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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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heliozguard
post May 7 2019, 04:26 PM

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I just applied for bunch of card at the same time thru on site booth. They applied 6 card or so for me. Will this effect my records ? as the agent told me the rejection record will be deleted after a month and of course approval will appear on my ccris with credit limit. Is this true ?

What are the chances all of my application got approved??lol
heliozguard
post May 7 2019, 08:30 PM

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QUOTE(hakkai0810 @ May 7 2019, 04:57 PM)
all 6 card from the same bank? If same bank, i think it doesnt matter as most bank is sharing credit limit for same entity(conventional / islamic).
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Different bank. Uob, Ambank, hongleong, scb. But they open the booth together, they print your Epf statement.. And they register all bank together.

QUOTE(fruitie @ May 7 2019, 05:20 PM)
You may be required to pay 6xRM 25 for SST..
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Few card waiveable, but cashback card is not. Also they are giving 5years no annual fees for all card and true 0% balance transfer. Also got free cheap luggage bag, shit quality headphone and 1 time use car recorder.

QUOTE(Human Nature @ May 7 2019, 06:47 PM)
which bank and booth location?
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Refer above post. Ended adi. At Putrajaya International Convention Centre PICC 3-5 May. Got some home renovation fair.



Back to the original concern haha, will it effect me in anyway?

heliozguard
post May 7 2019, 11:43 PM

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QUOTE(Vryon @ May 7 2019, 10:58 PM)
I am currently had one CC with me from Citibank, and I tried applied to Hong Leong and UOB and both got rejected. Is there a particular reason why? I just graduated like 6 months ago and been paying all my CC bills on time (right after statements comes out)

For that reason, if I tried to apply to public bank, will i get the same rejection? Although this time I have a sum of fixed deposit with public bank
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Some bank need to see you work or cc record for 12 months. HSBC rejected me before with the reason I've only been working for 8 months. Give them a call, that is the most likely explanation assuming your salary above 3k.
heliozguard
post May 8 2019, 04:23 PM

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QUOTE(mytaffeta @ May 8 2019, 03:03 PM)
need opinion gais, i hve 5 cards and only 3 slots to carry in my wallet, can help which 3 should i carry.
1) MBB Ikhwan (this card no paywave)
2) M2C Amex
3) M2C Visa
4) CIMB Cash Rebate
5) CIMB Petronas

i used CC most on petrol, groceries, dinner (where available), shopping.. for petrol i prefer to choose Petron or Petronas.. shopping etc varies..

my opinion is ikhwan, m2c amex and cimb petronas, good?
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This is some serious first world problem. I feel your pain.

I keep card number 1 for petrol cashback, number 2 for cash back, number 4 or 5 for simply/different credit limit.
heliozguard
post Jul 17 2019, 01:39 PM

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QUOTE(Cantona2244 @ Jul 17 2019, 08:54 AM)
if i would like to sign up for cimb credit card

which location that i can apply.....
i think online submission will be very bad
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Yea me too, any instant approval like mbb?

I applied for cimb infinite last week thru branch. Still no reply.
heliozguard
post Jul 23 2019, 12:24 PM

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Hello all sifu. Got a question. What will happen to my cimb preffered infinite visa if I don't maintain minimum amount in my bank account?
heliozguard
post Jul 23 2019, 12:30 PM

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QUOTE(Alec.Yong @ Jul 23 2019, 12:27 PM)
Converted into generic VI?
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VI 120kpa requirement. Preffered only 24k with minimum balance haha. Doubt they would convert.
heliozguard
post Aug 6 2020, 06:18 PM

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Anybody ever won those flash deal in compare hero?

 

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