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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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wu ming
post Jun 6 2018, 10:01 AM

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I didn't get cash rebate for online currency spending this month.

This was for Agoda booking in US$. This rebate no longer applies already?
ProxMatoR
post Jun 7 2018, 01:55 PM

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QUOTE(Leroi2x @ May 31 2018, 08:18 AM)
Does the instant approval in 1 hour still available?
Any1 have experience recently?
*
https://www.cimbbank.com.my/content/dam/cim...id_Approved.pdf

it is at KLCC now, no more SP. so did u apply one?
hwachong
post Jun 7 2018, 04:15 PM

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QUOTE(wu ming @ Jun 6 2018, 10:01 AM)
I didn't get cash rebate for online currency spending this month.

This was for Agoda booking in US$. This rebate no longer applies already?
*
just posted today
JuneResources
post Jun 7 2018, 04:24 PM

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QUOTE(djhenry91 @ Jun 5 2018, 08:51 PM)
i talking IBFT..
why dunwan use IBFT..i also dont understand..why waste ur petrol go to bank to deposit cash or bank cheque to pay cc outstanding bill..
*
You try to ask Pak Cik use IBFT transfer, see he will bring knife and punch you or not? ranting.gif
They prefer to let petrol company earn profit, but don't want let bank earn profit.. So how to you say? whistling.gif

This post has been edited by JuneResources: Jun 7 2018, 04:24 PM
JuneResources
post Jun 7 2018, 04:30 PM

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QUOTE(cybpsych @ Jun 4 2018, 09:58 PM)
IMPORTANT NOTICE: PAYMENT FOR CREDIT CARDS AND LOANS/FINANCING

https://www.cimbbank.com.my/content/dam/cim...inalrevised.pdf

Effective from 1 December 2018, a service fee shall apply for payments made for credit cards and loan/financing over the counter and via Cash and Cheque Deposit Machines.

The applicable service fee per transaction is as set out below:

Transactions reflectedPayment by CashPayment by Cheque
Over the counterRM2.00RM2.00
Cash & Cheque Deposit MachinesRM0.50RM0.50

Alternative payment channels are available via the following channels:
1. CIMB Clicks (https://www.cimbclicks.com.my)
2. Auto Fund Transfer (AFT) or Standing Instruction (SI)
3. Automated Teller Machine (ATM)
4. Interbank GIRO (IBG/IBFT) from other bank

Kindly approach our friendly Customer Service Officers for any enquiries.

*The service fee is not applicable to SME and Enterprise Banking products.

The Management
CIMB Bank Berhad and CIMB Islamic Bank Berhad
*
There are some information is missing or not clear..
If I use cash dump into the cash deposit to my saving/current account, and then use cimbclicks online from saving/current account to make payment via credit card/loan. Then will it be charge for service fees during I use cash dump into the cash deposit to my CIMB saving/current account?

This post has been edited by JuneResources: Jun 7 2018, 04:31 PM
fruitie
post Jun 7 2018, 04:34 PM

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QUOTE(JuneResources @ Jun 7 2018, 04:30 PM)
There are some information is missing or not clear..
If I use cash dump into the cash deposit to my saving/current account, and then use cimbclicks online from saving/current account to make payment via credit card/loan. Then will it be charge for service fees during I use cash dump into the cash deposit to my CIMB saving/current account?
*
No effect for savings account.
Leroi2x
post Jun 7 2018, 07:10 PM

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QUOTE(ProxMatoR @ Jun 7 2018, 01:55 PM)
https://www.cimbbank.com.my/content/dam/cim...id_Approved.pdf

it is at KLCC now, no more SP. so did u apply one?
*
What does sp mean?
Yeah , i been applied klcc last week
1 hour later it show on my eccirs approved
And other hour sms ask me to collect card

But card collection is just q so long
And the way they verify is ridiculous ,dint even verify thumbs by my ic but just ask me few security question ,and tell me mine limit which been show in the letter ,like worry thos ppl beside cant hear

This post has been edited by Leroi2x: Jun 7 2018, 07:10 PM
djhenry91
post Jun 7 2018, 08:03 PM

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QUOTE(JuneResources @ Jun 7 2018, 04:24 PM)
You try to ask Pak Cik use IBFT transfer, see he will bring knife and punch you or not? ranting.gif
They prefer to let petrol company earn profit, but don't want let bank earn profit.. So how to you say? whistling.gif
*
let see BNM force enforcement..so how to say about it
JuneResources
post Jun 7 2018, 09:39 PM

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QUOTE(fruitie @ Jun 7 2018, 04:34 PM)
No effect for savings account.
*
Oh, that's better..
They are a lot of people queue up at CDM machine there, to make payment of credit card and loan.
Got experience before queue up around 10 minutes during at CDM machine. Because some of the people pay the car loan at least 3 or 4 vehicles with huge amount.

Some machine is really suck can't accept the new cash note. So been waste the time take the reject cash note, and put in again the CDM. Again and again around 5 minutes..




QUOTE(djhenry91 @ Jun 7 2018, 08:03 PM)
let see BNM force enforcement..so how to say about it
*
Well~ For me ntg affect to me as long as don't do any service fee charges if just bank in personal account.
But I will respect if got Pak Cik is very brave and bring the egg walk in to BNM and throw it..
SUSDavid83
post Jun 7 2018, 09:48 PM

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I'm wondering how are they going to charge the 50 cents from the amount you deposited into CC/loan account.
Deduct directly from the amount deposited like TnG reload?
darkdevilrey
post Jun 8 2018, 11:23 AM

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Dear all,

need your savvy advise on financial charges calculation.

recently being charged financial charge, but i felt cheated due to the dishonest way of calculations, so please advise me if this is only CIMB or all bank using the same formula ?

In summary

Apr2018
Debit - rm18,121.66
Credit - rm18,020.07
Statement Balance - rm101.59

say interest rate applied @ 15% per annum.

can sifu illustrate to me the financial charge for the following senario:

1. i dint pay a cent at all upon payment due date on May2018
2. i pay partial payment before payment due date on May 2018








cybpsych
post Jun 8 2018, 11:34 AM

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QUOTE(darkdevilrey @ Jun 8 2018, 11:23 AM)
Dear all,

need your savvy advise on financial charges calculation.

recently being charged financial charge, but i felt cheated due to the dishonest way of calculations, so please advise me if this is only CIMB or all bank using the same formula ?

In summary

Apr2018
Debit - rm18,121.66
Credit - rm18,020.07
Statement Balance - rm101.59

say interest rate applied @ 15% per annum.

can sifu illustrate to me the financial charge for the following senario:

1. i dint pay a cent at all upon payment due date on May2018
2. i pay partial payment before payment due date on May 2018
*
can try this https://www.imoney.my/articles/credit-card-numbers or use this? >> https://www.cimbbank.com.my/en/personal/ban...calculator.html or http://www.akpk.org.my/tools/calculators/calc/content_3
ProxMatoR
post Jun 8 2018, 08:45 PM

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QUOTE(Leroi2x @ Jun 7 2018, 07:10 PM)
What does sp mean?
Yeah , i been applied klcc last week
1 hour later it show on my eccirs approved
And other hour sms ask me to collect card

But card collection is just q so long
And the way they verify is ridiculous ,dint even verify thumbs by my ic but just ask me few security question ,and tell me mine limit which been show in the letter ,like worry thos ppl beside cant hear
*
sunway pyramid sweat.gif
AhBoy~~
post Jun 9 2018, 12:19 AM

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QUOTE(djhenry91 @ Jun 5 2018, 09:05 PM)
tht jus temporary...
think about futures plan ma....
dont just think short term ma..aiyo..
if older generation prefer old way wont mind pay thn ok la
*
I live in present, Mr Future.
fantasy1989
post Jun 13 2018, 10:09 AM

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would like to seek for opinion from expert

i am travelling to oversea soon


planned to withdraw their notes from there

Using debit card to withdraw or credit card (visa infinite)

which 1 is much more value for money?
fruitie
post Jun 13 2018, 10:46 AM

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I think we don't allow referral codes (asking or giving) across the section. smile.gif
ProxMatoR
post Jun 13 2018, 03:54 PM

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QUOTE(fruitie @ Jun 13 2018, 10:46 AM)
I think we don't allow referral codes (asking or giving) across the section. smile.gif
*
hmm.gif hmm.gif this is referring to? confused.gif confused.gif
fruitie
post Jun 13 2018, 04:05 PM

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QUOTE(ProxMatoR @ Jun 13 2018, 03:54 PM)
hmm.gif  hmm.gif  this is referring to? confused.gif  confused.gif
*
The related post already nuked from public.
ProxMatoR
post Jun 13 2018, 10:53 PM

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QUOTE(fruitie @ Jun 13 2018, 04:05 PM)
The related post already nuked from public.
*
ah ok thumbsup.gif
alexwsk
post Jun 13 2018, 11:24 PM

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QUOTE(fantasy1989 @ Jun 13 2018, 10:09 AM)
would like to seek for opinion from expert

i am travelling to oversea soon
planned to withdraw their notes from there

Using debit card to withdraw or credit card (visa infinite)

which 1 is much more value for money?
*
pls do not withdraw cash using credit card, it will be treated as cash advanced

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