24 JAN 24 JAN (DGP) GET REWARDED C/BACK-WK22 50.00

All 10 txn done on 1st day, i.e. 25 Dec 2017 at Shopee, Lazada, UOBPayonline for TM, Giant

Already having VS card. I applied for Quantum cards thru email. Just request and did not fill up any forms or provide any documents.

Had anyone succeeded in getting the PBB visa signature even though his/her income doesnt meet the 100k min annual salary requirement?

recently dropped to 80k....

What if its 70k+ ? do u think they will approve?

nope

Less attractive than spending 500 for 50.

Also harder to hit given that previously will also have the 6% cashback additional, but now the higher requirement and lower cap means even lower cashback for same spending.

For me I'll max out the 38 and get an additional 30+ ringgit from spending 6++, then don't bother unless really have to spend. The marginal 5% (max, if you ngam ngam spend 100) may as well get from quantum or maybank2kard.

the math is easy, assuming u have both VS & QMC, who doesnt?

VS quota 633.33 CB 38
QMC quota 600 CB 30

Scenario 1: Week 1, spend max for both card, get 30+38+50 = 118/1233.33 = effective CB 9.57%

Scenario 2: Week 1 & 2, spend 500x2 each, get 30+38+50+50 = 168 / 2000 = effective CB 8.4%, but more cash back

with supp card(s), u can manufacture more benefit.

why Maybank2kard?



* P/S why compare to the history? Look forward

This post has been edited by herc: Jan 24 2018, 05:03 PM

is eu yan seng categorized as grocery?

Actually the maximum is RM2000 with 3 cards...

30+30+38+50+50 ... with RM100(x20)... effective CB 9.9%...

Max percentage 30+30+38+90 with RM1833... effective CB 10.26%

This post has been edited by BeastX: Jan 24 2018, 05:16 PM

don't simply make calculation
the RM30 + RM30 + RM38 is only RM98/month
the additional RM50 is only for 26 weeks which is RM1300
so for the 26 weeks, which is well over 6 months, max is only RM1888

And my calculations is based on the minimum monthly statement spending for the highest % in CB... for the max CB, so on average if you want to max out the CB for that statement month, it's either RM298 or RM348 (depending on how many Mondays in that statement month).

This post has been edited by BeastX: Jan 24 2018, 05:28 PM

Max CB on a 4-Monday-month can be RM472 if u have 1 principal + 3 supps

R u guys accountants ? So pandai kira. Lol

PBB sure rugi to all of u ....

nothing to envy. everyone's spending is different.

heck, you can calculate all the permutations for anyone having either 1,2,3....8,9 supp cards! have fun with it.

Anyway to renew insurance thru online and can get cash back?
Which company of insurance covered?
Really want to know before renew my car / motor insurance.
Appreciate and thanks.

why dont you list out your insurance provider?

post #4 has the list of tested insurance portal. does your insurance provider has its own portal?

i just dumped all my insurance auto debit to HLB Fortune Card for around RM2k for my wife, kids and myself, at least i got RM20 there already and public bank just mean for others online and dining activity. mbb vs is for grocery and petrol~

If Auto debit, maybe can consider SCB JustOne / Alliance YouNique.