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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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salimbest83
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 Apr 14 2017, 06:05 PM
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Hi need recommendations pls
Annual Income: 36k
2. Free Lifetime Annual Fee: Yes pls/ if can waive also ok
3. Card required for:
Petrol fill up on Friday/ Saturday once, and one fill up on weekday (450)
TnGo (400)
Online transaction thru local websites like lazada
Grocery shopping at local tesco etc (600)
Bill payments ( TNB 250, Astro 100, TM 380, Utility 200)
Prudential insurance (500)
4. Existing credit cards (if any): HLB wise
5. Interested in CC from: any
6. Others: pls suggest any card or cards that can fit me & wife) usage above and can gain benefit at the same time.
Thanks so much for advice =)
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salimbest83
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Apr 15 2017, 11:47 PM
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QUOTE(fly126 @ Apr 14 2017, 08:17 PM) Maybank 2Cards & Maybank Ikhwan Mastercard Other option: CIMB Cash Rebate Mastercard thanks for suggestion are u suggesting take both mb2 and ikhwan at same time ? |
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salimbest83
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Apr 16 2017, 04:07 PM
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QUOTE(fly126 @ Apr 16 2017, 10:45 AM) Yes, You can Try have Both or Get MBB 2Cards 1st, after that baru apply MBB Ikhwan MC. If you have rejected on Ikhwan try request Split CL from M2C by write in Appeal Letter to Them (mbbcardservices@maybank.com.my) like below... thanks so much sis definetely will follow ur guide |
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salimbest83
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May 5 2017, 07:46 PM
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Hi
Help me clear some confusion pls
MBB Ikhwan Mastercard - 5% Cash-Back on Petrol & Groceries, every Fri/Sat. , CB capped at RM50/month
Maybank 2 Cards - also Good on PTPTN
My waifu already received maybank 2 card and 1 maybank American express.
How to use it properly with petrol, utilities, Prudential, streamyx, and groceries.. And some online shopping.
Which card to use for each type.
Tq so much
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salimbest83
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May 5 2017, 07:47 PM
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QUOTE(putra23 @ May 5 2017, 04:41 PM) M2C quite useful with the 5% weekend cashback. Some petrol stations accept Amex. No need to convert, try applying Ikhwan first. What petrol station usually accept Amex? |
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salimbest83
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May 6 2017, 07:16 PM
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QUOTE(chiahau @ May 5 2017, 08:08 PM) Use the maybank Amex for all types of expenses during the weekend. As for petrol station, most have no issues except for some branches of BHP and Caltex Is that mean I don't need to use the maybank2 VISA at all? |
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salimbest83
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May 8 2017, 08:55 AM
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QUOTE(fly126 @ May 6 2017, 07:31 PM) Yes, only use Visa at the Place don't Accept Amex. thanks so much for reply now i got the idea  MR DIY dint accept amex. haha |
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salimbest83
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May 8 2017, 08:57 AM
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QUOTE(cybpsych @ May 8 2017, 08:25 AM) not useful for those die-die don't pump petronas la he mentioned petron. i see.. but at my area and route to work to SP.. need detour to find petronas.. |
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salimbest83
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Apr 20 2018, 11:59 AM
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QUOTE(Invince_Z @ Apr 19 2018, 07:50 AM) bro, i realise, cimb cc wouldn't work for me. i actually needs maybank cc..mainly due to lazada installment plan.  like this must increase my income 1st lor. what's good mbb cc? i've been keeping some amount of money in mbb savings acc. Maybank ikhwan Petronas Cc need minimum 36k annual rite? |
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salimbest83
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Apr 21 2018, 10:09 AM
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QUOTE(SzeMeng76 @ Apr 20 2018, 01:05 PM) 30K annual. Means 2.5k monthly salary. gross or net? |
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salimbest83
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Apr 21 2018, 10:24 AM
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QUOTE(SzeMeng76 @ Apr 21 2018, 10:21 AM) Gross (and not included for OT/commission) Only include salary + fixed allowance, total gross which deducted for EPF, they do check your EPF too. any agent u wan to recommend? wanna try my luck |
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salimbest83
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Apr 21 2018, 12:01 PM
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QUOTE(fruitie @ Apr 21 2018, 10:26 AM) my gross i think ok.. but dunno what criteria maybank reject my last year application |
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salimbest83
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Apr 21 2018, 12:09 PM
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QUOTE(fruitie @ Apr 21 2018, 12:06 PM) Well, try submit via card centre if you used online earlier. thanks sis. will try walkin to nearest maybank branch later |
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