QUOTE(BeastX @ Jan 17 2018, 01:51 PM)
Phew, I just logged in before 12 didn't see this, now got. Also got full RM50.Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back
Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back
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Jan 17 2018, 02:01 PM
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Senior Member
6,257 posts Joined: Jul 2005 From: UEP Subang Jaya |
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Jan 17 2018, 03:02 PM
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Junior Member
423 posts Joined: May 2007 |
yea just got my card. want to ask how to op for the sms transaction?
i want to choose the limit lower so can get it everytime. |
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Jan 17 2018, 03:49 PM
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Senior Member
691 posts Joined: Jul 2011 |
Guys can explain a bit about my cards?
In letter when i got card it says combined limit is 6k But take a look at the picture » Click to show Spoiler - click again to hide... « » Click to show Spoiler - click again to hide... « My visa available balance is rm2570.13 My mastercard available balance is rm4552.51 But all cards balance is same at rm4877.36. So which one is my balance credit limit? |
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Jan 17 2018, 04:23 PM
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Senior Member
9,052 posts Joined: Feb 2006 |
QUOTE(akib_mullen @ Jan 17 2018, 03:49 PM) Guys can explain a bit about my cards? Your credit limit is RM6000 = RM763.19 (Outstanding Balance) + RM2666.68 (Authorised Charges) + RM2570.13 (Available Balance)In letter when i got card it says combined limit is 6k But take a look at the picture » Click to show Spoiler - click again to hide... « » Click to show Spoiler - click again to hide... « My visa available balance is rm2570.13 My mastercard available balance is rm4552.51 But all cards balance is same at rm4877.36. So which one is my balance credit limit? Same apply to MC. Authorised Charges are those that haven't posted in your transaction yet. Those involved installment plan charges and petrol pump charges at RM200 for each pump and revert back to actual charges after the petrol station do the settlement. I don't think combine limit RM6k, it is separate RM6k as the all card balance is total outstanding + authorised charges, not available balances. This post has been edited by tan_aniki: Jan 17 2018, 04:28 PM |
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Jan 17 2018, 04:55 PM
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Senior Member
691 posts Joined: Jul 2011 |
QUOTE(tan_aniki @ Jan 17 2018, 04:23 PM) Your credit limit is RM6000 = RM763.19 (Outstanding Balance) + RM2666.68 (Authorised Charges) + RM2570.13 (Available Balance) Oh right, when i add up total outstanding and total authorised charges i got all cards balance. I thought all card balance is balance that i can use, but balance that i need to pay instead. And according to available balance, it is 6k each card. But in the letter said combined limit is 6k. Anyway, that clear things up. Thank youSame apply to MC. Authorised Charges are those that haven't posted in your transaction yet. Those involved installment plan charges and petrol pump charges at RM200 for each pump and revert back to actual charges after the petrol station do the settlement. I don't think combine limit RM6k, it is separate RM6k as the all card balance is total outstanding + authorised charges, not available balances. |
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Jan 17 2018, 05:07 PM
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Junior Member
286 posts Joined: May 2013 |
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Jan 17 2018, 05:19 PM
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Junior Member
64 posts Joined: Feb 2006 |
DarReNz
Eligible for PBB VS 6% Dining KYOCHON-PEARL SURIA |
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Jan 17 2018, 06:50 PM
Show posts by this member only | IPv6 | Post
#2448
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All Stars
65,264 posts Joined: Jan 2003 |
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Jan 17 2018, 07:24 PM
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Senior Member
7,496 posts Joined: Feb 2007 |
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Jan 17 2018, 07:27 PM
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Senior Member
7,496 posts Joined: Feb 2007 |
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Jan 17 2018, 07:57 PM
Show posts by this member only | IPv6 | Post
#2451
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Junior Member
423 posts Joined: May 2007 |
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Jan 17 2018, 09:23 PM
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All Stars
65,264 posts Joined: Jan 2003 |
QUOTE(maxgenesis @ Jan 17 2018, 07:57 PM) done. thanks. try disable popup blocker and adblockeranother questions, when login to astro and click on pay bill, it blank.. did anyone experience this before? is there any other way to pay astro bill and get the 5%? the portal has many redirections, very annoying. |
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Jan 18 2018, 12:51 AM
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Senior Member
3,657 posts Joined: Jan 2003 |
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Jan 18 2018, 01:37 AM
Show posts by this member only | IPv6 | Post
#2454
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Junior Member
423 posts Joined: May 2007 |
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Jan 18 2018, 05:46 AM
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Senior Member
6,257 posts Joined: Jul 2005 From: UEP Subang Jaya |
Just got the PB balance transfer offer (free gift if apply for 36-month 8% p.a). The advert states RM100 early settlement fee, does that mean I can apply, get the gift, then do early settlement to avoid paying interest? Effectively can buy the TV for RM100++?
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Jan 18 2018, 07:24 AM
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All Stars
65,264 posts Joined: Jan 2003 |
QUOTE(LostAndFound @ Jan 18 2018, 05:46 AM) Just got the PB balance transfer offer (free gift if apply for 36-month 8% p.a). The advert states RM100 early settlement fee, does that mean I can apply, get the gift, then do early settlement to avoid paying interest? Effectively can buy the TV for RM100++? cannot avoid the full interest amount// The Bank shall be entitled to debit RM100 from the Cardmember’s account for any early settlement of the amount ahead of the instalment tenure. All outstanding instalments with its respective interest for the entire tenure shall immediately become due and payable in any early settlement. For the avoidance of doubt, any cancellation of the Card shall be regarded as an early settlement under the programme and the Bank shall similarly be entitled to debit the early settlement penalty of RM100 from the Cardmember’s account and shall have the right to claim and be paid with all outstanding instalment with its respective interest for the entire tenure, due to aforesaid reason. // QUOTE(maxgenesis @ Jan 18 2018, 01:37 AM) normal google chromeretry later then. the page periodically in maintenance... This post has been edited by cybpsych: Jan 18 2018, 07:25 AM |
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Jan 18 2018, 08:39 AM
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Junior Member
762 posts Joined: Sep 2010 |
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Jan 18 2018, 09:12 AM
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Junior Member
189 posts Joined: Jun 2011 |
Report:
PBB Quantum Visa CB not entitled: LOUD SPEAKER DAMANSARA SELANGOR MY |
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Jan 18 2018, 09:36 AM
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Senior Member
3,812 posts Joined: Apr 2009 From: West Malaysia |
Quantum MC, CB granted:
Dining: EDO ICHI Japanese Restaurant, Bangsar South, KL Online: Berjaya Sompo (Travel Insurance) |
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Jan 18 2018, 10:22 AM
Show posts by this member only | IPv6 | Post
#2460
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Junior Member
423 posts Joined: May 2007 |
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