QUOTE(eddievh @ Mar 1 2018, 12:02 PM)
Yes. Ambank stated need to have balance 5 and above only get rebate 5% Whatever statement amount just pay balance 5.01 will earn 5% minus interest the nett % ranging 3.5- 4.5
Thanks for the tips. Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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Mar 1 2018, 12:40 PM
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Senior Member
892 posts Joined: Oct 2007 From: Penang |
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Mar 3 2018, 11:58 AM
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Newbie
5 posts Joined: Mar 2013 From: Petaling Jaya |
1. Annual Income: RM50k
2. Free Lifetime Annual Fee: A must 3. Card required for: Cashback, Petrol, Dining, Utilities 4. Existing credit cards (if any): Citibank Cashback 5. Interested in CC from: SC JustOne Platinum 6. Others: Monthly CC expenses up to RM2k. I prefer CB card because I believed it is the most straight forward reward. Previously was using Citibank CB, but until recently I find out the CB has removed Telco and utilities from the CB categories, so I am looking for some other CB card. Thank you! |
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Mar 3 2018, 12:27 PM
Show posts by this member only | IPv6 | Post
#1823
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
QUOTE(bhleng @ Mar 3 2018, 11:58 AM) 1. Annual Income: RM50k Maybank FCB Visa Signature.2. Free Lifetime Annual Fee: A must 3. Card required for: Cashback, Petrol, Dining, Utilities 4. Existing credit cards (if any): Citibank Cashback 5. Interested in CC from: SC JustOne Platinum 6. Others: Monthly CC expenses up to RM2k. I prefer CB card because I believed it is the most straight forward reward. Previously was using Citibank CB, but until recently I find out the CB has removed Telco and utilities from the CB categories, so I am looking for some other CB card. Thank you! |
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Mar 4 2018, 09:24 AM
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Junior Member
422 posts Joined: Nov 2007 |
QUOTE(bhleng @ Mar 3 2018, 11:58 AM) 1. Annual Income: RM50k Maybank 2 card. Amex 5% CB on all tranasacion on weekend cap at RM50. 2. Free Lifetime Annual Fee: A must 3. Card required for: Cashback, Petrol, Dining, Utilities 4. Existing credit cards (if any): Citibank Cashback 5. Interested in CC from: SC JustOne Platinum 6. Others: Monthly CC expenses up to RM2k. I prefer CB card because I believed it is the most straight forward reward. Previously was using Citibank CB, but until recently I find out the CB has removed Telco and utilities from the CB categories, so I am looking for some other CB card. Thank you! |
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Mar 5 2018, 12:25 AM
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Senior Member
1,802 posts Joined: Oct 2015 |
1. Annual Income: RM60k
2. Free Lifetime Annual Fee: A must or x number of swipe for waiver 3. Card required for: Cashback, Dining, Utilities & shopping. 4. Existing credit cards (if any): HSBC Amanah 5. Interested in CC from: Maybank2 card Platinum? 6. Others: Prefers cashback instead of points Thank you! |
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Mar 5 2018, 12:33 AM
Show posts by this member only | IPv6 | Post
#1826
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Senior Member
4,404 posts Joined: Jun 2012 |
QUOTE(BacktoBasics @ Mar 5 2018, 12:25 AM) 1. Annual Income: RM60k MBB 2 Cards, PBB Quantum 2Cards, MBB FC Barcelona VS2. Free Lifetime Annual Fee: A must or x number of swipe for waiver 3. Card required for: Cashback, Dining, Utilities & shopping. 4. Existing credit cards (if any): HSBC Amanah 5. Interested in CC from: Maybank2 card Platinum? 6. Others: Prefers cashback instead of points Thank you! |
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Mar 5 2018, 12:10 PM
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Junior Member
83 posts Joined: Aug 2016 |
. Annual Income: (gross income?) ~RM90k
2. Free Lifetime Annual Fee: A must or x number of swipe for waiver (not amount) 3. Card required for: Cashback 4. Existing credit cards (if any): Citibank cashback platinum, other just debit cards 5. Interested in CC from: Open for suggestion 6. Others: Prefers cashback instead of points. - Petrol (currently only Caltex) - Reload TnGO - Occasionally taking Grab - Grocery - Auto debit for Unifi, insurance Thank you for the advice. |
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Mar 5 2018, 12:16 PM
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Junior Member
148 posts Joined: Dec 2007 From: Kuala Lumpur / P.J |
1. Annual Income: RM 80k - RM 100k
2. Free Lifetime Annual Fee: YES or BY MINIMUM SWIPE 3. Card required for: List all your needs. OVERSEAS TRANSACTION, AIRMILES, AIRPORT LOUNGE. 4. Existing credit cards (if any): HSBC VISA SIGNATURE 5. Interested in CC from: PLEASE SUGGEST. 6. Others: I AM A MALAYSIAN, WORKING OVERSEAS. TRAVEL QUITE FREQUENT AROUND SEA. LOOKING FOR SOMETHING WITH LOW INTEREST RATES, AND SOME OVERSEAS CASHBACK OR POINTS. THANKS. |
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Mar 5 2018, 03:08 PM
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Senior Member
4,232 posts Joined: Apr 2011 |
QUOTE(Christensen @ Mar 5 2018, 12:10 PM) . Annual Income: (gross income?) ~RM90k same as post # 18292. Free Lifetime Annual Fee: A must or x number of swipe for waiver (not amount) 3. Card required for: Cashback 4. Existing credit cards (if any): Citibank cashback platinum, other just debit cards 5. Interested in CC from: Open for suggestion 6. Others: Prefers cashback instead of points. - Petrol (currently only Caltex) - Reload TnGO - Occasionally taking Grab - Grocery - Auto debit for Unifi, insurance Thank you for the advice. |
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Mar 5 2018, 04:24 PM
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Senior Member
1,998 posts Joined: Jan 2003 From: Stardust |
1. Annual Income: RM150k
2. Free Lifetime Annual Fee: Not required, if can waive or hit minimum spending 3. Card required for: Consolidate insurance premiums (RM700+ per month) + Telco +Utilities 4. Existing credit cards (if any): Citi (Cashback, Premier Miles), HSBC (Amanah M, Visa Sign), Std Chart (Visa Plat), will be getting Maybank VS and FCB 6. Others: Sorry for additional request, would like to consolidate the insurance/telco/util separately and if it make sense to. Could put everythinginto FCB but that will eat up most of the monthly cap |
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Mar 5 2018, 04:50 PM
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Senior Member
3,812 posts Joined: Apr 2009 From: West Malaysia |
hi, appreciate can someone recommend me any bank credit card, in which supplementary card holder also can enjoy petrol cash rebate?
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Mar 5 2018, 07:16 PM
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
QUOTE(spreeeee @ Mar 5 2018, 04:50 PM) hi, appreciate can someone recommend me any bank credit card, in which supplementary card holder also can enjoy petrol cash rebate? I believe if principal cards are entitled for petrol cash back, then supplementary cards should be entitled too. Maybank2Cards, FCB VS, Ikhwan MasterCard and Ikhwan Petronas Visa are examples. |
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Mar 5 2018, 07:40 PM
Show posts by this member only | IPv6 | Post
#1833
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Senior Member
3,812 posts Joined: Apr 2009 From: West Malaysia |
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Mar 5 2018, 08:01 PM
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Mar 5 2018, 08:20 PM
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All Stars
65,286 posts Joined: Jan 2003 |
QUOTE(spreeeee @ Mar 5 2018, 04:50 PM) hi, appreciate can someone recommend me any bank credit card, in which supplementary card holder also can enjoy petrol cash rebate? QUOTE(spreeeee @ Mar 5 2018, 07:40 PM) why did you come to reach this conclusion?you encountered which card whereby supp cards don't entitle rebate at all? |
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Mar 6 2018, 02:46 PM
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Senior Member
2,388 posts Joined: Sep 2004 |
Annual Income: Rm60k
2. Free Lifetime Annual Fee: A Must or can be waive easily 3. Card required for: List all your needs. petrol with 5% cashback 4. Existing credit cards (if any): maybank2card, cimb cash back, ocbc amanah 5. Interested in CC from: nil |
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Mar 6 2018, 02:49 PM
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Senior Member
4,232 posts Joined: Apr 2011 |
QUOTE(snigapoe @ Mar 6 2018, 02:46 PM) Annual Income: Rm60k Maybank Ikhwan Gold2. Free Lifetime Annual Fee: A Must or can be waive easily 3. Card required for: List all your needs. petrol with 5% cashback 4. Existing credit cards (if any): maybank2card, cimb cash back, ocbc amanah 5. Interested in CC from: nil |
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Mar 6 2018, 04:15 PM
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Senior Member
2,388 posts Joined: Sep 2004 |
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Mar 6 2018, 05:02 PM
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Senior Member
4,404 posts Joined: Jun 2012 |
QUOTE(snigapoe @ Mar 6 2018, 04:15 PM) i looking for card entitle.for petrol.rebate during weekday too How About Maybank FC Barcelona Visa Signature, 1 Card for ALL... i saw ambank carz plat eligible for.it.but only on petrol is there anyother card to rrcomand? * Lifetime Fee Waiver * 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month. * 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards This post has been edited by fly126: Mar 6 2018, 05:03 PM |
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Mar 7 2018, 03:04 PM
Show posts by this member only | IPv6 | Post
#1840
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Senior Member
677 posts Joined: Apr 2013 |
hello, just wanted to ask whether it is possible to used 'fixed deposit' as an application to apply credit cards?
as i don't really have pay slip for my current job at the moment, and what is minimum amount of fixed deposit amount to apply? is there such thing available? |
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