Thank you this helps a lot and also thank you for the previous explanation by other poster top.you guys are top!

Did u get the lazada voucher?

Need to spend over 500 right?

Did credit card able to withdraw money from ATM?

yeah can but you will be penalised by heavy interest rates

Avoid by all means, interest is calculated on daily basis. We never use credit cards to withdraw money.

Okok noted!

Hello guys, i have just applied and got approved of this CIMB platinum cash back credit card. As this is my first credit card, i am wondering will i be charged interest for every transaction i made with this card?

What is the difference between using this card and the debit card apart from the cashback rebate and other benefits??

No interest will be charged unless you don't pay on time or not full payment.

Significant difference is you use now and pay later.

So if i pay full on each statement date, it is safe to say it will be just like a debit card?

Thanks for the input, Fruitie!

yes, pay full and dont pay late

Yes, pay on time, pay full and don't use it to withdraw cash then you are good to go. Welcome to CC world.
By the way, you just need to pay the amount stated in your statement before due date.

Ok noted

Thanks ! So glad to finally have my own credit card 😂

Hello, sorry another question from me, what is included in the 10% cashback on credit card interest charge? What does it mean?

And as for the online shopping 5% cashback and 2% grocery stall cashback, may i know where can i find the list of approved stalls/vendors??

macam like interest charge on outstanding balance.

online shopping shop carefully cause cimb got cross border fee.

What do you mean by cross border fee??

p/s my credit card application is approved! When will i expect to receive it?? in 1 week time??

https://forum.lowyat.net/topic/2519936/all

still earn 2% anyway from selected website

Thanks !

Hi guys, where do you check your credit card statement?

I checked under 'E-Statement' for the month of March 2017 & April 2017 but it stated no statement available yet. Also, just found out that my credit card due date is 16th April, means its way passed the due date.

Without a statement, how am i supposed to pay my credit card bill? Just opted for the email statement btw

you sure your payment due date = 16 Apr? that translates yours bill date = 27 Mar.

majority of us are on 28 Mar bill date, which is 17 Apr payment due date.


April 2017 statement definitely not ready because it havent reach yet.


if you subscribed to e-statement earlier, you'll get it in the email. since you just opted it, you wont get it until next statement on 28 Apr.

statement availability usually +3 days after statement date.


for you, you should be able to download March 2017 statement. here's how...




whether got statement or not, CIMBclicks lists the transactions out online in the portal. all the details are in there. you dont need the actual statement before making your payment to the card.

in fact, how did you know your payment due date is 16 Apr anyway?

This post has been edited by cybpsych: Apr 23 2017, 05:52 PM