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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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cybpsych
post Apr 21 2017, 09:35 AM

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QUOTE(Devil4life @ Apr 21 2017, 09:28 AM)
I know Maybank got like 20 days (?) notice prior to changes announcement to be effective. Hence last time there was changes in TP (or was it 5% weekend rebate) they postpone the changes to meet the 20 days notice.

Is this procedure only by Maybank or set by BNM? If set by BNM, can actually cc BNM to demand the new rule to only effective 20 days upon date of announcement.

ADDED : Oops just saw the letter dated 12 Mac, guess can't argue if so.
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although dated 12 Mar, they published it late on the website doh.gif
leo_kiatez
post Apr 21 2017, 12:17 PM

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QUOTE(cybpsych @ Apr 21 2017, 07:51 AM)
Notice of transactions excluded from Cash Rebate entitlement for CIMB Cash Rebate, CIMB Petronas and CIMB Tesco Credit Cards [ CIMB ]

http://www.cimbbank.com.my/content/dam/cim...dConditions.pdf

We wish to inform you effective 3 April 2017, transactions in respect of payments to charity and government related payments shall be excluded from earning cash rebates.
Payments to charity under designated Merchant Category Code (MCC) 8398- Charitable and social service organisations; and

Any government related payments under designated MCC below:-


9211Court costs, including alimony and child support
9222Fines
9223Bail and bond payments
9311Tax payments
9399Government services
9402Postal services – government only


Added on
last reported in Oct 2016, PTPTN card terminal was under MCC 9399: Government Services...
however, no info of the MCC if payment via PTPTN's online portal.

those who successfully paid ptptn, kindly check with CS what's the MCC of the transaction made via online portal.
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Thanks for the info. I am also curious on the MCC for ptptn paymt through online portal.
psyduck89
post Apr 21 2017, 03:51 PM

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Since Groupon Malaysia has been replaced by Fave..
Any 1 know does it still entitle 5% cash back?
Kings7
post Apr 21 2017, 04:35 PM

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QUOTE(psyduck89 @ Apr 21 2017, 03:51 PM)
Since Groupon Malaysia has been replaced by Fave..
Any 1 know does it still entitle 5% cash back?
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bought from Fave last 2 month. still entitle 5% cb
eeeglow24
post Apr 21 2017, 06:23 PM

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just want to ask.

How do I know when to pay my balance on my credit card. let say I made a transaction on 1, 13, 15, 16th of the month. will cimb accumulate all transactions so that I will have a total amount due at end of month (28th), or I need to pay right after the transaction was made?

Thanks. I'm new to credit card
annoymous1234
post Apr 21 2017, 06:36 PM

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QUOTE(eeeglow24 @ Apr 21 2017, 06:23 PM)
just want to ask.

How do I know when to pay my balance on my credit card. let say I made a transaction on 1, 13, 15, 16th of the month. will cimb accumulate all transactions  so that I will have a total amount due at end of month (28th), or I need to pay right after the transaction was made?

Thanks. I'm new to credit card
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Pay when ur statement arrive which is every 28th of the month

Since ur new to cc, here's some tips
Always pay in full,
Never pay late,
Never use cc at atm to withdraw cash

This post has been edited by annoymous1234: Apr 21 2017, 06:38 PM
TSDarReNz
post Apr 21 2017, 06:39 PM

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QUOTE(Kings7 @ Apr 21 2017, 04:35 PM)
bought from Fave last 2 month. still entitle 5% cb
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web or mobile app ?
xjeez
post Apr 21 2017, 07:30 PM

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QUOTE(psyduck89 @ Apr 21 2017, 03:51 PM)
Since Groupon Malaysia has been replaced by Fave..
Any 1 know does it still entitle 5% cash back?
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Yes entitled but will be charged 1% cross border fee for CIMB as the payment terminal is not local.

This post has been edited by xjeez: Apr 21 2017, 07:30 PM
cybpsych
post Apr 21 2017, 08:22 PM

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QUOTE(cybpsych @ May 20 2016, 11:10 AM)
no worries, you can refer CIMB Clicks or Statement.

Pay statement balance on/by payment due date (+20 days from statement date).

user posted image

user posted image
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QUOTE(eeeglow24 @ Apr 21 2017, 06:23 PM)
just want to ask.

How do I know when to pay my balance on my credit card. let say I made a transaction on 1, 13, 15, 16th of the month. will cimb accumulate all transactions  so that I will have a total amount due at end of month (28th), or I need to pay right after the transaction was made?

Thanks. I'm new to credit card
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highlighted BLUE. that's the whole point of having monthly statement, similar to mobile postpaid bill: use first, then pay the bill later.

above screenshot: refer to your statement and observe the key info in page 1.

here's a simple illustration on the spending period, bill date, and payment due date. below example is based on bill date 24th, but CIMB CR's is mostly on 28th.

user posted image
Kings7
post Apr 21 2017, 09:13 PM

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QUOTE(DarReNz @ Apr 21 2017, 06:39 PM)
web or mobile app ?
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bought with web.. buy i dun think there is different for web and mobile
fruitie
post Apr 21 2017, 11:27 PM

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Oh crap. Just saw the revision. doh.gif Luckily this month I paid PTPTN with my AmEx. So I will really appreciate if anyone who has used for this month can report back by end of the month.

Dilemma. I want to know but I'm worried if I call them, it will trigger the unnecessary...
tonytyk
post Apr 22 2017, 04:12 AM

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QUOTE(cybpsych @ Apr 21 2017, 07:51 AM)
Notice of transactions excluded from Cash Rebate entitlement for CIMB Cash Rebate, CIMB Petronas and CIMB Tesco Credit Cards [ CIMB ]

http://www.cimbbank.com.my/content/dam/cim...dConditions.pdf

We wish to inform you effective 3 April 2017, transactions in respect of payments to charity and government related payments shall be excluded from earning cash rebates.
Payments to charity under designated Merchant Category Code (MCC) 8398- Charitable and social service organisations; and

Any government related payments under designated MCC below:-


9211Court costs, including alimony and child support
9222Fines
9223Bail and bond payments
9311Tax payments
9399Government services
9402Postal services – government only


Added on
last reported in Oct 2016, PTPTN card terminal was under MCC 9399: Government Services...
however, no info of the MCC if payment via PTPTN's online portal.

those who successfully paid ptptn, kindly check with CS what's the MCC of the transaction made via online portal.
*
Does this affect assessments bill (e.g. DBKL, MPSJ, MBPJ) payment previously entitled for cash back?
TSDarReNz
post Apr 22 2017, 06:28 AM

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QUOTE(Kings7 @ Apr 21 2017, 09:13 PM)
bought with web.. buy i dun think there is different for web and mobile
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normally web will get cashback as for app it's 50/50 sweat.gif
cybpsych
post Apr 22 2017, 07:27 AM

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QUOTE(tonytyk @ Apr 22 2017, 04:12 AM)
Does this affect assessments bill (e.g. DBKL, MPSJ, MBPJ) payment previously entitled for cash back?
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what are the MCC for those?
tonytyk
post Apr 22 2017, 10:33 AM

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QUOTE(cybpsych @ Apr 22 2017, 07:27 AM)
what are the MCC for those?
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Not sure of the MCC code, these assessments bills are listed on page 1 as entitled for cash back. Have made payment previously and confirmed got cash back. Not sure what is the impact following the change though
jay2you
post Apr 22 2017, 10:48 AM

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Yay monday applied today get my card! smile.gif
jay2you
post Apr 22 2017, 10:53 AM

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Anyone know why when it keep showing "We are unable to proceed with your request." when I wanna change my pin through cimbclicks? Is't won't reflect that immediate once I activate?
Mr.7
post Apr 22 2017, 11:12 AM

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QUOTE(jay2you @ Apr 22 2017, 10:53 AM)
Anyone know why when it keep showing "We are unable to proceed with your request." when I wanna change my pin through cimbclicks? Is't won't reflect that immediate once I activate?
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It will take effect immediately after activate. Probably some maintenance is going on. Or call CS to confirm
annoymous1234
post Apr 22 2017, 11:13 AM

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QUOTE(jay2you @ Apr 22 2017, 10:48 AM)
Yay monday applied today get my card! smile.gif
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from cimb clicks?
jay2you
post Apr 22 2017, 11:19 AM

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QUOTE(Mr.7 @ Apr 22 2017, 11:12 AM)
It will take effect immediately after activate. Probably some maintenance is going on. Or call CS to confirm
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I see, ok later will login and see again. smile.gif

QUOTE(annoymous1234 @ Apr 22 2017, 11:13 AM)
from cimb clicks?
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Yes.

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