What is the difference between using this card and the debit card apart from the cashback rebate and other benefits??
Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
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Apr 22 2017, 10:16 PM
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#1
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2,772 posts Joined: Apr 2009 |
Hello guys, i have just applied and got approved of this CIMB platinum cash back credit card. As this is my first credit card, i am wondering will i be charged interest for every transaction i made with this card?
What is the difference between using this card and the debit card apart from the cashback rebate and other benefits?? |
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Apr 22 2017, 10:49 PM
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#2
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2,772 posts Joined: Apr 2009 |
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Apr 23 2017, 07:12 AM
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#3
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2,772 posts Joined: Apr 2009 |
QUOTE(annoymous1234 @ Apr 23 2017, 12:04 AM) Ok noted QUOTE(fruitie @ Apr 23 2017, 02:13 AM) Yes, pay on time, pay full and don't use it to withdraw cash then you are good to go. Welcome to CC world. Thanks ! So glad to finally have my own credit card 😂By the way, you just need to pay the amount stated in your statement before due date. |
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Apr 23 2017, 10:46 AM
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#4
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2,772 posts Joined: Apr 2009 |
Hello, sorry another question from me, what is included in the 10% cashback on credit card interest charge? What does it mean?
And as for the online shopping 5% cashback and 2% grocery stall cashback, may i know where can i find the list of approved stalls/vendors?? |
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Apr 23 2017, 10:55 AM
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#5
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2,772 posts Joined: Apr 2009 |
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Apr 23 2017, 11:03 AM
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#6
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2,772 posts Joined: Apr 2009 |
QUOTE(theberry @ Apr 23 2017, 11:01 AM) Thanks ! |
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May 1 2017, 12:29 PM
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#7
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2,772 posts Joined: Apr 2009 |
Guys, can i temporary increased my credit limit in my CIMB Cash Rebate Platinum credit card?? I wanna use it to purchase a laptop which is RM4599
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May 25 2017, 04:14 PM
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#8
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2,772 posts Joined: Apr 2009 |
I am going to Singapore as well next week. Is my credit card auto activated for oversea usage ??
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May 29 2017, 10:06 AM
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#9
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2,772 posts Joined: Apr 2009 |
Hey guys, today when i checked my credit card column on CIMB Clicks, i see that it says statement ready. However, how can i download the statement or check it to know how much cash rebate i have received?
From what i see on CIMB Clicks, no rebate have been received :/ |
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May 30 2017, 10:33 PM
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#10
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2,772 posts Joined: Apr 2009 |
Hey guys, why cant i view my statement still? Ive just checked my credit card account and found that i have cash rebate RM16 and cash rebate other for RM 11. However, theres no way for me to see the break down of the cash rebate. Any advice??
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May 30 2017, 10:46 PM
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#11
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2,772 posts Joined: Apr 2009 |
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Aug 3 2017, 10:56 PM
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#12
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2,772 posts Joined: Apr 2009 |
I have also noticed that my recent purchase from Lazada only entitled for 0.2% cash rebate
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Aug 4 2017, 10:02 AM
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#13
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2,772 posts Joined: Apr 2009 |
QUOTE(DarReNz @ Aug 4 2017, 06:56 AM) Yes, i've called their customer service hotline last night, and they opened a complain case for me.BTW, may you shed some light as on how can i get rebate from using paypal?? |
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Aug 4 2017, 12:50 PM
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#14
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2,772 posts Joined: Apr 2009 |
Did the CS agent gave you guys a case number ??
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Aug 4 2017, 01:08 PM
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#15
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2,772 posts Joined: Apr 2009 |
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Aug 4 2017, 04:17 PM
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#16
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2,772 posts Joined: Apr 2009 |
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Aug 10 2017, 12:19 PM
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#17
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2,772 posts Joined: Apr 2009 |
Called CIMB customer service few days back regarding the lazada transaction and today they refunded me the money
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Aug 24 2017, 11:05 AM
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#18
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2,772 posts Joined: Apr 2009 |
Guys, for the CIMB Cash rebate CC, 2% rebate for petrol is it combined with our online purchase and capped at RM30 per month??
Or is the 2% petrol rebate not included in the RM30 capped per statement on online purchases? |
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Aug 24 2017, 11:16 AM
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#19
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2,772 posts Joined: Apr 2009 |
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Aug 24 2017, 11:46 AM
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#20
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2,772 posts Joined: Apr 2009 |
QUOTE(donhue @ Aug 24 2017, 11:28 AM) CIMB Cash Rebate works a bit differently than Quantum.. Thanks for the clarification! Quantum's is simpler that there's RM 30 cash back cap for both categories.. CIMB Cash Rebate has a cap of RM 50 for the categories that earn 2 - 5% CB (E-Commerce, Petrol, Groceries, Standing Instructions), but there is a sub-limit of RM 30 for E-Commerce. There is no cap for 0.2% CB that you get from other categories, and 10% CB on finance charges. For example, if you spend RM 1000 on Lazada, and RM 100 on petrol, you will get RM 32 CB (RM 30 from E-Commerce, RM 2 from petrol). If you spend RM 100 on Lazada and RM 1000 on petrol, you will get RM 25 (RM 5 from E-Commerce, RM 20 from petrol). |
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