QUOTE(omgimahero @ Apr 26 2017, 05:50 PM)
the statement is generated automatically irrespective to holidays.when is ur bill date? when do you expect to receive the statement? why not call CS to ask? how about M2U?
Credit Cards Maybankard 2 Gold & Platinum Cards V18, 5% with M2 Amex on ALL WEEKEND spend
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Apr 26 2017, 07:26 PM
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All Stars
65,283 posts Joined: Jan 2003 |
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Apr 26 2017, 07:28 PM
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3,281 posts Joined: Dec 2013 |
QUOTE(codyauyong @ Apr 25 2017, 12:51 PM) I have no problem using Amex card at Aeon, Parkson, Isetan, Giant, Guardian, Watsons, Caring, 11 street, and so on. If the merchant doesn't accept Amex, then l just use Visa or Mastercard. For me, Amex is the priority card to use. QUOTE(omgimahero @ Apr 25 2017, 01:33 PM) next time before buying anything ask cashier if they accept amex. if not then say i'll come back when you accept amex. tq and bye bye then slowly the retailer realize more people wan use amex and get amex as their cc vendor QUOTE(chiahau @ Apr 25 2017, 01:34 PM) Basically it's whether they want to enable the terminal to accept Amex or not only.... If got demand, maybe they'll consider. But most places I go to still accept Amex. QUOTE(MGM @ Apr 25 2017, 02:30 PM) I think MBB made a big mistake of taking off the 5% weekend CB previously. The big pools of Amex users decided not to use the Amex card n subsequently merchants also stop accepting d card. All its effort of building up biz for Amex just gone down d drain. Hope MBB learns the lesson n retains this benefit. I believe the charges is higher for Amex as compare to visa / mastercard.Merchant might get less if customer use Amex, this will cause many merchant do not accept amex. I think merchant no accept Amex is nothing to do with how many customer want to use. |
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Apr 26 2017, 07:44 PM
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5,568 posts Joined: Jan 2003 From: the lack of sleep |
QUOTE(MGM @ Apr 25 2017, 02:30 PM) I think MBB made a big mistake of taking off the 5% weekend CB previously. The big pools of Amex users decided not to use the Amex card n subsequently merchants also stop accepting d card. All its effort of building up biz for Amex just gone down d drain. Hope MBB learns the lesson n retains this benefit. Merchants do not lose anything if a customer does not use AMEX since the bank chargers are only applied when a transaction is made. Therefore a merchant would not drop amex just because there are less people using it. In fact the merchants are happier if there are less AMEX users since they have to pay less bank chargers. AMEX bank chargers are higher than VISA/MASTER. |
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Apr 26 2017, 08:35 PM
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6,423 posts Joined: Jun 2005 |
QUOTE(sleepwalker @ Apr 26 2017, 07:44 PM) Merchants do not lose anything if a customer does not use AMEX since the bank chargers are only applied when a transaction is made. Therefore a merchant would not drop amex just because there are less people using it. In fact the merchants are happier if there are less AMEX users since they have to pay less bank chargers. AMEX bank chargers are higher than VISA/MASTER. No, if low demand, the merchant will choose to stop accepting Amex. The more payment option is a selling point to a merchant too. Amex charges can be lower if merchant hit certain transaction amount for the month.. bank charge the fee based on different tier of sales for the month.. so, low usage by customer might be a reason for them to stop accepting Amex as they can't hit the monthly target to enjoy lower merchant fee |
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Apr 26 2017, 09:32 PM
Show posts by this member only | IPv6 | Post
#405
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50 posts Joined: Nov 2011 |
QUOTE(jiaen0509 @ Apr 26 2017, 04:27 PM) from what i understand now is. basically maybank cut off at end of every month, then due date to pay is before 20th every month. From the ccris report, show it updated every 31/month, thats mean mbb update to the bank negara before my actual bill last month around 6k came out. |
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Apr 26 2017, 09:58 PM
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#406
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban |
Finally, my m2card approved..after been rejected last month..received sms this evening for my 2nd application..
Weirdly, not yet shown on my m2u..iirc, once approved, the card will be there right? |
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Apr 26 2017, 10:07 PM
Show posts by this member only | IPv6 | Post
#407
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327 posts Joined: Nov 2009 |
QUOTE(gastacopz @ Apr 26 2017, 09:58 PM) Finally, my m2card approved..after been rejected last month..received sms this evening for my 2nd application.. How do u applied for 2nd one? Via online also? Mine also was rejected after applied via online. Now im considering walking to booth cause scare got rejected againWeirdly, not yet shown on my m2u..iirc, once approved, the card will be there right? |
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Apr 26 2017, 10:15 PM
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#408
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4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban |
QUOTE(zaoldyeck @ Apr 26 2017, 10:07 PM) How do u applied for 2nd one? Via online also? Mine also was rejected after applied via online. Now im considering walking to booth cause scare got rejected again actually...4th one..1st via m2u..rejected...then appeal via email with credit limit split techniques (thanks to fruitie) Also rejected, as they said my CL balance too low to split... Told me to re-apply again in 6 month... Then i do BT to my Maybank card, so CL balance now 3k... So middle of this month reapply again m2u...rejected..then resend my previous appeal email to them on 21st..and voila..approved today My TNB bills not yet paid for 2 months..waited for this m2cards |
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Apr 26 2017, 10:17 PM
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72,804 posts Joined: Sep 2005 From: KUL |
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Apr 26 2017, 10:19 PM
Show posts by this member only | IPv6 | Post
#410
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4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban |
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Apr 26 2017, 10:29 PM
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72,804 posts Joined: Sep 2005 From: KUL |
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Apr 26 2017, 11:41 PM
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1,566 posts Joined: Jun 2013 |
QUOTE(gastacopz @ Apr 26 2017, 10:15 PM) actually...4th one.. so basically u didnt wait for 6 months right, immediately do BT and later got approved?1st via m2u..rejected...then appeal via email with credit limit split techniques (thanks to fruitie) Also rejected, as they said my CL balance too low to split... Told me to re-apply again in 6 month... Then i do BT to my Maybank card, so CL balance now 3k... So middle of this month reapply again m2u...rejected..then resend my previous appeal email to them on 21st..and voila..approved today My TNB bills not yet paid for 2 months..waited for this m2cards all these scenario took u how many weeks?? |
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Apr 27 2017, 12:15 AM
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban |
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Apr 27 2017, 01:04 AM
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72,804 posts Joined: Sep 2005 From: KUL |
Guys, I noticed I still have some quota for this month and plan to pay UniFi on Saturday. Just wondering based on your experience, how long will it be posted? Is it only during working days? My mistake for not paying last week.
This week may have the tendency to be only posted in May... |
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Apr 27 2017, 07:09 AM
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban |
Both m2card showed up in my m2u.
However, my ikhwan limit still the same, while both new card got 2k combined limit i guess I thought they split limit from my ikhwan as per my appeal?Or they give new limit for these 2 cards? |
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Apr 27 2017, 08:00 AM
Show posts by this member only | IPv6 | Post
#416
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All Stars
65,283 posts Joined: Jan 2003 |
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Apr 27 2017, 08:13 AM
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All Stars
12,573 posts Joined: Nov 2008 |
Just activated my M2 Gold Amex but keep getting failed transactions via Lelong My
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Apr 27 2017, 08:23 AM
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72,804 posts Joined: Sep 2005 From: KUL |
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Apr 27 2017, 08:44 AM
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Senior Member
2,269 posts Joined: Nov 2004 |
QUOTE(blissmax @ Apr 26 2017, 02:48 PM) Just went back frm Bank Negara to print out the ccris report. No wonder why aeon rejected me . Probably because high risk debt ratio since the report show there is over 6k outstanding for mbb2gold card which i actually pay it in full after its updated. Thinking to write appeal letter for it but dont know how to write a proper one. Anyone can share ? hi, is the kioks open for 24 hours? |
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Apr 27 2017, 09:03 AM
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Junior Member
479 posts Joined: Aug 2012 From: google.com |
QUOTE(cybpsych @ Apr 26 2017, 07:26 PM) the statement is generated automatically irrespective to holidays. Yea exactly what i tot.when is ur bill date? when do you expect to receive the statement? why not call CS to ask? how about M2U? bill date is 24th of every month. normally email received on statement is 25-26th. M2U also dont have latest statement. only march 2017. april not out yet |
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