Good day all..

I wish to find out the benefits for this credit card (Ambank Islamic Platinum Al-Taslif Master Card)

i am a new to bank customer for ambank credit card. (ambank bonus link visa platinum card)
so there is this 0% balance transfer 12 months flexi payment plan.

i have balance transfer RM4000 from Hong Leong Bank to Ambank

This is statement from amonline
03 May 2018 Balance Transfer - 0 01st/12 (RM3,663) RM337.00

Ambank
Statement Date: 12th Every Month
Due Date: 1st or 2nd Every Month

Credit Limit: RM10k
Balance Transfer: RM7k (70% of credit limit) - NO outstanding
Current Balance Transfer left: RM3k
03 May 2018 RM4k (HLB --> Ambank)

This is statement from amonline
03 May 2018 Balance Transfer - 0 01st/12 (RM3,663) RM337.00

If I pay RM1k end of this month to clear
1st Payment RM337
2nd Payment RM333
3rd Payment RM333

1. Will I incur RM100 charges of early settlement fees? (If I pay RM1k)
2. Will my Current Balance Transfer increase back from RM3k to RM4k back?

This post has been edited by yongs90: May 6 2018, 10:18 PM


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I have enquiries regarding Ambank Balance Transfer repayment.

Statement Date: 12 May 2018
Payment Due Date: 01 June 2018

This is statement from amonline
03 May 2018 Balance Transfer - 0 01st/12 (RM3,663) RM337.00


1. How do I find the Balance Transfer expiry date for Ambank?
Or the balance transfer is treated like normal retail spending?
So just pay according to statement and before payment due date?

This post has been edited by yongs90: May 25 2018, 05:03 PM

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Refer Post #570 for more details
https://forum.lowyat.net/topic/4444990/+560

This post has been edited by yongs90: Jun 22 2018, 08:55 PM

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