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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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Sumofwhich
post Aug 18 2018, 12:47 PM

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Any idea if BigPay is more attractive than the Cash Rebate Platinum card in terms of exchange rate wise less the 2% rebate? Thanks!
Sumofwhich
post Aug 24 2018, 10:24 AM

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QUOTE(Sumofwhich @ Aug 18 2018, 12:47 PM)
Any idea if BigPay is more attractive than the Cash Rebate Platinum card in terms of exchange rate wise less the 2% rebate? Thanks!
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QUOTE(KeSToN @ Mar 13 2017, 11:49 PM)
for AmBank rates,
via https://forum.lowyat.net/index.php?showtopi...post&p=83434015

Local Banks
- Maybank2C VISA/MasterCard : 2.26% (~ 1% + 1.25%)
- Maybank2C AMEX : 2.5%
- Maybank American Express with Maybank logo on top : 2.8-3%
- American Express : 2.8 -3%
- CIMB Bank : (cashback plat) 2.53% (should be ~ 1% + 1.5%)
- CIMB BANK (MC) 2%
- Public Bank : 1.25%, (visa signature) 1.0125%
- RHB Bank : (master plat) 1.02%
- AmBank : visa - 2.0 to 2.2%, (MC) - 1%
- Hong Leong Bank VISA/MasterCard:
- EON Bank :
- Affin Bank :
- Alliance :
- Aeon: (gold) 1.5% (watami) 0.8-1.2%

Foreign Banks
- HSBC : (visa plat) 2.27% (should be ~ 1% + 1.25%)
- OCBC bank :
- Standard Chartered :
- UOB Bank :  (YOLO) 2.5%
- Citibank : 1% + 1.4% (= 2.414%)
(if SGD, it is just 0.5%. surprising)
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2.53%-2% rebate = 0.53% fee, more expensive than BigPay?
I guess BP is more worthwhile? Please advise tq.

This post has been edited by Sumofwhich: Aug 24 2018, 10:57 AM
Sumofwhich
post Aug 24 2018, 02:39 PM

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QUOTE(ClarenceT @ Aug 24 2018, 02:28 PM)
Card anniversary date was stated till March 2015 statement then this info was removed during GST era.
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It doesn't follow anni/renewal date? Hmm better to cancel off asap then.
Sumofwhich
post Aug 24 2018, 04:51 PM

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QUOTE(ClarenceT @ Aug 24 2018, 02:46 PM)
Card anniversary date and renewal date are the same thing, but not your card expiry date.
Cancel 1 month before the card anniversary date if possible, not the last few days.
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oh no, meaning the mm/yy is not the date we should refer to?
Then I need to check back all my other credit cards, and I have no idea how to do that except calling CS.
Sumofwhich
post Aug 30 2018, 02:32 PM

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Any idea besides Senheng/SenQ, where else can I utilize my less than 8k/9k Bonus Points which is not enough for the lowest points (AirAsia BIG points) through online redemption? About to proceed to cancel my cards but don't wanna waste the bonus points.
Sumofwhich
post Sep 3 2018, 12:56 PM

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QUOTE(mamamia @ Aug 27 2018, 09:42 PM)
Me too, but I keep it since my card anniversary just past recently, will just take their RM20 offer n cut again maybe 6 months later
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Any idea if topping up BP would count as RM200 transaction? But mine will be charged for SST in Nov/Dec. Not sure if there'll be sufficient time to get the rebate before I proceed to cancel sweat.gif
Sumofwhich
post Sep 7 2018, 03:02 PM

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QUOTE(peri peri @ Sep 7 2018, 02:03 PM)
but the CB credit back is 2 1/2 months after campaign ends which should be reflect only around Mind Feb 2019. must check if SST lapsed before it.
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Good catch, thanks. Will not swipe laugh.gif
Sumofwhich
post Sep 23 2018, 04:05 PM

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QUOTE(ryan18 @ Sep 22 2018, 08:43 PM)
Someone by the name of VS Chong you drop your CIMB World mastercard at popular sunway pyramid.thanks
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Wow, kind Samaritan!
Sumofwhich
post Sep 27 2018, 05:24 PM

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QUOTE(djhenry91 @ Sep 26 2018, 07:46 PM)
go read the annoucment before u login
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Huh, what announcement? laugh.gif
Too bad for the 1☆ I gave on Google Play laugh.gif

This post has been edited by Sumofwhich: Sep 27 2018, 05:25 PM
Sumofwhich
post Oct 30 2018, 10:56 PM

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Can we use the CIMB Lazada card for FaveDeals and FavePay discount code?
Not sure if it's only for CIMB credit cards or applicable to LZD card as well.

Wow, just noticed there was a Clicks security breach,
last time CIMB mangkuk go send someone else's bank statement to me and encrypt with my password bangwall.gif

This post has been edited by Sumofwhich: Oct 30 2018, 11:10 PM
Sumofwhich
post Nov 9 2018, 01:54 PM

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CIMBClicks webpage down - access denied?
Android app is fine.
Sumofwhich
post Nov 9 2018, 07:51 PM

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QUOTE(ClarenceT @ Nov 9 2018, 03:38 PM)
https://www.cimbbank.com.my/en/personal/pro...mastercard.html
-> "Apply Now"

If you don't have a CIMB CASA,
-> "I'm New / Do Not Have CIMB Clicks ID"
(Then you will have 2 CIMB Clicks IDs/Accounts, one for CC and another for CIMB-Lazada prepaid card)
- Top up via FPX, minimum RM20 to get first-year annual fee refunded (by end of the following month)
- You will get your card number, expiry date and CVV, so you can use it at Lazada.
- Don't forget to submit your I/C, signature, Bank statement or utility bill (showing your address) within a day for verification, otherwise your account will be frozen. You should get the "approval" within 1 working day and receive the physical card in 1 week.
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Must it be rm20? 1st top up? I only reloaded rm19.43 as 9.43 is annual fee. I'll call CS later to verify, tq
Sumofwhich
post Nov 10 2018, 10:18 PM

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QUOTE(ClarenceT @ Nov 10 2018, 03:06 PM)
1% Lazada rebate and 0.5% rebate on other spends are permanent.
15% Lazada promo cashback already extended a few time and now valid till 12/2018, maybe extended again!
Annual fee only RM9.43, top up RM3000 to Boost enough to cover the AF.
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Can you explain further? AF can be waived?
Sumofwhich
post Nov 10 2018, 10:54 PM

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QUOTE(David83 @ Nov 10 2018, 10:24 PM)
He asking you to use it to top up Boost wallet with RM 3000.

RM 3000 x 0.5% = RM 15

With 2 times withdrawal from Boost to your tied SA, it'll cost your RM 4 (RM 2 x 2).

RM 15 - 4 = RM 9 nett gain to cover the AF
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Thanks for the explanation
Sumofwhich
post Dec 25 2018, 06:22 AM

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QUOTE(peri peri @ Dec 24 2018, 03:54 PM)
user posted image

HAHAHAHA! TQTQ CIMB, free money, i did nothing!
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Cool, haven't received mine yet
Sumofwhich
post Jan 10 2019, 08:12 PM

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Or you could always submit ammendments for the entries on eCCRIS and they will follow up with the banks. This is efficient, done it twice personally
Sumofwhich
post Jan 10 2019, 08:29 PM

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QUOTE(fruitie @ Jan 10 2019, 08:22 PM)
I didn't about this. Care to share how do you submit amendments? Recently settled few CCRIS issues with few banks. doh.gif
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Enquiry > Self-Enquiry - Individual, scroll down to the bottom, click on verify,
then tick the appropriate boxes, click next, fill up the info, lastly submit
Sumofwhich
post Jan 13 2019, 12:14 PM

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QUOTE(timo1003 @ Jan 11 2019, 10:49 AM)
Thanks for sharing this info  thumbup.gif .
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No problem, I discovered it by accident
Sumofwhich
post Jan 16 2019, 07:21 AM

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QUOTE(skty @ Jan 15 2019, 07:38 PM)
1) you can't top up Lazada prepaid card with credit card so there is no benefit in this way.
2) there is unlimited 1% cashback card in the market that is better than 0.5% cashback of Lazada prepaid card.
3) there is annual fee charged for Lazada prepaid card.
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May I know what's the card offering 1% unlimited? Thanks
Sumofwhich
post Jan 17 2019, 07:14 AM

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QUOTE(skty @ Jan 16 2019, 10:41 AM)
hint: the card is blue or pink in colour.
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Ahh I see, the ultimate card that got nerved but still good for online and overseas. Thanks

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