Only 1st year is free while subsequent year it is chargeable

wrong

no

Wait, no ATM withdrawal for Smart account? How come?

On the topic of debit card, I do not see any debit card fees mentioned for Smart account. What makes you say a RM0 debit card will get annual fee of RM8 when it is tagged to Smart account?

This post has been edited by contestchris: Oct 27 2021, 10:13 PM

owh sorry read wrongly. i mean atm withdrawal is not considered as spending.

only debit card linked to BSA no annual fee. any other accounts linked to debit card has RM8-50 fee.

https://www.rhbgroup.com/others/service-charges/index.html

Told you no such thing as free lunch

So for my case, tagging zero AF debit card to RHB Smart account, what will the new debit card annual fee be?

If you do request to tag your current zero annual fee debit card to RHB Smart Account, then they will debit RM8 from your RHB Smart Account every year as the annual fee for the debit card even though the primary account linked to the same debit card is still the non-fee Basic Savings Account. I asked about this a few years back as I have a non-fee RHB Bank Basic Savings Account and a RHB Bank Bonus Saver Account.

In the case of AmBank, as long as the debit card is linked to AmBank non-fee Basic Savings Account and the same card is also linked to other types of savings or current account, the debit card will stay annual fee free.

You asked, yes. But did you follow through? I find bank staffs knowledge questionable sometimes, especially when it comes to edge/rare cases.

I didn’t do it as I don’t need it. But you can try. So keep us posted.

Annual/Issuance fee
RHB Debit Card - RM12 RM12.00
(with 0.5% cash back for overseas transaction)
RHB Debit Card - RM8 RM8.00
(without cashback)
RHB Visa Justice League Debit Card Issuance fee: RM15.00
Annual fee: RM12.00
(with 0.5% cash back for overseas transaction)
Premier Visa Infinite Debit Card RM50.00
Waived for the first year.
For the subsequent years, it will be waived subject to RM5,000-00 retail spend per annum or swipe their card a minimum of 5 times in a year.
(with 1.0% cash back for overseas transaction)
RHB Premier Multi-Currency Visa Debit Card RM20.00
RHB Multi-Currency Visa Debit Card RM20.00
RHB Corporate MyDebit Card RM12.00
Easy Smart Debit Card RM20.00
Waived for Easy-Smart Student Debit CardTM provided the cardholder is a Malaysian student aged eighteen (18) years and above who is enrolled in any Easy partnered universities/colleges incorporated in Malaysia

Why’s bother wasting time whenever it is stated on the website clearly rm8 yearly?

I don’t see where it’s stated like that

RHB Debit Card - RM8 RM8.00
(without cashback)

This is the standard minimum debit card unless you request other than this it will higher yearly

Go read under debit card fee

Yet it fails to mention that you CAN have a RM0 debit card.

My Maybank savings account (from Yippie days) is not a BSA and yet I was able to get RM0 debit card fees.

Anyways, this matter can be easily put to rest by a forumer who had a free BSA DC tagged to Smart account. What was the outcome?

This post has been edited by contestchris: Oct 28 2021, 10:57 PM

Can’t compare because now there issuance fee charged by the card providers which the banks have to passed on

The only way is to get either BSA or those premier debit card stocks with conditions attached to it

Coming from OCBC 360, it was easy to hit the Pay criteria. Even regular funds transfer counted.

How about RHB Smart Account? Are regular funds transfer counted? If no, what exactly is counted?

I ask because I did a test transfer from the Smart Account to an account in another bank, it still shows 3 to go, means not counted. It managed to capture my credit card spend (backdated to entire October), so that’s a plus.

This post has been edited by contestchris: Oct 29 2021, 02:48 AM

You can’t compare it to Maybank debit card as all Maybank debit card for ALL account types have the option of opting the annual fee free debit card.

My Maybank savings account is not a Basic Savings Account yet I have never paid any fee for my Maybank debit card.

Despite tagging my Debit Card to the Smart account, the Debit Card limit is the same as my BSA balance, rather than my Smart account balance.

I thought it should follow the Smart account balance, no?

One final question about RHB Smart.

Credit card / loans / fund transfer TO OTHER BANKS, are these classified as "Pay" (like OCBC 360)?

How about if pay 3x to the same Syabas or TNB account, is that considered as 3x Pay?

Thanks!

First question: Answer is no

Second question: yes qualified. I do 3x RM1 pay to my same TNB account.

I am a recent new user for this Smart Account.

The debit card fee can be waived if you sign up as the 'Joy @work" account. Basically salary crediting account

try to talk to your bank officer regarding this and see if they can put you under this campaign.

I got enrolled under this campaign according to my bank officer and so far no charge for the debit card.

For RHB Smart Account, I have paid RM1 to TIME on 28th Oct via RHBNow, but until now the "Bonus 2 Pay" under Transaction Running Table still show "3 to go". Anybody know why?