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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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jiaen0509
post Aug 28 2020, 07:05 PM

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AFFIN DUO - "Apply and Win" Campaign until 28 February 2021

user posted image

Campaign Period:
Now until 28 February 2021

Click HERE for the Campaign's Full Terms and Conditions

SOURCE

This post has been edited by jiaen0509: Aug 28 2020, 07:46 PM
GrumpyNooby
post Aug 28 2020, 07:08 PM

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QUOTE(jiaen0509 @ Aug 28 2020, 07:05 PM)
AFFIN DUO - "Apply and Win" Campaign until 28 February 2021

user posted image

Campaign Period:
Now until 28 February 2021

Click HERE for the Campaign's Full Terms and Conditions
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They do not have welcome gift for NTB on these newly launched Duo cards? hmm.gif
cybpsych
post Aug 28 2020, 07:11 PM

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QUOTE(fruitie @ Aug 28 2020, 07:01 PM)
Thanks for the tips. I will take note for below RM 250 only.

Yeah, can easily earn RM 160 per month. biggrin.gif

I don't have good feeling for this Affin's application, how was your previous experience with them? I should ask around if anybody has direct contact with their staffs. Oh well, too late now. laugh.gif
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1st time with them for BHP card, bad and slow application. that was back in 2018.

since then, i believe they've improved the card application process. During MCO, their staff contacted if wanna apply card/FD/services. So, i took the opportunity to apply the VS card as backup to Quantum Visa.

now, i'm asking the staff again to add Duo cards.
fruitie
post Aug 28 2020, 07:13 PM

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QUOTE(cybpsych @ Aug 28 2020, 07:11 PM)
1st time with them for BHP card, bad and slow application. that was back in 2018.

since then, i believe they've improved the card application process. During MCO, their staff contacted if wanna apply card/FD/services. So, i took the opportunity to apply the VS card as backup to Quantum Visa.

now, i'm asking the staff again to add Duo cards.
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Hopefully things will be better now. thumbup.gif I really don't hope to visit their branch for any other matters, not commonly found. laugh.gif
chongteck
post Aug 28 2020, 07:20 PM

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Hi. If we apply credit cards,
is there any grace period we must hold on before we can ask to cancel the card if we don’t like it?
And by cancelling, will that affect us anyway e.g blacklisted by bank etc etc?
Thx

This post has been edited by chongteck: Aug 28 2020, 07:20 PM
cybpsych
post Aug 28 2020, 07:22 PM

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QUOTE(chongteck @ Aug 28 2020, 07:20 PM)
Hi. If we apply credit cards,
is there any grace period we must hold on before we can ask to cancel the card if we don’t like it?
And by cancelling, will that affect us anyway e.g blacklisted by bank etc etc?
Thx
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no obligation to hold the new card
jiaen0509
post Aug 28 2020, 07:24 PM

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QUOTE(fruitie @ Aug 28 2020, 07:13 PM)
Hopefully things will be better now. thumbup.gif I really don't hope to visit their branch for any other matters, not commonly found. laugh.gif
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I just went to the nearest branch last 2 weeks and give their assistance branch manager some lectures because of their poor queue system... 3 counters, only one serving. Another 2 act very busy. One counter took 1hr to serve one customer.

No give queue number at all and someone cut my queue. I can't accept when saw people cut my queue after long waiting bruce.gif .

After settle all. They call me the next day, told me my NRIC photocopy blur confused.gif I say I can send them the softcopy via WhatsApp so no need to take the time to visit your branch. Officer say cannot. They need to get my data from my IC.

The next day when I ready to drive, received call again say no need already. HQ accepts the 'blur' photocopy.

doh.gif doh.gif doh.gif doh.gif
Human Nature
post Aug 28 2020, 07:29 PM

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Don't play play, terus kasi one biji proton for campaign. No need all the monthly cashback game tongue.gif
GrumpyNooby
post Aug 28 2020, 07:43 PM

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QUOTE(Human Nature @ Aug 28 2020, 07:29 PM)
Don't play play, terus kasi one biji proton for campaign. No need all the monthly cashback game  tongue.gif
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Hope you'll be the winner! blush.gif
alandhw
post Aug 28 2020, 08:04 PM

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QUOTE(cybpsych @ Aug 28 2020, 07:11 PM)
1st time with them for BHP card, bad and slow application. that was back in 2018.

since then, i believe they've improved the card application process. During MCO, their staff contacted if wanna apply card/FD/services. So, i took the opportunity to apply the VS card as backup to Quantum Visa.

now, i'm asking the staff again to add Duo cards.
*
QUOTE(jiaen0509 @ Aug 28 2020, 07:24 PM)
I just went to the nearest branch last 2 weeks and give their assistance branch manager some lectures because of their poor queue system... 3 counters, only one serving. Another 2 act very busy. One counter took 1hr to serve one customer.

No give queue number at all and someone cut my queue. I can't accept when saw people cut my queue after long waiting bruce.gif .

After settle all. They call me the next day, told me my NRIC photocopy blur confused.gif I say I can send them the softcopy via WhatsApp so no need to take the time to visit your branch. Officer say cannot. They need to get my data from my IC.

The next day when I ready to drive, received call again say no need already. HQ accepts the 'blur' photocopy.

doh.gif  doh.gif  doh.gif  doh.gif
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Haha..seem like Affin really doing bad in their service. I do have bad experience with them as well.
Anyhow, the Duo cc cashback is something people could not denied it
putra23
post Aug 28 2020, 09:44 PM

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QUOTE(Human Nature @ Aug 28 2020, 03:45 PM)
Haha, I expect a roller coaster ride for this bank card.

I have submitted to the email. The acknowledgement email goes like this:
laugh.gif
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I'm existing Affin card holder. Recently applied another card, VS through email. First time file size was too large, so I split into several emails. Each time I get the acknowledgement message. No email reply from any officer or even acknowledgement that application is being processed. After about 2 weeks, got call and sms informing card approved.

All these was before Duo card, I think Affin will be over whelmed... haha
Human Nature
post Aug 28 2020, 09:55 PM

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QUOTE(putra23 @ Aug 28 2020, 09:44 PM)
I'm existing Affin card holder. Recently applied another card, VS through email. First time file size was too large, so I split into several emails. Each time I get the acknowledgement message. No email reply from any officer or even acknowledgement that application is being processed. After about 2 weeks, got call and sms informing card approved.

All these was before Duo card, I think Affin will be over whelmed... haha
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I don't mind as long has have happy ending. Don't later - sorry there is no record mega_shok.gif

By the way, are you able to create an online account using just the affin CC or you need to have a savings account with them?
putra23
post Aug 28 2020, 09:58 PM

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QUOTE(Human Nature @ Aug 28 2020, 09:55 PM)
I don't mind as long has have happy ending. Don't later - sorry there is no record  mega_shok.gif

By the way, are you able to create an online account using just the affin CC or you need to have a savings account with them?
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Was worried, I think 2 weeks plus with no news or reference number.

I do not have online account. Previously, need to register at branch.
Human Nature
post Aug 28 2020, 10:00 PM

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See below for new thread application nod.gif

This post has been edited by Human Nature: Aug 28 2020, 10:22 PM
hye
post Aug 28 2020, 10:14 PM

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QUOTE(Human Nature @ Aug 28 2020, 10:00 PM)
Finally a thread for Affin duo card, pending mod approval.
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Permission should come first ... not open thread & seek permission. Made it clear recently that opening threads without permission with be dealt with swiftly.
Well ... application for Affin Duo card thread is open, please send application to bro M&M or myself. TQ

Sorry bro Human Nature, appreciate your contribution but you already have 2 threads under your belt. I can't allow you to own another one unless the old ones are given to a new TS.

This post has been edited by hye: Aug 28 2020, 10:19 PM
Human Nature
post Aug 28 2020, 10:22 PM

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QUOTE(hye @ Aug 28 2020, 10:14 PM)
Permission should come first ... not open thread & seek permission. Made it clear recently that opening threads without permission with be dealt with swiftly.
Well ... application for Affin Duo card thread is open, please send application to bro M&M or myself. TQ

Sorry bro Human Nature, appreciate your contribution but you already have 2 threads under your belt. I can't allow you to own another one unless the old ones are given to a new TS.
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Yeah bro, no worries. That's why I have been asking for volunteers instead of applying as one biggrin.gif Hope the new thread is up and running soon.
alandhw
post Aug 28 2020, 10:26 PM

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QUOTE(putra23 @ Aug 28 2020, 09:44 PM)
I'm existing Affin card holder. Recently applied another card, VS through email. First time file size was too large, so I split into several emails. Each time I get the acknowledgement message. No email reply from any officer or even acknowledgement that application is being processed. After about 2 weeks, got call and sms informing card approved.

All these was before Duo card, I think Affin will be over whelmed... haha
*
Staff overload. I guess they have never receive so many applications at one time.
hye
post Aug 28 2020, 10:35 PM

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QUOTE(alandhw @ Aug 28 2020, 10:26 PM)
Staff overload. I guess they have never receive so many applications at one time.
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Happened before to other cc products from other banks. Popularity of card doesn't mean anything .... just a popular card that's all.
However, now most financial institution staff operate on rotation basis or WFH thus the processing time is longer than usual.
wjleong15
post Aug 28 2020, 11:54 PM

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QUOTE(putra23 @ Aug 28 2020, 09:58 PM)
Was worried, I think 2 weeks plus with no news or reference number.

I do not have online account. Previously, need to register at branch.
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this evening I called cs asked about the auto billing thingy
she said need to go to branch register for an online account
btw, attitude cs very nice thumbsup.gif
sj0217
post Aug 29 2020, 03:18 PM

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QUOTE(cybpsych @ Aug 28 2020, 06:58 PM)
problem with Affin VS is wave-then-pin for amount >rm250 is not eligible for cashback, so must be mindful to only swipe lesser than that.

combo between Affin VS 3% contactless capped rm80 + Affin Duo Cashback 3% ewallet/ecommerce/autobill capped rm80 is not bad  thumbup.gif
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Good to heard new credit card launch in market with attractive return, definitely visit Affin branch again next week for Duo cards application.

For Visa Signature 3%, yup based on T&C mentioned wave and pin is not eligible and I have been tried myself too hahaha, no cash back.

This Affin bank seem like aim for credit card market now while other banks keep cutting down the benefits, overall this is surely beneficial for us !!

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