QUOTE(joevo2 @ Mar 9 2018, 10:53 AM)
Im wondering can I use credit card to pay house/car loan to get cashback right?
Anyone tried? Thanks
Through not so legit way, can.But the risk is, if somebody don't pay, you're screwed?
Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Mar 9 2018, 11:02 AM
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
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Mar 9 2018, 11:08 AM
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Staff
72,832 posts Joined: Sep 2005 From: KUL |
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Mar 9 2018, 11:15 AM
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All Stars
65,324 posts Joined: Jan 2003 |
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Mar 9 2018, 11:20 AM
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Junior Member
422 posts Joined: Nov 2007 |
QUOTE(chiahau @ Mar 9 2018, 11:02 AM) how not legit? btw for car/house loan if i pay late or i no pay only got penalty right? no interest right? i mean on the late payment amount itself unlike credit card QUOTE(fruitie @ Mar 9 2018, 11:08 AM) oh so only PTPTN so special la i see i seeQUOTE(cybpsych @ Mar 9 2018, 11:15 AM) wah all the sifu here no one tried before? |
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Mar 9 2018, 11:29 AM
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(joevo2 @ Mar 9 2018, 11:20 AM) how not legit? btw for car/house loan if i pay late or i no pay only got penalty right? no interest right? i mean on the late payment amount itself unlike credit card Who says housing loan no late penalty?oh so only PTPTN so special la i see i see wah all the sifu here no one tried before? In fact, housing loan's late penalty costs even more than a 10% cash back you might earn from your CC easily.... Not worth doing something so risky just to gain a mere 5%. The hassle and headache's not worth the CBs. Not when it comes to housing loans. |
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Mar 9 2018, 11:50 AM
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All Stars
65,324 posts Joined: Jan 2003 |
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Mar 9 2018, 12:24 PM
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3,219 posts Joined: Apr 2005 |
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Mar 9 2018, 12:27 PM
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
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Mar 11 2018, 10:59 PM
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Newbie
16 posts Joined: Jan 2018 |
Anyone has access to Hong Leong's catalogue for airmiles conversion? Can share? Is it only Enrich and Airasia Big only?
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Mar 12 2018, 07:38 AM
Show posts by this member only | IPv6 | Post
#1110
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All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(AirKM @ Mar 11 2018, 10:59 PM) Anyone has access to Hong Leong's catalogue for airmiles conversion? Can share? Is it only Enrich and Airasia Big only? maybe this?https://www.hlb.com.my/en/personal-banking/...privileges.html |
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Mar 12 2018, 11:30 AM
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Senior Member
1,064 posts Joined: Oct 2008 |
Any reviews for the CIMB Lazada credit card? Is it worth it if it is used solely for Lazada's purchases? And if it is linked via PayPal to Lazada, will the rebate be considered?
Or just use PB Visa Signature card saja? |
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Mar 12 2018, 06:02 PM
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Senior Member
2,631 posts Joined: Jun 2009 |
QUOTE(coo|dude @ Mar 12 2018, 11:30 AM) Any reviews for the CIMB Lazada credit card? Is it worth it if it is used solely for Lazada's purchases? And if it is linked via PayPal to Lazada, will the rebate be considered? If you purchase alot from Lazada then its worth it. Not recommended to link CIMB card to paypal to make purchase, there's cross border charge.Or just use PB Visa Signature card saja? |
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Mar 12 2018, 07:20 PM
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Staff
72,832 posts Joined: Sep 2005 From: KUL |
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Mar 12 2018, 07:21 PM
Show posts by this member only | IPv6 | Post
#1114
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2,631 posts Joined: Jun 2009 |
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Mar 14 2018, 01:39 PM
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All Stars
52,874 posts Joined: Jan 2003 |
Additional charges on credit cards here to stay, says Deputy Finance Minister
KUALA LUMPUR: Malaysia will not abolish additional charges imposed on credit cards used in retail shopping, Deputy Finance Minister Datuk Othman Aziz said. “Abolishing these charges like the United Kingdom did may not necessarily benefit the Malaysian economy. Read more at https://www.thestar.com.my/news/nation/2018...GFkStBfVwbIj.99 |
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Mar 15 2018, 10:23 AM
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Junior Member
422 posts Joined: Nov 2007 |
Anyone tried this yet
https://eccris.bnm.gov.my |
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Mar 15 2018, 10:40 AM
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Staff
72,832 posts Joined: Sep 2005 From: KUL |
QUOTE(joevo2 @ Mar 15 2018, 10:23 AM) Anyone tried this yet Yes, it was shared here earlier. I will definitely do it but it is just the hassle of going to BNM just to register myself at the kiosk...https://eccris.bnm.gov.my Will find time to do it. |
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Mar 15 2018, 11:15 AM
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Senior Member
873 posts Joined: Dec 2009 |
Hi all anyone using MBB, I just started using MBB CC,
My statement date is 24th and due date is 16th of the month. Say today I pay, I only pay statement balance, will I be subjected to late penalty or not? Do I have to pay for spending after 24 February? My previous card from UOB will show my minimum payment as 0 once I've cleared the statement balance, but MBB still shows my min payment is 50.. even I have cleared my statement balance |
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Mar 15 2018, 11:18 AM
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Staff
72,832 posts Joined: Sep 2005 From: KUL |
QUOTE(-Aktan- @ Mar 15 2018, 11:15 AM) Hi all anyone using MBB, I just started using MBB CC, Just pay statement balance on 16th.My statement date is 24th and due date is 16th of the month. Say today I pay, I only pay statement balance, will I be subjected to late penalty or not? Do I have to pay for spending after 24 February? My previous card from UOB will show my minimum payment as 0 once I've cleared the statement balance, but MBB still shows my min payment is 50.. even I have cleared my statement balance Yes, MBB will not reduce the statement balance, just check the outstanding payment if being reduced. |
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Mar 15 2018, 11:21 AM
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All Stars
65,324 posts Joined: Jan 2003 |
QUOTE(-Aktan- @ Mar 15 2018, 11:15 AM) Hi all anyone using MBB, I just started using MBB CC, min payment amount only gets updated the next day after clearance of statement balance. it will not updated immediately.My statement date is 24th and due date is 16th of the month. Say today I pay, I only pay statement balance, will I be subjected to late penalty or not? Do I have to pay for spending after 24 February? My previous card from UOB will show my minimum payment as 0 once I've cleared the statement balance, but MBB still shows my min payment is 50.. even I have cleared my statement balance |
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