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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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saitong09
post Jan 4 2018, 07:00 PM

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QUOTE(shiunlei @ Jan 4 2018, 04:03 PM)
I'm thinking to apply CIMB VS since it doesn't have annual fee.. of course VS doesn't have much benefit as well.. but at least VS sometimes has better discount/promotion rate at airport duty free or shopping complexes compared to Platinum cards.

Anyone came across this?
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You may consider CIMB VI
Gamerjim
post Jan 4 2018, 08:15 PM

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QUOTE(cybpsych @ Jan 1 2018, 06:48 PM)
i did this "method" only when decided to cancel the card immediately after gotten final cb. hence, final payment - final cb. after card gotten canceled, no way it will get finance charge.
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I called cimb n they told me if pay final statement balance - final cb when want to cancel will get finance charge.. n I have to call them again to waive the charge.. she suggested me to pay statement balance in full n the remaining cb will be credited to SA..

Is it true what she said? N will the finance charge leave bad record in my ccris?
cybpsych
post Jan 4 2018, 08:49 PM

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QUOTE(Gamerjim @ Jan 4 2018, 08:15 PM)
I called cimb n they told me if pay final statement balance - final cb when want to cancel will get finance charge.. n I have to call them again to waive the charge.. she suggested me to pay statement balance in full n the remaining cb will be credited to SA..

Is it true what she said? N will the finance charge leave bad record in my ccris?
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as I said, my card terminated without any finance charge. final payment minus final cb. no issue.
Gamerjim
post Jan 5 2018, 04:45 PM

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Called today to cancel my card.. they offered rm15+15 if spend rm200 within 30 days.. the rm200 spending not necessary 1 transaction right?
sendohz
post Jan 5 2018, 04:50 PM

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QUOTE(Gamerjim @ Jan 5 2018, 04:45 PM)
Called today to cancel my card.. they offered rm15+15 if spend rm200 within 30 days.. the rm200 spending not necessary 1 transaction right?
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Accumulated within 30 days
christcwl9
post Jan 6 2018, 07:48 PM

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Guys i am just wondering, how can i apply to increase my credit limit?
ClarenceT
post Jan 6 2018, 07:57 PM

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QUOTE(christcwl9 @ Jan 6 2018, 07:48 PM)
Guys i am just wondering, how can i apply to increase my credit limit?
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https://www.cimbbank.com.my/en/personal/pro...t-increase.html

I used the same form to reduce the credit limit.
christcwl9
post Jan 6 2018, 08:00 PM

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QUOTE(ClarenceT @ Jan 6 2018, 07:57 PM)
https://www.cimbbank.com.my/en/personal/pro...t-increase.html

I used the same form to reduce the credit limit.
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Thanks bro! thumbup.gif
Gamerjim
post Jan 6 2018, 09:59 PM

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QUOTE(ClarenceT @ Jan 6 2018, 07:57 PM)
https://www.cimbbank.com.my/en/personal/pro...t-increase.html

I used the same form to reduce the credit limit.
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I thought just have to call to reduce credit limit?
SUSDavid83
post Jan 6 2018, 10:33 PM

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Reduce limits no need form.
Just give the CS a call.
Within 3 working days will be completed.
JadenFongV
post Jan 7 2018, 05:54 PM

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Guys, need help, i just submitted online application for CIMB Petronas cc and when come to uploading required documents i chose to upload later, i thought will have option for me to upload when i free..How was the next step huh, will cimb call me later on to provide required docs?
arefiq09
post Jan 8 2018, 05:20 PM

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Hi guys,

I don't know if this is the right thread, but do any of you know where can I find smartphone store that accept CIMB installment? Most of them that I know don't accept it tho, like DirectD, or even Lazada.
-No telco pls, I just need the phone.
-Android smartphone, so Switch and Machines are out.
TSDarReNz
post Jan 8 2018, 05:26 PM

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QUOTE(JadenFongV @ Jan 7 2018, 05:54 PM)
Guys, need help, i just submitted online application for CIMB Petronas cc and when come to uploading required documents i chose to upload later, i thought will have option for me to upload when i free..How was the next step huh, will cimb call me later on to provide required docs?
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did it ask you to create a username/password to login so that you can upload later ? or did it give you some code which you can enter to continue where you left off ?
yoonyin
post Jan 8 2018, 05:37 PM

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QUOTE(arefiq09 @ Jan 8 2018, 05:20 PM)
Hi guys,

I don't know if this is the right thread, but do any of you know where can I find smartphone store that accept CIMB installment? Most of them that I know don't accept it tho, like DirectD, or even Lazada.
-No telco pls, I just need the phone.
-Android smartphone, so Switch and Machines are out.
*
Harvey Norman.

OR check this CIMB Easy Pay merchant list: https://www.cimbbank.com.my/content/dam/cim...sy-Pay-List.pdf
cybpsych
post Jan 9 2018, 07:32 AM

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user posted image

CIMB Bank 0% Balance Transfer Campaign [ CIMB | T&Cs (EN) | T&Cs (BM) ]
5 Jan 2018 - 31 March 2018

Exclusively for new CIMB Bank credit cardmembers! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card!

Save more with 0% interest rate for 6 months
Flexible monthly repayment
No supporting documents needed
Zero processing fee

What are you waiting for? Apply now!

Download Application Form ยป Drop off your application form at your nearest CIMB Bank branch nationwide

OR call us at 03 2281 7000! Available from 10am to 6pm, Monday to Friday*. *Business hours exclude Public Holidays.

Important Notes
The Campaign is valid till 31 March 2018 OR until the Promotional Balance Transfer Fund* has fully utilized (whichever is earlier).
The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder.
The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia.
The Promotional Balance Transfer Fund under the Campaign is up to an allocated fund of RM8,000,000.00 during the Campaign Period. Notwithstanding the Campaign Period stated in these terms and conditions, CIMB Bank has the absolute discretion to end the Campaign automatically once the Promotional Balance Transfer Fund is utilized and granted to the Eligible Cardholder(s) under this Campaign.
After the expiry of the period specified in plan above, finance charges at the rate specified in the Cardholder Terms and Conditions shall apply.
Eligible Cardholder(s) shall not be entitled to any form of bonuspoints/cash rebate in respect of their participation under this Campaign.
CIMB Bank shall at its sole discretion approve the balance transfer for the amount applied for or such other lower amount or reject the application in its entirety.
For full terms and conditions, please read the CIMB Bank 0% Balance Transfer Campaign Terms & Conditions.
To read Product Disclosure Sheet (PDS), please click HERE (ENG) or HERE (BM)

eeeglow24
post Jan 9 2018, 07:49 AM

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QUOTE(cybpsych @ Jan 9 2018, 07:32 AM)
user posted image

CIMB Bank 0% Balance Transfer Campaign [ CIMB | T&Cs (EN) | T&Cs (BM) ]
5 Jan 2018 - 31 March 2018

Exclusively for new CIMB Bank credit cardmembers! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card!

Save more with 0% interest rate for 6 months
Flexible monthly repayment
No supporting documents needed
Zero processing fee

What are you waiting for? Apply now!

Download Application Form ยป Drop off your application form at your nearest CIMB Bank branch nationwide

OR call us at 03 2281 7000! Available from 10am to 6pm, Monday to Friday*. *Business hours exclude Public Holidays.

Important Notes
The Campaign is valid till 31 March 2018 OR until the Promotional Balance Transfer Fund* has fully utilized (whichever is earlier).
The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder.
The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia.
The Promotional Balance Transfer Fund under the Campaign is up to an allocated fund of RM8,000,000.00 during the Campaign Period. Notwithstanding the Campaign Period stated in these terms and conditions, CIMB Bank has the absolute discretion to end the Campaign automatically once the Promotional Balance Transfer Fund is utilized and granted to the Eligible Cardholder(s) under this Campaign.
After the expiry of the period specified in plan above, finance charges at the rate specified in the Cardholder Terms and Conditions shall apply.
Eligible Cardholder(s) shall not be entitled to any form of bonuspoints/cash rebate in respect of their participation under this Campaign.
CIMB Bank shall at its sole discretion approve the balance transfer for the amount applied for or such other lower amount or reject the application in its entirety.
For full terms and conditions, please read the CIMB Bank 0% Balance Transfer Campaign Terms & Conditions.
To read Product Disclosure Sheet (PDS), please click HERE (ENG) or HERE (BM)

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Just thought that they got it right this time. However after reading the fine details, it is just for new cardholder.

๐Ÿ˜‚๐Ÿ˜‚

Looks like us loyal cardholder been neglected.

radi0head
post Jan 9 2018, 09:18 AM

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QUOTE(lamode @ Jan 9 2018, 08:17 AM)
thanks cybpsych for the good news, but still don't know applicable to me or not.  hmm.gif
CIMB is slow in approval. You got no choice but to wait... if they told you 3~5 days, you better put your expectation at 10 days instead...
bluebay
post Jan 9 2018, 10:24 AM

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QUOTE(ClarenceT @ Dec 29 2017, 01:48 PM)
Then Visa/Mastercard and bank charge (total 2-2.5%) will apply.

"The conversion rate as determined by Mastercard International/VISA International (whichever is applicable) plus an administrative cost of 1%* plus any transaction fee charged by Mastercard or VISA (whichever is applicable)."
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Taobao will charge additional 3% for credit card transaction.. means even we used credit card with 5% rebate for online transaction is not worth it? Better use internet banking?

80ers
post Jan 9 2018, 10:44 AM

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haven't use this the cash rebate card since they abolish 5% online rebate, should i cancel this card?
lamode
post Jan 9 2018, 10:45 AM

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QUOTE(radi0head @ Jan 9 2018, 09:18 AM)
CIMB is slow in approval. You got no choice but to wait... if they told you 3~5 days, you better put your expectation at 10 days instead...
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haha yes, seems to be the way.
initially i tot apply online would be faster, but obviously not so much.

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