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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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LostAndFound
post Jan 17 2018, 02:01 PM

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QUOTE(BeastX @ Jan 17 2018, 01:51 PM)
17 JAN (DGP) GET REWARDED C/BACK-WK20 50.00
*
Phew, I just logged in before 12 didn't see this, now got. Also got full RM50.
maxgenesis
post Jan 17 2018, 03:02 PM

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yea just got my card. want to ask how to op for the sms transaction?
i want to choose the limit lower so can get it everytime.
akib_mullen
post Jan 17 2018, 03:49 PM

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Guys can explain a bit about my cards?
In letter when i got card it says combined limit is 6k
But take a look at the picture
» Click to show Spoiler - click again to hide... «

» Click to show Spoiler - click again to hide... «


My visa available balance is rm2570.13
My mastercard available balance is rm4552.51
But all cards balance is same at rm4877.36.
So which one is my balance credit limit?
tan_aniki
post Jan 17 2018, 04:23 PM

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QUOTE(akib_mullen @ Jan 17 2018, 03:49 PM)
Guys can explain a bit about my cards?
In letter when i got card it says combined limit is 6k
But take a look at the picture
» Click to show Spoiler - click again to hide... «

» Click to show Spoiler - click again to hide... «


My visa available balance is rm2570.13
My mastercard available balance is rm4552.51
But all cards balance is same at rm4877.36.
So which one is my balance credit limit?
*
Your credit limit is RM6000 = RM763.19 (Outstanding Balance) + RM2666.68 (Authorised Charges) + RM2570.13 (Available Balance)
Same apply to MC.

Authorised Charges are those that haven't posted in your transaction yet.
Those involved installment plan charges and petrol pump charges at RM200 for each pump and revert back to actual charges after the petrol station do the settlement.

I don't think combine limit RM6k, it is separate RM6k as the all card balance is total outstanding + authorised charges, not available balances.

This post has been edited by tan_aniki: Jan 17 2018, 04:28 PM
akib_mullen
post Jan 17 2018, 04:55 PM

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QUOTE(tan_aniki @ Jan 17 2018, 04:23 PM)
Your credit limit is RM6000 = RM763.19 (Outstanding Balance) + RM2666.68 (Authorised Charges) + RM2570.13 (Available Balance)
Same apply to MC.

Authorised Charges are those that haven't posted in your transaction yet.
Those involved installment plan charges and petrol pump charges at RM200 for each pump and revert back to actual charges after the petrol station do the settlement.

I don't think combine limit RM6k, it is separate RM6k as the all card balance is total outstanding + authorised charges, not available balances.
*
Oh right, when i add up total outstanding and total authorised charges i got all cards balance. I thought all card balance is balance that i can use, but balance that i need to pay instead. And according to available balance, it is 6k each card. But in the letter said combined limit is 6k. Anyway, that clear things up. Thank you
daniel7910
post Jan 17 2018, 05:07 PM

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QUOTE(LostAndFound @ Jan 17 2018, 02:01 PM)
Phew, I just logged in before 12 didn't see this, now got. Also got full RM50.
*
17 JAN (DGP) GET REWARDED C/BACK-WK20 50.00 CR

got mine also... tongue.gif
lazyg
post Jan 17 2018, 05:19 PM

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DarReNz

Eligible for PBB VS 6% Dining
KYOCHON-PEARL SURIA

cybpsych
post Jan 17 2018, 06:50 PM

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QUOTE(maxgenesis @ Jan 17 2018, 03:02 PM)
yea just got my card. want to ask how to op for the sms transaction?
i want to choose the limit lower so can get it everytime.
*
call CS
TSDarReNz
post Jan 17 2018, 07:24 PM

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QUOTE(wykoh2 @ Jan 17 2018, 01:33 PM)
Like this seem useless to use Quantum on Taobao as they charge 3% transaction fee.
3% transaction fee + 2% foreign transaction already 5%

Better use revpay to pay on taobao
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that's not right, the total forex rate for public bank cards are 1.25% nod.gif
TSDarReNz
post Jan 17 2018, 07:27 PM

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QUOTE(lazyg @ Jan 17 2018, 05:19 PM)
DarReNz

Eligible for PBB VS 6% Dining
KYOCHON-PEARL SURIA
*
updated Pearl Shopping Gallery cool2.gif
maxgenesis
post Jan 17 2018, 07:57 PM

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QUOTE(cybpsych @ Jan 17 2018, 07:50 PM)
call CS
*
done. thanks.

another questions, when login to astro and click on pay bill, it blank.. did anyone experience this before?
is there any other way to pay astro bill and get the 5%?
Attached Image
cybpsych
post Jan 17 2018, 09:23 PM

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QUOTE(maxgenesis @ Jan 17 2018, 07:57 PM)
done. thanks.

another questions, when login to astro and click on pay bill, it blank.. did anyone experience this before?
is there any other way to pay astro bill and get the 5%?
Attached Image
*
try disable popup blocker and adblocker

the portal has many redirections, very annoying.
sam240
post Jan 18 2018, 12:51 AM

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QUOTE(chenhui87 @ Jan 17 2018, 01:36 PM)
I was thinking of it too, pay by revpay charge 1.5% only.
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even with 1.5%, but is the forex currency will higher (paid in MYR) compare to the credit card?
maxgenesis
post Jan 18 2018, 01:37 AM

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QUOTE(cybpsych @ Jan 17 2018, 10:23 PM)
try disable popup blocker and adblocker

the portal has many redirections, very annoying.
*
tried, still cant.
even try with microsoft edge...
what browser u using? anyone else encounter this?
LostAndFound
post Jan 18 2018, 05:46 AM

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Just got the PB balance transfer offer (free gift if apply for 36-month 8% p.a). The advert states RM100 early settlement fee, does that mean I can apply, get the gift, then do early settlement to avoid paying interest? Effectively can buy the TV for RM100++?
cybpsych
post Jan 18 2018, 07:24 AM

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QUOTE(LostAndFound @ Jan 18 2018, 05:46 AM)
Just got the PB balance transfer offer (free gift if apply for 36-month 8% p.a). The advert states RM100 early settlement fee, does that mean I can apply, get the gift, then do early settlement to avoid paying interest? Effectively can buy the TV for RM100++?
*
cannot avoid the full interest amount

// The Bank shall be entitled to debit RM100 from the Cardmember’s account for any early settlement of the amount ahead of the instalment tenure. All outstanding instalments with its respective interest for the entire tenure shall immediately become due and payable in any early settlement.

For the avoidance of doubt, any cancellation of the Card shall be regarded as an early settlement under the programme and the Bank shall similarly be entitled to debit the early settlement penalty of RM100 from the Cardmember’s account and shall have the right to claim and be paid with all outstanding instalment with its respective interest for the entire tenure, due to aforesaid reason. //


QUOTE(maxgenesis @ Jan 18 2018, 01:37 AM)
tried, still cant.
even try with microsoft edge...
what browser u using? anyone else encounter this?
*
normal google chrome

retry later then. the page periodically in maintenance...

This post has been edited by cybpsych: Jan 18 2018, 07:25 AM
siawyent
post Jan 18 2018, 08:39 AM

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QUOTE(maxgenesis @ Jan 17 2018, 03:02 PM)
yea just got my card. want to ask how to op for the sms transaction?
i want to choose the limit lower so can get it everytime.
*
When did you receive sms approval? Mine received sms on 9/1 but now still not received.
wca
post Jan 18 2018, 09:12 AM

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Report:

PBB Quantum Visa

CB not entitled: LOUD SPEAKER DAMANSARA SELANGOR MY
spreeeee
post Jan 18 2018, 09:36 AM

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Quantum MC, CB granted:

Dining: EDO ICHI Japanese Restaurant, Bangsar South, KL
Online: Berjaya Sompo (Travel Insurance)
maxgenesis
post Jan 18 2018, 10:22 AM

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QUOTE(siawyent @ Jan 18 2018, 09:39 AM)
When did you receive sms approval?  Mine received sms on 9/1 but now still not received.
*
apply on 9 Jan, sms card approval on 12 Jan. recieve card on 17 Jan...
fastest CC that i get...

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