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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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herc
post Sep 29 2017, 11:58 AM

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erm I got missing CB for Week 4 & 5, all tx did on Monday. Just called CS and she said will need to check with marketing side and get back to me.
herc
post Sep 29 2017, 12:26 PM

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QUOTE(HappyGuy @ Sep 29 2017, 12:19 PM)
I didnt received CB for week 4 & 5 too, but CS told me quota cut-off time is Monday afternnoon, some of my transactions completed Tuesday night, so he not even want to check further.
Please report back if any update.
*
Monday afternoon so fast?

For my transactions, Aug 21 is early morning so should eligible, Aug 28 is noon, finger crossed
herc
post Sep 29 2017, 12:35 PM

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haha thanks, then i wait n see what's the CS will tell me.
herc
post Sep 29 2017, 03:49 PM

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QUOTE(janson_kaniaz @ Sep 29 2017, 03:34 PM)
If you don't mind sharing the trx, maybe can know which is the cause. For my case, I suspect it's the timing of my SMS, since I only SMS for the registration after making 2 trx. All my transactions should be eligible for the promo.
*
PAYONLINE-TELEKOM KL(HD) MY RM50 x 10
herc
post Oct 4 2017, 11:10 AM

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Update regarding my missing Week 4 & Week 5 10x swipe bonus.

PBB CS just called me, marketing dept verified it is error from their end and will credit back RM50+RM50 to me. rclxm9.gif
herc
post Oct 6 2017, 05:22 PM

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QUOTE(christie_ang @ Oct 6 2017, 03:19 PM)
May I know when is your last transaction on week5?

I got nothing on week5 as well, last transaction was on 30th Aug
*
Maxis (maxispay) & Digi (UOB Payonline) on 28th Aug.

Just saw Week 6 is in, 10x on Sep 4, UOBPayonline Unifi + Maxis

This post has been edited by herc: Oct 6 2017, 05:27 PM
herc
post Oct 8 2017, 11:25 PM

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QUOTE(kevyeoh @ Oct 6 2017, 10:14 PM)
Your uob use VS or Quantum?
*
Both

TM use VS
Digi on Quantum
herc
post Oct 11 2017, 02:40 PM

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QUOTE(christie_ang @ Oct 10 2017, 10:14 PM)
Too bad, I call CS just now. He insisted that Telekom is not entitle. MPSP not entitle as well. Both listed as utilities...
*
For Telekom & Unifi, I always pay with UOBPayonline. No problem for VS 6% and 10x swipe promo

Got missing cash back on Week 4 & 5, called CS, turn out mistake at their end.

Week 4 = 6 UOB Payonline / TM
Week 6 = 6 UOB Payonline / Unifi

06 OCT 06 OCT (DGP) GET REWARDED C/BACK-WK6 50.00 CR
09 OCT 09 OCT (DGP) (DGP) RET REWARDED C/BACK-WK5 50.00 CR
09 OCT 09 OCT (DGP) (DGP) GET REWARDED C/BACK-WK4 50.00 CR

Got back the missing cash back aldy. Suggest u hang up and call again.
herc
post Oct 13 2017, 09:30 AM

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QUOTE(ClarenceT @ Oct 13 2017, 09:23 AM)
Frankly speaking, Principal cardholder shall receive 1 single bill only including transactions from the supplementary cardholders. If the principal doesn't pay, then the supplementary cardholder shall be liable for his/her transactions.

If separate bills, no way the principal will find out the transactions from supplementary cardholders and the principal may exercise his/her rights to terminate the supplementary cards when necessary. If the supplementary doesn't pay, then principal is liable but it is too late to rectify.
*
u can always opt for combined statement if u unable to manage. Ppl here ask for separated statement are for the 'loophole' biggrin.gif
herc
post Nov 21 2017, 12:37 AM

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QUOTE(mamamia @ Nov 20 2017, 11:13 PM)
WHEre to get luggage / phone Offer?

Can a sup card apply for principal card of PBVS? If principal card approved, will PBB cancel the sup card? Anyone know?
*
I have both Principal and Supplementary card under my very same name
so does my other half

and the funny thing with the separate statement, her supp card can be viewed under her own online account, so do i

This post has been edited by herc: Nov 21 2017, 12:39 AM
herc
post Nov 21 2017, 09:21 AM

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QUOTE(tonytyk @ Nov 21 2017, 09:06 AM)
Need to have the sequence of  getting the cards right in order to have these cards?

Ie you got your principal card first and supplementary card for your wife later then she get her principal card before you get your supplementary card?
*
I did both way, not really matter, Wife got supp then only apply principal, and supp to me.
herc
post Nov 21 2017, 04:14 PM

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QUOTE(stargate8 @ Nov 21 2017, 01:15 PM)
wow so husband n wife got 2 x 2 pbquantum cards so max cashback 60 x 2 = 120
*
if u really wanna count.. I managed all the cards.
and apparently I have 6 VS + 6 quantum mastercard rclxms.gif
herc
post Dec 15 2017, 05:43 PM

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QUOTE(paogeh @ Dec 15 2017, 05:04 PM)
Let's say u max out 9 sup cards,

can u put them under such as ,
1. wife == ok , definately can
2. parent = ?
3. ChildrenĀ  (below 18 , my sonĀ  , 2 years old)
4. friends ?
*
2. parent can

5. i have supp card for brother in law :-)
6. siblings OK

This post has been edited by herc: Dec 15 2017, 05:44 PM
herc
post Jan 24 2018, 01:50 PM

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QUOTE(LostAndFound @ Jan 24 2018, 01:23 PM)
Thanks, got mine too =). And so ends the 22-week cycle for that promo. New promo rate not so attractive so not going to aim RM50 a month liao....
*
if spend 1k for RM50 is not attractive, then M2C can send to landfill aldy tongue.gif
herc
post Jan 24 2018, 04:56 PM

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QUOTE(LostAndFound @ Jan 24 2018, 04:17 PM)
Less attractive than spending 500 for 50.

Also harder to hit given that previously will also have the 6% cashback additional, but now the higher requirement and lower cap means even lower cashback for same spending.

For me I'll max out the 38 and get an additional 30+ ringgit from spending 6++, then don't bother unless really have to spend. The marginal 5% (max, if you ngam ngam spend 100) may as well get from quantum or maybank2kard.
*
the math is easy, assuming u have both VS & QMC, who doesnt?

VS quota 633.33 CB 38
QMC quota 600 CB 30

Scenario 1: Week 1, spend max for both card, get 30+38+50 = 118/1233.33 = effective CB 9.57%

Scenario 2: Week 1 & 2, spend 500x2 each, get 30+38+50+50 = 168 / 2000 = effective CB 8.4%, but more cash back

with supp card(s), u can manufacture more benefit.

why Maybank2kard? tongue.gif



* P/S why compare to the history? Look forward laugh.gif

This post has been edited by herc: Jan 24 2018, 05:03 PM
herc
post Jan 24 2018, 07:16 PM

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QUOTE(BeastX @ Jan 24 2018, 05:27 PM)
And my calculations is based on the minimum monthly statement spending for the highest % in CB... for the max CB, so on average if you want to max out the CB for that statement month, it's either RM298 or RM348 (depending on how many Mondays in that statement month).
*
Max CB on a 4-Monday-month can be RM472 if u have 1 principal + 3 supps tongue.gif

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