm1000= rm3000. do u have any suggestion how should i pay off and how it calc?

this is for your pc purchase
assuming enough Credit Limit
assuming u keeping this card
assuming u doesn't do balance transfer. just PBB Flexipay.

1) swipe your pc purchase using the new card
2) just swipe as usual at full price.
3) wait few days for the transaction to get posted (to be safe. just in case), before statement date
4) call CS to convert the transaction for Flexipay 6mth 0%
5) conversion is done immediately. full pc amount will be reversed and 1st installment is charged into the card.
6) come 1st statement, you'll see 1st installment amount only.
7) settle the monthly statement as usual.

if possible, get quantum cards. at least got Flexipay 12mth 0%

This post has been edited by cybpsych: May 27 2018, 09:01 AM

did you use website or mobile app for dahmakan ?

i have updated Isetan Eat Paradise & Isetan Food Court under departmental

hmm i wonder if it's not under grocery and dining, what else could it be ?

you have to enter your cc details each time for purchases on FavePay

for me simple, if i can pay off in lump sum, i will never take installment plan
if i take installment plan, I always look for 0% or the lowest interest
all also depends on your flexibility of funds la, if you have more money to spent, better pay off the amount than to take installment, do remember bank charge interest.

I'm holding the Visa Signature (through Ringgit Plus), and would like to apply for Quantum Master Card. Should I apply directly with the bank or go through Ringgit Plus?

Wanted to apply PBB credit card to get xiaomi mijia dashcam.

That 1 only entitled when walk in to apply rite, and they say need to apply 2 cards. But not sure visa sgnature also need 2 cards ?

Any PBB staff can explain ?

Can either walk in or send in email.
Need to apply PBB Quantum.

Here TnC : https://www.pbebank.com/Personal-Banking/Pr...ntum-Cards.aspx / https://www.pbebank.com/pdf/Promotions/tc_quantum-card.aspx

Choose whichever that convenience to you