Follow the rule, always pay the statement balance, to Maybank, UOB, PB as well.
Only some banks accept rebate as part of payment, but they may change it anytime.

This post has been edited by ClarenceT: Aug 30 2018, 07:51 PM

Yeah i was expecting 5% cashback less than rm 10 for cinema and giant shopping, never expect online shopping counted too!

Hi,
just to confirm cimb lazada prepaid card not SST rm25 right?

SST only apply on credit card and charge card.
But CIMB-Lazada's Annual Fee is RM10.

darn. i am still undecided whether to cancel or not. If RM25 annually, maybe my annual rebate can be more than that. but just don't like the idea of being taxed. maybe can asked for exemption later?

there is no such thing as exemption. all charge/credit cards will be taxed RM25 SST.

whether bank willing to absorb, you gotta try asking from CS.

Cancel je bro..dont turn back...

any idea what will happen to the credit card that apply together with prime account once we close the prime account?

Seriously, is there any reason to keep the CIMB cash rebate platinum still at all? Feel like all other cash rebate cards is better.

unless you're a heavy spender, but yeah i am also planning to cancel this card as well.

CIMB is so far the most generous bank that give huge CL among all my credit cards. but havent touched this card for months, still thinking whether to keep it in case my other cards are pretty much exhausted or cancel it also..

There are better cash back cards out there. Just spend some time browsing through threads in lowyat.

Don't always look at the cash back only.
CIMB CC can give you discounts on some dining places, eg a family meal at Sheraton / Hilton may already save you 10 years SST.

Kiam siap mentality will be different. Instead of family meal at Sheraton/Hilton go and eat at your favourite chinese restaurant you spend less than half (for better food). Better than CIMB discount.

Win jor.
Precious advice.

Any idea if topping up BP would count as RM200 transaction? But mine will be charged for SST in Nov/Dec. Not sure if there'll be sufficient time to get the rebate before I proceed to cancel

Some time they do have special promotion/campaign like the RM1 deals. (which was pretty good)

thats why promotion that give cashback/rebate on the thing that we need as essential and at lowest price already is the best.

for example, give 10% cashback/rebate on a bowl of big noodle that cost RM7. Good!

Important Notice On Service Tax Implementation

Dear valued customers,

Effective 1 September 2018, Service Tax will be imposed on selected products and services
only.

Service Tax of RM25 will be charged on each new primary and supplementary Credit Cards and Charge Cards. For existing Credit and Charge Cardholders, Service Tax of RM25 will be charged upon annual renewal for each primary and supplementary Credit and Charge Cards.

Please note that the Bank is in the midst of updating applicable materials, rates and charges. These changes will be reflected in due course.

Thank you.

The Management
CIMB Bank Berhad & CIMB Islamic Bank Berhad

https://www.cimbbank.com.my/content/dam/cim...9Aug2018-v2.pdf