Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
150 Pages « < 19 20 21 22 23 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybankard 2 Gold & Platinum Cards V18, 5% with M2 Amex on ALL WEEKEND spend

views
     
cybpsych
post Apr 26 2017, 07:26 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(omgimahero @ Apr 26 2017, 05:50 PM)
isit me or this month my statement come late? too many public holiday? lol
*
the statement is generated automatically irrespective to holidays.

when is ur bill date? when do you expect to receive the statement? why not call CS to ask? how about M2U?
sms2u
post Apr 26 2017, 07:28 PM

Look at all my stars!!
*******
Senior Member
3,281 posts

Joined: Dec 2013
QUOTE(codyauyong @ Apr 25 2017, 12:51 PM)
I have no problem using Amex card at Aeon, Parkson, Isetan, Giant, Guardian, Watsons, Caring, 11 street, and so on. If the merchant doesn't accept Amex, then l just use Visa or Mastercard.

For me, Amex is the priority card to use.
*
QUOTE(omgimahero @ Apr 25 2017, 01:33 PM)
next time before buying anything ask cashier if they accept amex. if not then say i'll come back when you accept amex. tq and bye bye

then slowly the retailer realize more people wan use amex and get amex as their cc vendor
*
QUOTE(chiahau @ Apr 25 2017, 01:34 PM)
Basically it's whether they want to enable the terminal to accept Amex or not only....

If got demand, maybe they'll consider.

But most places I go to still accept Amex.
*
QUOTE(MGM @ Apr 25 2017, 02:30 PM)
I think MBB made a big mistake of taking off the 5% weekend CB previously. The big pools of Amex users decided not to use the Amex card n subsequently merchants also stop accepting d card. All its effort of building up biz for Amex just gone down d drain. Hope MBB learns the lesson n retains this benefit.
*
I believe the charges is higher for Amex as compare to visa / mastercard.

Merchant might get less if customer use Amex, this will cause many merchant do not accept amex.

I think merchant no accept Amex is nothing to do with how many customer want to use.
sleepwalker
post Apr 26 2017, 07:44 PM

Need sleep....
Group Icon
Staff
5,568 posts

Joined: Jan 2003
From: the lack of sleep


QUOTE(MGM @ Apr 25 2017, 02:30 PM)
I think MBB made a big mistake of taking off the 5% weekend CB previously. The big pools of Amex users decided not to use the Amex card n subsequently merchants also stop accepting d card. All its effort of building up biz for Amex just gone down d drain. Hope MBB learns the lesson n retains this benefit.
*
Merchants do not lose anything if a customer does not use AMEX since the bank chargers are only applied when a transaction is made. Therefore a merchant would not drop amex just because there are less people using it. In fact the merchants are happier if there are less AMEX users since they have to pay less bank chargers. AMEX bank chargers are higher than VISA/MASTER.


mamamia
post Apr 26 2017, 08:35 PM

Look at all my stars!!
*******
Senior Member
6,423 posts

Joined: Jun 2005
QUOTE(sleepwalker @ Apr 26 2017, 07:44 PM)
Merchants do not lose anything if a customer does not use AMEX since the bank chargers are only applied when a transaction is made. Therefore a merchant would not drop amex just because there are less people using it. In fact the merchants are happier if there are less AMEX users since they have to pay less bank chargers. AMEX bank chargers are higher than VISA/MASTER.
*
No, if low demand, the merchant will choose to stop accepting Amex. The more payment option is a selling point to a merchant too. Amex charges can be lower if merchant hit certain transaction amount for the month.. bank charge the fee based on different tier of sales for the month.. so, low usage by customer might be a reason for them to stop accepting Amex as they can't hit the monthly target to enjoy lower merchant fee
blissmax
post Apr 26 2017, 09:32 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
QUOTE(jiaen0509 @ Apr 26 2017, 04:27 PM)
U late payment 6k? How come got 6k there?
*
from what i understand now is. basically maybank cut off at end of every month, then due date to pay is before 20th every month.
From the ccris report, show it updated every 31/month, thats mean mbb update to the bank negara before my actual bill last month around 6k came out. rclxub.gif
gastacopz
post Apr 26 2017, 09:58 PM

Newbie
*******
Senior Member
4,928 posts

Joined: Feb 2008
From: /K/opitiam Pak Hang Status: Permaban



Finally, my m2card approved..after been rejected last month..received sms this evening for my 2nd application..

Weirdly, not yet shown on my m2u..iirc, once approved, the card will be there right?


zaoldyeck
post Apr 26 2017, 10:07 PM

Casual
***
Junior Member
327 posts

Joined: Nov 2009


QUOTE(gastacopz @ Apr 26 2017, 09:58 PM)
Finally, my m2card approved..after been rejected last month..received sms this evening for my 2nd application..

Weirdly, not yet shown on my m2u..iirc, once approved, the card will be there right?
*
How do u applied for 2nd one? Via online also? Mine also was rejected after applied via online. Now im considering walking to booth cause scare got rejected again
gastacopz
post Apr 26 2017, 10:15 PM

Newbie
*******
Senior Member
4,928 posts

Joined: Feb 2008
From: /K/opitiam Pak Hang Status: Permaban



QUOTE(zaoldyeck @ Apr 26 2017, 10:07 PM)
How do u applied for 2nd one? Via online also? Mine also was rejected after applied via online. Now im considering walking to booth cause scare got rejected again
*
actually...4th one..

1st via m2u..rejected...then appeal via email with credit limit split techniques (thanks to fruitie)

Also rejected, as they said my CL balance too low to split... biggrin.gif (less than 300 that time)

Told me to re-apply again in 6 month... puke.gif

Then i do BT to my Maybank card, so CL balance now 3k...

So middle of this month reapply again m2u...rejected..then resend my previous appeal email to them on 21st..and voila..approved today rclxm9.gif

My TNB bills not yet paid for 2 months..waited for this m2cards


fruitie
post Apr 26 2017, 10:17 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL

QUOTE(gastacopz @ Apr 26 2017, 09:58 PM)
Finally, my m2card approved..after been rejected last month..received sms this evening for my 2nd application..

Weirdly, not yet shown on my m2u..iirc, once approved, the card will be there right?
*
You shall see on your M2U soon.
gastacopz
post Apr 26 2017, 10:19 PM

Newbie
*******
Senior Member
4,928 posts

Joined: Feb 2008
From: /K/opitiam Pak Hang Status: Permaban



QUOTE(fruitie @ Apr 26 2017, 10:17 PM)
You shall see on your M2U soon.
*
rclxm9.gif

afraid they mistakenly sent the sms only... sweat.gif

btw, 5% weekend is for amex only right??
fruitie
post Apr 26 2017, 10:29 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL

QUOTE(gastacopz @ Apr 26 2017, 10:19 PM)
rclxm9.gif

afraid they mistakenly sent the sms only... sweat.gif

btw, 5% weekend is for amex only right??
*
Yes, only for AmEx.
facktura
post Apr 26 2017, 11:41 PM

Regular
******
Senior Member
1,566 posts

Joined: Jun 2013


QUOTE(gastacopz @ Apr 26 2017, 10:15 PM)
actually...4th one..

1st via m2u..rejected...then appeal via email with credit limit split techniques (thanks to fruitie)

Also rejected, as they said my CL balance too low to split... biggrin.gif (less than 300 that time)

Told me to re-apply again in 6 month... puke.gif

Then i do BT to my Maybank card, so CL balance now 3k...

So middle of this month reapply again m2u...rejected..then resend my previous appeal email to them on 21st..and voila..approved today  rclxm9.gif

My TNB bills not yet paid for 2 months..waited for this m2cards
*
so basically u didnt wait for 6 months right, immediately do BT and later got approved?

all these scenario took u how many weeks?? laugh.gif
gastacopz
post Apr 27 2017, 12:15 AM

Newbie
*******
Senior Member
4,928 posts

Joined: Feb 2008
From: /K/opitiam Pak Hang Status: Permaban



QUOTE(facktura @ Apr 26 2017, 11:41 PM)
so basically u didnt wait for 6 months right, immediately do BT and later got approved?

all these scenario took u how many weeks??  laugh.gif
*
1month + only...i know most of bank staff will suggest u do after 6 months..

cannot wait laa.. ranting.gif

got bills to pay..with rebate dry.gif
fruitie
post Apr 27 2017, 01:04 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL

Guys, I noticed I still have some quota for this month and plan to pay UniFi on Saturday. Just wondering based on your experience, how long will it be posted? Is it only during working days? My mistake for not paying last week. doh.gif

This week may have the tendency to be only posted in May...
gastacopz
post Apr 27 2017, 07:09 AM

Newbie
*******
Senior Member
4,928 posts

Joined: Feb 2008
From: /K/opitiam Pak Hang Status: Permaban



Both m2card showed up in my m2u.

However, my ikhwan limit still the same, while both new card got 2k combined limit i guess

I thought they split limit from my ikhwan as per my appeal?Or they give new limit for these 2 cards?
cybpsych
post Apr 27 2017, 08:00 AM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(gastacopz @ Apr 27 2017, 07:09 AM)
Both m2card showed up in my m2u.

However, my ikhwan limit still the same, while both new card got 2k combined limit i guess

I thought they split limit from my ikhwan as per my appeal?Or they give new limit for these 2 cards?
*
not so soon. keep monitoring the CL.
-kytz-
post Apr 27 2017, 08:13 AM

10k Club
********
All Stars
12,573 posts

Joined: Nov 2008
Just activated my M2 Gold Amex but keep getting failed transactions via Lelong My sad.gif
fruitie
post Apr 27 2017, 08:23 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL

QUOTE(-kytz- @ Apr 27 2017, 08:13 AM)
Just activated my M2 Gold Amex but keep getting failed transactions via Lelong My sad.gif
*
Call CS to open up online transactions.
eternity4av
post Apr 27 2017, 08:44 AM

♥ ♥ ♥ taeyeon
*******
Senior Member
2,269 posts

Joined: Nov 2004
QUOTE(blissmax @ Apr 26 2017, 02:48 PM)
Just went back frm Bank Negara to print out the ccris report. No wonder why aeon rejected me . Probably because high risk debt ratio since the report show there is over 6k outstanding for mbb2gold card which i actually pay it in full after its updated. Thinking to write appeal letter for it but dont know how to write a proper one. Anyone can share ?
*
hi, is the kioks open for 24 hours?
omgimahero
post Apr 27 2017, 09:03 AM

Casual
***
Junior Member
479 posts

Joined: Aug 2012
From: google.com


QUOTE(cybpsych @ Apr 26 2017, 07:26 PM)
the statement is generated automatically irrespective to holidays.

when is ur bill date? when do you expect to receive the statement? why not call CS to ask? how about M2U?
*
Yea exactly what i tot.

bill date is 24th of every month. normally email received on statement is 25-26th.

M2U also dont have latest statement. only march 2017. april not out yet

150 Pages « < 19 20 21 22 23 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0176sec    0.77    6 queries    GZIP Disabled
Time is now: 5th December 2025 - 02:04 PM