Link: https://www.cimb.com.my/en/personal/campaig...s-campaign.html
If you're an existing customer, I guess you would've received an email informing you of your Monthly Average Balance (MAB) Goal + details of the campaign.

Curious how CIMB decided this number and what's everyone's number, if any?

Mine


***Important TNC:
Basically it means the 4 p.a. bonus only applies to the excess amount above your MAB! So if your MAB is 45k and you throw in 45k, it's still 0 bonus p.a.

This post has been edited by Takudan: Nov 3 2025, 12:47 AM

If by minimum balance you mean the "MAB goal", then no. Keeping it right at the goal means you get 0 bonus, because the bonus only applies to the excess. That's how I understood the examples and TNC.

Long story short, promotion for them, not so much for you lol

Lol good point, modified now. At least with more stars like how they love it

This post has been edited by Takudan: Nov 3 2025, 12:48 AM

Ohh yours CIMB preferred seems to have more favourable rates. I mean, the bar is much higher yes, but at least I think the bonus applies to the whole RM 250k (the target MAB) in your example?

RM 45k MAB for kuli plebs like me is stupid as hell because I not only have to sacrifice interest of the base RM 45k, on top of that only the exceeded amount of up to RM 30k is applicable for the 4% (due to 75k limit). Like, it's quite scummy they're obscuring the mathematics behind, as if assuming most people wouldn't do the maths or read the TNC.

Meanwhile KDI and Versa can provide almost 4% without this much gatekeeping and it applies to the whole amount to a certain extent. I have 0 reason to break my other piggy banks to flatten THEIR piggy bank.

Interesting sharing though, I did not expect such differences with the Preferred.