Cannot compared when it come so to instant liquidity

Not instant because when you sell have settlement time so will be delayed especially during off trading hours

Which already failed as instant liquidity

Instant liquidity means cash on hand or cash liquidable within an hour like FD, Cash Derivities, savings account

Any asset which has value is easygoing to liquid

The difference that cash as an asset lies in savings because it is more cash flow purpose not the store of wealth and growth asset

“Eligible Bill Payments” is defined as payment transactions made from the Account via the Hong Leong Connect Online Banking (“HL Connect”) to the following:
o Billers listed on the Hong Leong Connect Bill Payment webpage;
o JomPAY billers;
o FPX (DirectDebit) registered merchants/billers; and
o HLB/HLISB for Credit Card, Personal/ Housing/Car Loan repayments.

Unless you reload ewallet via debit card swipe then it’s eligible because debit card spend only fulfilled through swipes

Only 1st year is free while subsequent year it is chargeable

Told you no such thing as free lunch

Annual/Issuance fee
RHB Debit Card - RM12 RM12.00
(with 0.5% cash back for overseas transaction)
RHB Debit Card - RM8 RM8.00
(without cashback)
RHB Visa Justice League Debit Card Issuance fee: RM15.00
Annual fee: RM12.00
(with 0.5% cash back for overseas transaction)
Premier Visa Infinite Debit Card RM50.00
Waived for the first year.
For the subsequent years, it will be waived subject to RM5,000-00 retail spend per annum or swipe their card a minimum of 5 times in a year.
(with 1.0% cash back for overseas transaction)
RHB Premier Multi-Currency Visa Debit Card RM20.00
RHB Multi-Currency Visa Debit Card RM20.00
RHB Corporate MyDebit Card RM12.00
Easy Smart Debit Card RM20.00
Waived for Easy-Smart Student Debit CardTM provided the cardholder is a Malaysian student aged eighteen (18) years and above who is enrolled in any Easy partnered universities/colleges incorporated in Malaysia

Why’s bother wasting time whenever it is stated on the website clearly rm8 yearly?

RHB Debit Card - RM8 RM8.00
(without cashback)

This is the standard minimum debit card unless you request other than this it will higher yearly

Go read under debit card fee

Can’t compare because now there issuance fee charged by the card providers which the banks have to passed on

The only way is to get either BSA or those premier debit card stocks with conditions attached to it

Every bank has its own cut off time when calculating interest daily

If it is not stated safe to assume it is following calendar date and time