I thought the CB will auto-compensate the balance hence I paid balance - CB thinking it will be perfect later for me to cancel the card

i did this "method" only when decided to cancel the card immediately after gotten final cb. hence, final payment - final cb. after card gotten canceled, no way it will get finance charge.

They sent me a card few months ago and I just leave it, no activate and no terminate, is it ok?

Just terminate it because your CCRIS will show your approved cards.

I thought the card will be terminated after 3 months if no activation?

Is there any way we could track the cash rebate are derived from which transactions in our monthly statement? There seems to be none in the current statement...

track sendiri. no direct way to know.

Not sure. Always make it as a habit to cancel cards which are not in use.
Even cancelled cards may still be in CCRIS, I kena before for RHB.

How does the 15% cash back with Waver at Guardian works?
Any idea?

Exclusively for CIMB Bank VISA credit cardmembers:

Promotion details:
*Spend a minimum of RM150 in a single receipt and wave with your CIMB Bank Visa payWave credit card to enjoy 15% Cash Rebate

Campaign period : 18 December 2017 - 16 March 2018 (From Monday to Friday only)

Terms & Conditions:
1. Payment must be made via contactless mode with a CIMB Bank Visa payWave credit card.

2. *15% cash rebate is only eligible when you wave with your CIMB Bank Visa payWave credit card; with a minimum spend of RM150 in a single receipt.

3. The cash rebate given out under this campaign is capped at RM50,000 per campaign month will be awarded on a first-come, first-served basis.

4. CIMB Bank Visa payWave Cardholder is only entitled for a maximum of RM35 cash rebate per campaign month under this campaign.

5. The cash rebate is only applicable for eligible transactions from Monday to Friday during the campaign period.

6. Subject to full Terms and Conditions:

For English, please click here.

For Bahasa Malaysia, please click here.

Terms and conditions apply.

https://www.cimbbank.com.my/en/personal/pro...ry-weekday.html

May I knw did u request for the retention offer? Or u just said u wan to cancel the card?

Damn! It's for VISA and min spending of RM 150.

Need to spend at guardian.
Pretty useless.

With Lajada sales, easily get 20% off at Guardian/Watson

Hmm... seems like CIMB CR is nothing special anymore... it's just plain card with puny rebates capped and it's a free card... hmm...
Time to cut it ...

looks like spending of RM 150 - 233

It's OK. I don't have Visa from CIMB.
Was tricked by Guardian cashier.
I asked as they put as poster on the cashier table.

>RM250 you cannot use Paywave!

Usually no special offers/discounts on Mon-Fri !
and maybe too late to get the special rebate now due to First-Come-First-Served.

Dear all

Does anyone know how soon we can request for credit limit increase for CIMB credit cards?

I've heard 6 months and I've heard 1 year. So not sure which. Thanks.

I'm thinking to apply CIMB VS since it doesn't have annual fee.. of course VS doesn't have much benefit as well.. but at least VS sometimes has better discount/promotion rate at airport duty free or shopping complexes compared to Platinum cards.

Anyone came across this?

This post has been edited by shiunlei: Jan 4 2018, 04:03 PM