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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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SzeMeng76
post Sep 17 2017, 04:30 PM

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QUOTE(nitehawk @ Sep 17 2017, 04:11 PM)
Anyone here have both VISA Signature and Quantum MasterCard & VISA? Do you get separate credit limit and cash back both or do you get combined credit limit and cash back limit?
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Combined credit limit. Separate cash back pool.
SzeMeng76
post Sep 20 2017, 04:27 PM

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QUOTE(maximillan @ Sep 20 2017, 04:17 PM)
ops  confused.gif

public bank likely to miss out giving out cashback on your credit card purchase. Happened twice ald!  shakehead.gif
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I did not face any. Mind to share which cash back they missed out to yours?
SzeMeng76
post Sep 20 2017, 04:34 PM

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QUOTE(maximillan @ Sep 20 2017, 04:31 PM)
1. Lazada- called CS. CS replied saying my purchase is over desktop not via Lazada app so it is not  categorized 'ONLINE'.  bangwall.gif  what logic is this??!! emailed them. Diff reply came back and they manually put in the cashback on next cycle  rclxms.gif
2. H&M- emailed them. Probably H&M is not considered as 'Departmental' to public bank.. who knows?!  hmm.gif
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1. Yes, Lazada recently facing some issue not only Pbb cards also same to others rebate card because Lazada change their payment platform not recognise as ecommerce, but Pbb will manual adjust cash back.

2. H&M confirmed not departmental stores. It's clothes stores, departmental referring to like Aeon / Parkson / Tangs / Metrojaya etc.
SzeMeng76
post Sep 23 2017, 08:23 PM

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QUOTE(theberry @ Sep 23 2017, 08:14 PM)
hey guys, if i already have the principal card, possible to apply the supp card and share the credit limit from my principal card?
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Yes of course. But for who?
SzeMeng76
post Sep 27 2017, 04:31 PM

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QUOTE(minde @ Sep 27 2017, 03:59 PM)
hi,

i recently applied for pb platinum card.. however they've gave me 2 cards, visa and master card. May I ask if they will charge twice for the annual fee? How likely is PB waiving annual fees?
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why dont apply PBB Quantum? more benefit.
I think yes. both card will charge annual fee.
But it waived with 12x swipe per year.
SzeMeng76
post Sep 27 2017, 04:38 PM

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QUOTE(minde @ Sep 27 2017, 04:37 PM)
didn't realize quantum existed.. i was looking for balance transfer card.. Is it possible to have the cards changed to the Quantum?

I think first year free fee waiver etc..
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I suggest you go apply additional card - Quantum. Once approved,
u then proceed to cancel the normal Platinum card.
Quantum annual fee is free for life.
SzeMeng76
post Sep 28 2017, 02:19 PM

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QUOTE(vin_ann @ Sep 28 2017, 02:13 PM)
OMG...

im being charged RM333 annual fees for my Visa Credit card!

Visa Platinum/PB Platinum MasterCard RM352-98
want to ask: current this visa card have the balance transfer instalment, do this consider as "swipes" I quote above????
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Balance transfer not counted as a swipe. A swipe must be retail transaction, either u swipe ur card at petrol station, retail shop, or online.
SzeMeng76
post Oct 2 2017, 10:37 PM

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QUOTE(Leroi2x @ Oct 2 2017, 10:06 PM)
if i just work 3 month, only able to show 3month pay slip
izzit possible to get card from public bank?
any1 have experience ?
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Advised to wait after 6 months, cuz Pbb quite strict for approve credit card.
SzeMeng76
post Oct 3 2017, 03:31 AM

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QUOTE(MGM @ Oct 3 2017, 01:30 AM)
Does supplementary Quantum cards enjoy separate CB if statement is separate from Principle card like VS?
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Yes
SzeMeng76
post Oct 3 2017, 08:01 AM

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QUOTE(Leroi2x @ Oct 3 2017, 07:44 AM)
If rejected,nid wait how long to re-apply ya~
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Need wait 6 months to 1 year.
SzeMeng76
post Oct 3 2017, 09:06 AM

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QUOTE(Leroi2x @ Oct 3 2017, 08:24 AM)
Walao so long, bro u work pbb?
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Nope. This period applied to all bank though.
SzeMeng76
post Oct 6 2017, 06:12 AM

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QUOTE(hustlerism @ Oct 6 2017, 02:09 AM)
Since my cc application (PB quantum) got rejected last time, can i still apply it again or appeal?
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Yes. Wait 6 months.
SzeMeng76
post Oct 12 2017, 08:58 AM

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QUOTE(cybpsych @ Oct 12 2017, 08:54 AM)
ok i purposely asked CS whether can cancel either of the Quantum cards.

CS said no issue to cancel either card.

you can try for your quantum card once gotten the luggage bag  sweat.gif
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But both useful for me. Visa very useful when I shopping at Parkson. Haha
SzeMeng76
post Oct 12 2017, 06:42 PM

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QUOTE(kevyeoh @ Oct 12 2017, 06:29 PM)
Nonsense... cimb card... supplementary also got separate cb
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PBB got separate CB if opt for separate statement for supp card.
But they was mentioned about the 10x campaign,
the campaign TnC stated very clear, CB will be combined Supp spending and credited to Principal only,
so nothing non sense.

SzeMeng76
post Oct 12 2017, 07:02 PM

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QUOTE(mamamia @ Oct 12 2017, 06:57 PM)
Nope, this is not relating to the campaign cashback.. the PBB CS is mentioned about the 6% Card feature.. this is actually known issue just that PBB has not do anything so far (*finger cross that they don fixed it*)

Attached is the extract of PBVS PDS where it mentioned the RM50 cashback is per principal account..

[attachmentid=9231775]
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They revised TnC? As I know previously separate statement then supp card got the separate CB. hmm.gif
SzeMeng76
post Oct 12 2017, 07:28 PM

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QUOTE(cybpsych @ Oct 12 2017, 07:10 PM)
separate statement=separate cb has always been a loophole all along la, NOT a feature  doh.gif
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Lol never know. Cuz I did not do the separate statement for my supp card though sweat.gif
SzeMeng76
post Oct 14 2017, 09:36 AM

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Eligible for 5% cash back

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SzeMeng76
post Oct 15 2017, 02:41 PM

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QUOTE(sl3ge @ Oct 15 2017, 02:39 PM)
How about using jompay?
Thanks bro
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jompay by using Pbe also not eligible.
SzeMeng76
post Oct 16 2017, 11:07 PM

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QUOTE(JuneResources @ Oct 16 2017, 10:41 PM)
Oh not, I realize that PTPTN portal and TNB bill got CB for Quantum card.
Damn hand itchy already. I want to abandon Ambank True credit card or not?

Got people can advice for it?
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Confirmed Quantum better than TRUE. It's 5% rebate.
SzeMeng76
post Oct 20 2017, 03:10 AM

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QUOTE(theberry @ Oct 19 2017, 07:15 PM)
anyone know when is the statement date for public bank cc?
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It's different for everyone. U can call CS to check.

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