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Credit Cards Maybankard 2 Gold & Platinum Cards V18, 5% with M2 Amex on ALL WEEKEND spend
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omgimahero
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 Apr 25 2017, 01:33 PM
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QUOTE(freestyler87 @ Apr 24 2017, 10:20 PM) Haiz.... should i write an official email to Maybank & cc BNM to tell them kinda pointless have maybank 2 card... the Amex basically is useless majority of merchant not accept amex anymore, today i buy book at Boarders they reject , lunch at Ben's Reject Amex , buy clothe at padini reject... sigh.... next time before buying anything ask cashier if they accept amex. if not then say i'll come back when you accept amex. tq and bye bye then slowly the retailer realize more people wan use amex and get amex as their cc vendor This post has been edited by omgimahero: Apr 25 2017, 01:33 PM |
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omgimahero
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Apr 25 2017, 03:05 PM
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QUOTE(chiahau @ Apr 25 2017, 01:34 PM) Basically it's whether they want to enable the terminal to accept Amex or not only.... If got demand, maybe they'll consider. But most places I go to still accept Amex. yeah exactly. but too bad maybe their fees abit expensive, merchants tend not to use amex. |
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omgimahero
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Apr 26 2017, 05:50 PM
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isit me or this month my statement come late? too many public holiday? lol
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omgimahero
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Apr 27 2017, 09:03 AM
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QUOTE(cybpsych @ Apr 26 2017, 07:26 PM) the statement is generated automatically irrespective to holidays. when is ur bill date? when do you expect to receive the statement? why not call CS to ask? how about M2U? Yea exactly what i tot. bill date is 24th of every month. normally email received on statement is 25-26th. M2U also dont have latest statement. only march 2017. april not out yet |
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omgimahero
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Apr 27 2017, 09:13 AM
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QUOTE(cybpsych @ Apr 27 2017, 09:05 AM) normal. sometimes longer than 2 days. you can view current bill amount in m2u liao. and transaction history too. the statement is just a duplicate of what's in m2u. hahaha yeah but first time statement late. so abit para and just wondering if everyone also late |
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omgimahero
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Apr 27 2017, 10:33 AM
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QUOTE(akping_1 @ Apr 27 2017, 09:24 AM) Mine statement date 21/4, received the email statement on 23/4 which is sunday hm, mine the whole year always 24th of the month then 26th receive email d. |
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omgimahero
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Apr 28 2017, 05:31 PM
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QUOTE(coklatua @ Apr 28 2017, 04:54 PM) Hi, I recently got my refund money from Malindo into my VISA credit card. On Maybank App it write with - (negative). So my question is, can I withdraw the money? cannot la... all rebate is to offset only |
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omgimahero
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May 8 2017, 04:38 PM
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QUOTE(-kytz- @ May 8 2017, 04:16 PM) Since we're on the topic of petrol, which petrol station offers the most valuable points conversion? Petron? Petronas? Shell? i think petronas. i suka suka can redeem snickers using points.  |
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omgimahero
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May 15 2017, 01:56 PM
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QUOTE(jtl @ May 15 2017, 01:53 PM) The 5% rebate based on transaction date or posting date? Transaction date. It doesnt matter when it's posted as long as the payment is made on weekends. |
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omgimahero
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May 25 2017, 05:38 PM
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QUOTE(chiahau @ May 25 2017, 05:24 PM) Anything with interest = Stay away. If you're desperate, just BT the amount to MBB and enjoy 12 months interest free instalment ( while promo last  ) also to add to what u said... anything with installment stay away. (except house & car) if u need to advance cash to buy something other than means you are already spending above your means. This post has been edited by omgimahero: May 25 2017, 05:38 PM |
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omgimahero
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May 25 2017, 05:47 PM
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QUOTE(chiahau @ May 25 2017, 05:40 PM) Unless you already have the cash in FD, then go ahead with the instalment but installment not good ler... locks ur credit limit and a portion of your monthly salary deducted for paying installment.... not to mention FD 4% P.A = RM2k x4% = RM80 you take installment 3.88% one time charge = RM77.60 what u earn is only RM2.40  not worth it? |
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omgimahero
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Jun 2 2017, 10:02 AM
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QUOTE(SzeMeng76 @ Jun 2 2017, 06:22 AM) Haha only can spend 1k a month to max CB ya lo.. i overspent abit suppose to get RM60 cashback but capped at RM50  but atleast still get x5 points |
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omgimahero
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Jun 2 2017, 10:24 AM
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QUOTE(SzeMeng76 @ Jun 2 2017, 10:05 AM) Ya still worth to have x5 points. unless u got other cards to cover CB. so I will monitor accordingly  if all CB card being max i still will use m2c for 5x points yeah definitely 5x is worth it... but my online purchase card & backup for retail purchase is cimb platinum cash back.... sometimes petrol (especially if thursday petrol naik harga LOL) all is done and strategize so that i got space for 5% CB for maybank on weekends to pay for bills and etc |
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omgimahero
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Jun 2 2017, 02:53 PM
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QUOTE(fruitie @ Jun 2 2017, 11:11 AM) What do you mean by supposed to get RM 60? There is no such thing in the first place. LOLOL i know right... QUOTE(SzeMeng76 @ Jun 2 2017, 11:30 AM) I think there could be he/she dont know there is a cap for CB  Hahaha i know la got cap for CB, but what to do... i calculate all my spending on weekend and its a total of RM1200... 5% CB = RM60 capped RM50 anyways mainly also cause my cimb cant rebate dining so i swipe with amex for x5 points |
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omgimahero
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Jun 2 2017, 04:13 PM
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QUOTE(SzeMeng76 @ Jun 2 2017, 03:07 PM) oh... previously i use another CB dining+online 5% with pbb quantum master. but recently I applied another CB card - HLB Mach for dining 5%, so my dining purely used on that card. so my Amex more on petrol usage, and other retail spending on weekends whereas can use Amex. yeah im quite interested with pbb quantum master to supplement for my dining expenditure and online purchases once my cimb maxed it's cashback, but i'll think about it la.. not in a hurry to apply for another anytime soon i am a no annual fee credit card guy... if there is a annual fee, its not worth applying even if i can ask for waiver. banks are already rich, they dont need my annual fee to make them richer... This post has been edited by omgimahero: Jun 2 2017, 04:17 PM |
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omgimahero
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Jun 2 2017, 05:01 PM
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QUOTE(SzeMeng76 @ Jun 2 2017, 04:51 PM) Pbb quantum same with m2c, free for Life for the AF if HLB Mach is 1st year free AF, subsequent year 12 swipe per year will auto waived. so is ok for me. i also hate AF, once AF imposed, i will straight cancel card. like UOB it's my 1st cc since my 1st job, but cancelled ady yeah the only reason im interested with PBB Quantum. yet again not in a hurry to spend money for cash back lol and i really dont wanna bother with waiver with conditions la  dont apply at all is the best then got nothing to cancel...  so far m2c is still the best card la  love my m2c... |
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