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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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xyunknown
post Mar 7 2018, 05:19 PM

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mad.gif

I access to PPL on 2-Nov 2017, and only got to know that they have revised the T&C on Jan-2018. By then I have already missed the window to spend RM500 for waiver. Waited for 2 months and nothing been charged, but check my Feb statement and now they charged me for the access.
Call the CS to request for waiver. But seems like the chance is slim. Anyone got similar experience?
kiatzz
post Mar 7 2018, 09:55 PM

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From: Cheras, Selangor


Need advice, I have apply CC with ambank and initially i opt for master platinum. During the application the customer service call me ask whether want to change it to TRUE visa with CB and lower int. So I said OK and I assume it will cancel my request for master platinum but in the end I received both cards.. both i have check zero annual fees. Question should I maintain both? What do u think..
evoce9a
post Mar 7 2018, 10:46 PM

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QUOTE(xyunknown @ Mar 7 2018, 05:19 PM)
mad.gif

I access to PPL on 2-Nov 2017, and only got to know that they have revised the T&C on Jan-2018. By then I have already missed the window to spend RM500 for waiver. Waited for 2 months and nothing been charged, but check my Feb statement and now they charged me for the access.
Call the CS to request for waiver. But seems like the chance is slim. Anyone got similar experience?
*
I think all card holder that entitle to access PPL using Ambank card has received SMS regarding the revise of t&c to enter lounge at the end of october
Maybe you missed the sms? Hope you will able to get your waiver . If they reject try to do appeal .
xyunknown
post Mar 8 2018, 05:53 AM

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QUOTE(evoce9a @ Mar 7 2018, 10:46 PM)
I think all card holder that entitle to access PPL using Ambank card has received SMS regarding the revise of t&c to enter lounge at the end of october
Maybe you missed the sms? Hope you will able to get your waiver . If they reject try to do appeal .
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Thanks for the info. Dont remember i have received that message. But could be I have missed it.
cybpsych
post Mar 8 2018, 07:48 AM

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QUOTE(kiatzz @ Mar 7 2018, 09:55 PM)
Need advice, I have apply CC with ambank and initially i opt for master platinum. During the application the customer service call me ask whether want to change it to TRUE visa with CB and lower int. So I said OK and I assume it will cancel my request for master platinum but in the end I received both cards.. both i have check zero annual fees. Question should I maintain both? What do u think..
*
not what we think, it's what YOU think.

do you need either cards?
do you find the cards attractive (features/benefits)?
any issue keeping both cards since you said no AF?
any issue cancelling either card?

it's all on you! laugh.gif
thinkgoodpositive
post Mar 8 2018, 08:35 AM

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Hi need your urgent advice,
I have swiped 10k last week and yesterday Ambank offered to convert to monthly installment with 4% interest for 12 months, no other fees. Is it worth?
Thanks
SzeMeng76
post Mar 8 2018, 08:40 AM

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QUOTE(thinkgoodpositive @ Mar 8 2018, 08:35 AM)
Hi need your urgent advice,
I have swiped 10k last week and yesterday Ambank offered to convert to monthly installment with 4% interest for 12 months, no other fees. Is it worth?
Thanks
*
Anything with interest dont think it worth.
Because you will be paying extra.
4% of 10k is 400
thinkgoodpositive
post Mar 8 2018, 08:47 AM

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QUOTE(SzeMeng76 @ Mar 8 2018, 08:40 AM)
Anything with interest dont think it worth.
Because you will be paying extra.
4% of 10k is 400
*
Ya but I can put the 10k in house loan to reduce interest 4.5% p.a.?
iamshf
post Mar 8 2018, 09:09 AM

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QUOTE(thinkgoodpositive @ Mar 8 2018, 08:47 AM)
Ya but I can put the 10k in house loan to reduce interest 4.5% p.a.?
*
Effective rate will be higher than 4.5%

thinkgoodpositive
post Mar 8 2018, 09:19 AM

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QUOTE(iamshf @ Mar 8 2018, 09:09 AM)
Effective rate will be higher than 4.5%
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ok got it, thanks.

laymank
post Mar 8 2018, 10:38 AM

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QUOTE(thinkgoodpositive @ Mar 8 2018, 08:35 AM)
Hi need your urgent advice,
I have swiped 10k last week and yesterday Ambank offered to convert to monthly installment with 4% interest for 12 months, no other fees. Is it worth?
Thanks
*
If you have credit card with PBB, MBB or HLB, you can opt for 12 months 0% interest Balance Transfer offer.
thinkgoodpositive
post Mar 8 2018, 02:21 PM

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QUOTE(laymank @ Mar 8 2018, 10:38 AM)
If you have credit card with PBB, MBB or HLB, you can opt for 12 months 0% interest Balance Transfer offer.
*
OK thanks.,

lucas114
post Mar 8 2018, 09:05 PM

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Does anyone have problems with the gained Bonuslink points with Ambank Bonuslink credit card?

I have problem with the calculations for my Feb and March 2018 statements.

Feb Spending
Shell - RM20.00
Starbucks - RM28.60
Parkson - RM122.00
Gained BL points : 156
Should gain 480 points?

March Spending
Shell - RM150.00
Parkson - RM333.5
Gained BL points : 99
Should gain 1440 points?

Called CS but couldn't get an exact explanation on this. But he will check with the related department and get back to me soon.
#Victor
post Mar 9 2018, 11:31 AM

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QUOTE(lucas114 @ Mar 8 2018, 09:05 PM)
Does anyone have problems with the gained Bonuslink points with Ambank Bonuslink credit card?

I have problem with the calculations for my Feb and March 2018 statements.

Feb Spending
Shell - RM20.00
Starbucks - RM28.60
Parkson - RM122.00
Gained BL points : 156
Should gain 480 points?

March Spending
Shell - RM150.00
Parkson - RM333.5
Gained BL points : 99
Should gain 1440 points?

Called CS but couldn't get an exact explanation on this. But he will check with the related department and get back to me soon.
*
The BonusLink point crediting schema is rather confusing rclxub.gif Always cannot get exact points based on spending pattern. I can see the points credited into BonusLink account on credit card statement date, I assume the period for the points are based on the statement period? Or is it based on calendar month?
SzeMeng76
post Mar 10 2018, 08:05 AM

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QUOTE(lucas114 @ Mar 8 2018, 09:05 PM)
Does anyone have problems with the gained Bonuslink points with Ambank Bonuslink credit card?

I have problem with the calculations for my Feb and March 2018 statements.

Feb Spending
Shell - RM20.00
Starbucks - RM28.60
Parkson - RM122.00
Gained BL points : 156
Should gain 480 points?

March Spending
Shell - RM150.00
Parkson - RM333.5
Gained BL points : 99
Should gain 1440 points?

Called CS but couldn't get an exact explanation on this. But he will check with the related department and get back to me soon.
*
Yes their system always have problem. they always credit the 1x point 1st.
The 9x point only credited a month later. Or sometime need to appeal doh.gif
I sent few email to complain them about the point thingy.

----------------------------------------

finally receive 10% caltex cash back in full after send email to appeal sweat.gif
better than mbb petrol cash back campaign, at least I can earned CB in full even got pool, maybe less user sweat.gif
#Victor
post Mar 10 2018, 11:17 AM

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QUOTE(SzeMeng76 @ Mar 10 2018, 08:05 AM)
Yes their system always have problem. they always credit the 1x point 1st.
The 9x point only credited a month later. Or sometime need to appeal  doh.gif
I sent few email to complain them about the point thingy.

----------------------------------------

finally receive 10% caltex cash back in full after send email to appeal  sweat.gif
better than mbb petrol cash back campaign, at least I can earned CB in full even got pool, maybe less user  sweat.gif
*
No wonder the points rewarded not tally at all every month. Sometimes spend more but get lesser points, sometimes get more but spend less rclxub.gif rclxub.gif
user posted image
yongs90
post Mar 13 2018, 08:29 AM

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Good day all..

I wish to find out the benefits for this credit card (Ambank Islamic Platinum Al-Taslif Master Card)
realitec
post Mar 13 2018, 08:35 AM

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From: Labuan Federal Territory


QUOTE(yongs90 @ Mar 13 2018, 08:29 AM)
Good day all..

I wish to find out the benefits for this credit card (Ambank Islamic Platinum Al-Taslif Master Card)
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Please refer to the link below:
https://ringgitplus.com/en/credit-card/AmBa...num-Card-i.html
Blue07
post Mar 14 2018, 03:26 PM

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Joined: Jan 2008


Hi! I hold the Visa Signature and Platinum Mastercard. Would anyone happen to have experience whether monthly insurance premiums charged to Ambank credit cards via direct debit count towards the RM500 needed for free lounge access?

I called Ambank CS and they said it "should" count but they didn't sound 100% sure (odd but there you go) so it would be nice to get some confirmation from someone who knows for sure. If that is indeed the case, it would be excellent since then I don't need to keep track of spending the requisite amount after each lounge access.

Thanks!
iamshf
post Mar 17 2018, 10:44 AM

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Joined: Apr 2010
From: Sri Petaling


Shangri la hotel buy one get one free is back

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