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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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scfans
post Jan 25 2018, 11:14 AM

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Hi everyone, usually Public bank will give the bonus cashback for those who have swiped more on last year right, usually this will reflect on this month statement ?
cybpsych
post Jan 25 2018, 11:30 AM

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QUOTE(scfans @ Jan 25 2018, 11:14 AM)
Hi everyone, usually Public bank will give the bonus cashback for those who have swiped more on last year right, usually this will reflect on this month statement ?
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no fixed schedule.

crediting is roughly about ~1 month after each qualifying week.


e.g. Week22 (25-31 Decc 2017) for Get Rewarded campaign, the cb already been credited on 24 Jan 2017.
siawyent
post Jan 25 2018, 11:39 AM

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If pay with PaybillsMalaysia.com eligible for cash back?
scfans
post Jan 25 2018, 11:40 AM

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QUOTE(cybpsych @ Jan 25 2018, 11:30 AM)
no fixed schedule.

crediting is roughly about ~1 month after each qualifying week.
e.g. Week22 (25-31 Decc 2017) for Get Rewarded campaign, the cb already been credited on 24 Jan 2017.
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oh i see, not like last last year, PB rewarded a special cash back to those customers who have swiped since 1 Jan 16 till 31 Dec 16, on January 2017 statement.
now became monthly already ?
cybpsych
post Jan 25 2018, 11:42 AM

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QUOTE(scfans @ Jan 25 2018, 11:40 AM)
oh i see, not like last last year, PB rewarded a special cash back to those customers who have swiped since 1 Jan 16 till 31 Dec 16, on January 2017 statement.
now became monthly already ?
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what type of cashback/promo are you referring to?

it this specific to certain pbb card? or general cards?
ClarenceT
post Jan 25 2018, 11:51 AM

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QUOTE(sam240 @ Jan 25 2018, 09:16 AM)
Anyway to renew insurance thru online and can get cash back?
Which company of insurance covered?
Really want to know before renew my car / motor insurance.
Appreciate and thanks.
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Motortakaful.com (by Etiqa Takaful of Maybank)
ClarenceT
post Jan 25 2018, 12:00 PM

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QUOTE(siawyent @ Jan 25 2018, 11:39 AM)
If pay with PaybillsMalaysia.com eligible for cash back?
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Online payment (6% for VS) - Paymentgalaxy (paybillsmalaysia.com by SAINS). Payment to Sesco and Land&Survey only.
Alternatively you may use Sarawakpay App (SiliconNet EC, also by SAINS). Top-up e-wallet to get online rebate and use the credit in e-wallet to pay Sesco, water board, land&survey or council bills etc.
P/S not eligible for special cashback campaign (eg every 2XRM100) as it is government-related.
ClarenceT
post Jan 25 2018, 12:08 PM

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QUOTE(scfans @ Jan 25 2018, 11:40 AM)
oh i see, not like last last year, PB rewarded a special cash back to those customers who have swiped since 1 Jan 16 till 31 Dec 16, on January 2017 statement.
now became monthly already ?
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Cash Megabonus (old PB cards?) that the cash rebate is paid once a year?
Not attractive now. Quantum cards and Visa Signatures give better rebate rate and credit monthly.

scfans
post Jan 25 2018, 12:10 PM

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QUOTE(cybpsych @ Jan 25 2018, 11:42 AM)
what type of cashback/promo are you referring to?

it this specific to certain pbb card? or general cards?
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i can't remember, last time i saw it in old thread, everyone who swiped it in the previous (2016 or 2015), they get few hundreds ringgit cash back reflected in January statement.
PB rewarded it to those who swiped it more on previous year, something like that..
BeastX
post Jan 25 2018, 12:56 PM

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QUOTE(scfans @ Jan 25 2018, 12:10 PM)
i can't remember, last time i saw it in old thread, everyone who swiped it in the previous (2016 or 2015), they get few hundreds ringgit cash back reflected in January statement.
PB rewarded it to those who swiped it more on previous year, something like that..
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Yearly CB is on the last statement of the year.... the Dec statement...
ClarenceT
post Jan 25 2018, 01:18 PM

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QUOTE(BeastX @ Jan 25 2018, 12:56 PM)
Yearly CB is on the last statement of the year.... the Dec statement...
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I was using PB credit card about 10 years ago, the "cash megabonus" was accumulated every month but the accumulated bonus will be converted to cash/credit once a year only, if you continue to be the cardmember in the following year. I think he is talking about the "cash megabonus".

This post has been edited by ClarenceT: Jan 25 2018, 01:20 PM
BeastX
post Jan 25 2018, 01:29 PM

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QUOTE(ClarenceT @ Jan 25 2018, 01:18 PM)
I was using PB credit card about 10 years ago, the "cash megabonus" was accumulated every month but the accumulated bonus will be converted to cash/credit once a year only, if you continue to be the cardmember in the following year. I think he is talking about the "cash megabonus".
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Well there's no Cash Megabonus with VS and Quantum cards....<<not that I aware of...
michaelho
post Jan 25 2018, 03:00 PM

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applied Quantum over email yesterday for more cards to play around with. And today received a call from them to verify. Quite fast I must say. Am I correct to say that for Quantum, CB will only come in after the following month of approval, like VS?
cybpsych
post Jan 25 2018, 03:20 PM

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QUOTE(michaelho @ Jan 25 2018, 03:00 PM)
applied Quantum over email yesterday for more cards to play around with. And today received a call from them to verify. Quite fast I must say. Am I correct to say that for Quantum, CB will only come in after the following month of approval, like VS?
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not "following month of approval" per se.

if your approval is on 25 Jan, statement in the letter is 4 Feb, your first cb is actually on 4 March (first actual statement).

there will be no statement for 4 Feb due to incomplete statement month (25 Jan to 4 Feb). system will only gen the statement on 4 Mar instead, that's where you cb is credited (for transactions posted between 25 Jan to 4 Mar).
michaelho
post Jan 25 2018, 03:22 PM

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QUOTE(cybpsych @ Jan 25 2018, 03:20 PM)
not "following month of approval" per se.

if your approval is on 25 Jan, statement in the letter is 4 Feb, your first cb is actually on 4 March (first actual statement).

there will be no statement for 4 Feb due to incomplete statement month (25 Jan to 4 Feb). system will only gen the statement on 4 Mar instead, that's where you cb is credited (for transactions posted between 25 Jan to 4 Mar).
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Noted with thanks smile.gif
sam240
post Jan 25 2018, 04:21 PM

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QUOTE(cybpsych @ Jan 25 2018, 09:29 AM)
why dont you list out your insurance provider?

post #4 has the list of tested insurance portal. does your insurance provider has its own portal?
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Thanks for this info,
Found it: Berjaya Sompo https://www.berjayasompo.com.my/

But so far, my agent help me to renew and ask my credit card info, after I provide to my agent, then I just want and collect for the roadtax and policy.
So if I keep continue to allow them to renew, are they use the same website (https://www.berjayasompo.com.my/) to renew my roadtax?
If yes, at least I'll get the 6% or 5% cash back, right?
scfans
post Jan 25 2018, 04:22 PM

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I guess i have found it, its called Loyalty & Rewards, in my Dec statement.

Attached Image
ClarenceT
post Jan 25 2018, 04:29 PM

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QUOTE(sam240 @ Jan 25 2018, 04:21 PM)
Thanks for this info, 
Found it:  Berjaya Sompo https://www.berjayasompo.com.my/

But so far, my agent help me to renew and ask my credit card info, after I provide to my agent, then I just want and collect for the roadtax and policy.
So if I keep continue to allow them to renew, are they use the same website (https://www.berjayasompo.com.my/) to renew my roadtax?
If yes, at least I'll get the 6% or 5% cash back, right?
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You get OTP SMS and provide OTP? Then it is an online transaction.
If manually charged, including you key in your PIN, or you agree to Auto Debit, then it is not considered ONLINE transaction.
cybpsych
post Jan 25 2018, 04:51 PM

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QUOTE(scfans @ Jan 25 2018, 04:22 PM)
I guess i have found it, its called Loyalty & Rewards, in my Dec statement.

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that is a summary, not a reward.
BeastX
post Jan 25 2018, 08:20 PM

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QUOTE(scfans @ Jan 25 2018, 04:22 PM)
I guess i have found it, its called Loyalty & Rewards, in my Dec statement.

Attached Image
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Which is the accumulated CB for the entire year....standard and promos...

The max...one can get with the 3 cards combo for 2017... is around 3.8k....

This post has been edited by BeastX: Jan 25 2018, 08:25 PM

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