Thank you I've chosen to apply UOB Yolo.

You do know YOLO cash back quota is based on FCFS?

What is FCFS?
You mean the quota? Has anybody reported the rebate quota being used up?

Yes. First come first serve. You can check UOB cards thread. There have a lot discussion and reports there.

Does MBB Gold 2 card work the same as MBB Ikhwan MC? Payment for insurance, petrol and groceries for cashback and treatpoint? Planning to get one of the type.

1. Annual Income: RM30k

2. Free Lifetime Annual Fee: Must

3. Card required for: Cash back and treatpoint(will be bonus if got) Insurance,petrol, groceries and online payment(top up usually)

4. Existing credit cards (if any): None

5. Interested in CC from: Maybank

6. Others:

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: Not Necessary

3. Card required for: Cash Back/Rebate for Online/Bill/Dining

4. Existing credit cards (if any): Ambank Carz Gold

5. Interested in CC from: Nil

6. Others: No minimum spending requirement

This post has been edited by hong5059: Jul 17 2018, 07:31 PM

Pbb quantum MasterCard, 5% rebate for online and dining .

I trying to apply for this credit card. Is there any better offer than ringgitplus or pbebank website?

1. Annual Income: RM25k

2. Free Lifetime Annual Fee: Not necessary

3. Card required for: Cash back

4. Existing credit cards (if any): None

5. Interested in CC from: Citibank, UOB, CIMB

CIMB Cash Rebate Plat. MC, HLB Essential, Alliance You:nique,
SCB CB Plat. MC.

1. Annual Income: RM36k

2. Free Lifetime Annual Fee: Depends

3. Card required for: Cashback for weekday spending. Would be better if cashback on any transaction.

4. Existing credit cards (if any): Maybank 2 cards

5. Interested in CC from: No preference

This post has been edited by sidefulnes: Jul 19 2018, 05:26 PM

Alliance You:nique, SCB CB Plat. MC., HLB Essential.

1. Annual Income: RM72k

2. Free Lifetime Annual Fee: Optional

3. Card required for: Insurance auto debit monthly repayment.

4. Existing credit cards (if any): Maybank ikhwan, Hong leong mach

5. Interested in CC from: Any

This post has been edited by peace4ever: Jul 29 2018, 11:11 AM

Hi, anyone know which card is the best for auto billing purpose like Insurance? Any bank is fine to recommend. Thanks a lot


1. Annual Income: RM36k

2. Free Lifetime Annual Fee: Optional

3. Card required for: For Auto billing like Insurance

4. Existing credit cards (if any): PB Quantum/AIA/Gold, Alliance Younique, RHB Cash Value, HSBC Amanah, AmBank Carz, SCB Platinum Master/360

5. Interested in CC from: Any

This post has been edited by atjm88: Jul 29 2018, 11:44 AM

Maybank FCB Visa Signature.

Can consider this card - Maybank FC Barcelona Visa Signature

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: Optional

3. Card required for: Huge amount of credit limit

4. Existing credit cards (if any): Maybank 2 Gold

5. Interested in CC from: Any bank

6. Others: Work in SG, tried to increase credit limit for Maybank 2 Gold from RM10k to RM30k, have sent pay slip and all details but they reject. Need the upper limit to settle my RM30k ptptn loan at once so that I can do balance transfer and settle in 12 months. Any bank offer high credit limit?

this card requires minimum RM48K annual income.

Oops sorry, my bad didn’t notice about the income

1. Annual Income: above 70k below 100k above.

2. Free Lifetime Annual Fee: Optional

3. Card required for: cash back without minimum spending

4. Existing credit cards (if any): Citi Cash Back, UOB One, UOB YOLO, M2C

5. Interested in CC from: Any, Cash Back with no minimum spending.

6. Others: