Alright. Hopefully we get to receive the interest sooner.

it was credited on 22 July

Used to have BONUS 1 (SAVE), BONUS 2 (SPEND) & BONUS 3 (PAY) on the 15th of the month.

Whether RHB have lumped them together or not, remain to be seen.

Mine got lumped together, got mine on 22 July.

want to have high interest yet liquidity like saving account, the best option is go for money market fund, can handle it online also

totally different products. savings account have pidm, mmf don't have

You want to have PDIM, you will never get 4%
mmf you know is still park your money to FD and saving in the form of unit trust

At least that is the safest thing to put aside from saving account or FD
opps btw with the OPR goes down, mmf also won't have 4%

this thread is about savings account, you're in the wrong place to discuss mmf.

also, conditional high yield savings account can go beyond 6%, so it is way way better than mmf

Since new campaign early this year, it become bonus 1 on 15th of next month and other bonus all lumped together and credited on 3rd week of the month.

But for June, they didn’t credit any on 15th due to system issue as per announcement, n lump all n credited on 22 July.

Not sure next month is how, wait n see

OCBC360 REVISED the interest to 3% .... .....


seriously ... .....

Still got people using OCBC360? RHB and UOB so much better since OCBC last revision.....

I am using uob360, haven't really explored rhb n uob, heard they have more conditions to meet.

Can share the link of this revision?

https://www.ocbc.com.my/personal-banking/de...its/360-account

wow, they quietly changed without announcement like last time... just notice that July25 interest received on 2 Aug already down to 3%

already announced


14 July 2025
Revision on interest / profit rates for FD/-i, Multi Currency Term Deposit (MYR), Current & Savings Account/-i following OPR Cut on 9 July 2025

https://www.ocbc.com.my/iwov-resources/my/o...ice-14jul25.pdf

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This post has been edited by xiaoxiaoshen: Oct 3 2025, 11:49 AM

Link: https://www.cimb.com.my/en/personal/campaig...s-campaign.html
If you're an existing customer, I guess you would've received an email informing you of your Monthly Average Balance (MAB) Goal + details of the campaign.

Curious how CIMB decided this number and what's everyone's number, if any?

Mine


***Important TNC:
Basically it means the 4 p.a. bonus only applies to the excess amount above your MAB! So if your MAB is 45k and you throw in 45k, it's still 0 bonus p.a.

This post has been edited by Takudan: Nov 3 2025, 12:47 AM

is that means, could have keep it at minimum balance?

Haha the "4% bonus return" return sounds like a clickbait. The effective rate is never as high as 4% p.a.

Suggest you to change the thread description, pretty misleading to me...