Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V18, 5% with M2 Amex on ALL WEEKEND spend
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 Apr 15 2017, 06:07 PM
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#1
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Senior Member
6,420 posts Joined: Jun 2005 
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QUOTE(??!! @ Apr 15 2017, 05:44 PM) I received a similar one yesterday. But it says win RM20 with spend of RM1000. This should be for particular customer based on ur spending pattern.. similar to the one launch by SCB last timeCan't see no TnC of this campaign in M2U site. Call CS, they also clueless   |
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Apr 26 2017, 08:35 PM
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#2
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(sleepwalker @ Apr 26 2017, 07:44 PM) Merchants do not lose anything if a customer does not use AMEX since the bank chargers are only applied when a transaction is made. Therefore a merchant would not drop amex just because there are less people using it. In fact the merchants are happier if there are less AMEX users since they have to pay less bank chargers. AMEX bank chargers are higher than VISA/MASTER. No, if low demand, the merchant will choose to stop accepting Amex. The more payment option is a selling point to a merchant too. Amex charges can be lower if merchant hit certain transaction amount for the month.. bank charge the fee based on different tier of sales for the month.. so, low usage by customer might be a reason for them to stop accepting Amex as they can't hit the monthly target to enjoy lower merchant fee |
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May 13 2017, 10:12 AM
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#3
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(pisces13 @ May 12 2017, 11:28 PM) Just read TNC PDF found this statement in page 1 item 2 "Only Cash Rebate which is amounting above RM 1.00 will be awarded to customer", meaning per transaction or whole month? Example (if my maths not yet failed) 1. water bill RM15 * 5% = RM0.75 2. electricity bill RM65 * 5% = RM3.25 My cashback amount would be RM4 or RM3.25? QUOTE(lil_flank @ May 12 2017, 11:34 PM) Ohh this one i am not sure. I think should be whole month. QUOTE(SzeMeng76 @ May 13 2017, 12:00 AM) total amount at least from RM 1, they will calculate your total spending per calendar month, thus total cash rebate will be RM4 according yours. QUOTE(pisces13 @ May 13 2017, 12:04 AM) Nevermind, thanks! maybank count the cashback on each transaction basis, if the transaction is less than rm20, (i.e. Cashback less than RM1), the transaction won't be included in the cashback calculation.. I think 1 of the forummer reported the same b4I see, thanks!! |
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May 17 2017, 02:48 PM
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#4
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Senior Member
6,420 posts Joined: Jun 2005
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For those who apply mbb card recently, may i know the credit limit given is how many time of ur monthly salary? is it 3x?
I applied mine long time ago with quite good credit limit, I wonder I should apply for credit limit increase as if it is only 3x, my credit limit now should be around there.. As I know bank now has reduce the credit limit offered based on monthly salary. |
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May 17 2017, 03:06 PM
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#5
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(iamshf @ May 17 2017, 02:59 PM) I have requested CL increase recently and they adjusted to 2x of my monthly salary. Previously was 3x. that's mean I've no hope to increase my credit limit... |
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Jun 10 2017, 12:23 PM
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#6
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(Honyota @ Jun 9 2017, 10:11 PM) OT But it is outdated SMS, valid till 31 May only wori just gotten the sms too. were you able to get any discount from TM? thanks |
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Jun 10 2017, 01:55 PM
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#7
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(Honyota @ Jun 10 2017, 01:00 PM) the one i received asked me to visit TM point anytime from today until the 23rd. Found the tnc at maybank websitehttps://www.maybank2u.com.my/WebBank/amexAP310317_tnc.pdf |
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Jul 16 2017, 04:28 PM
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#8
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(winter-X @ Jul 16 2017, 04:27 PM) Anyone having issue for swipe limit in a day using supplementary card? What I mean is the number of swipe, not the credit limit. More than 2 times in a same place? Some merchant impose a maximum time of swipe with the same credit cardMy mum recently told me that she can't swipe more than two times in a day using supplementary card. Is this common? |
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Jul 16 2017, 05:59 PM
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#9
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(winter-X @ Jul 16 2017, 05:12 PM) Not the same place. Maybe u can call maybank to checkFirst two times at Aeon in the morning then can't swipe the third times at 99 supermarket. Weird~ |
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Sep 9 2017, 01:16 PM
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#10
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Senior Member
6,420 posts Joined: Jun 2005
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Maybank treat fair
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