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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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prescott2006
post Mar 1 2018, 12:40 PM

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892 posts

Joined: Oct 2007
From: Penang


QUOTE(eddievh @ Mar 1 2018, 12:02 PM)
Yes. Ambank stated need to have balance 5 and above only get rebate 5% Whatever statement amount just pay balance 5.01 will earn 5% minus interest the nett % ranging 3.5- 4.5
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Thanks for the tips. smile.gif
bhleng
post Mar 3 2018, 11:58 AM

New Member
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5 posts

Joined: Mar 2013
From: Petaling Jaya


1. Annual Income: RM50k

2. Free Lifetime Annual Fee: A must

3. Card required for: Cashback, Petrol, Dining, Utilities

4. Existing credit cards (if any): Citibank Cashback

5. Interested in CC from: SC JustOne Platinum

6. Others: Monthly CC expenses up to RM2k. I prefer CB card because I believed it is the most straight forward reward. Previously was using Citibank CB, but until recently I find out the CB has removed Telco and utilities from the CB categories, so I am looking for some other CB card.

Thank you!
fruitie
post Mar 3 2018, 12:27 PM

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Joined: Sep 2005
From: KUL

QUOTE(bhleng @ Mar 3 2018, 11:58 AM)
1. Annual Income: RM50k

2. Free Lifetime Annual Fee: A must

3. Card required for: Cashback, Petrol, Dining, Utilities

4. Existing credit cards (if any): Citibank Cashback

5. Interested in CC from: SC JustOne Platinum

6. Others: Monthly CC expenses up to RM2k. I prefer CB card because I believed it is the most straight forward reward. Previously was using Citibank CB, but until recently I find out the CB has removed Telco and utilities from the CB categories, so I am looking for some other CB card.

Thank you!
*
Maybank FCB Visa Signature.
joevo2
post Mar 4 2018, 09:24 AM

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Joined: Nov 2007


QUOTE(bhleng @ Mar 3 2018, 11:58 AM)
1. Annual Income: RM50k

2. Free Lifetime Annual Fee: A must

3. Card required for: Cashback, Petrol, Dining, Utilities

4. Existing credit cards (if any): Citibank Cashback

5. Interested in CC from: SC JustOne Platinum

6. Others: Monthly CC expenses up to RM2k. I prefer CB card because I believed it is the most straight forward reward. Previously was using Citibank CB, but until recently I find out the CB has removed Telco and utilities from the CB categories, so I am looking for some other CB card.

Thank you!
*
Maybank 2 card. Amex 5% CB on all tranasacion on weekend cap at RM50.

BacktoBasics
post Mar 5 2018, 12:25 AM

Regular
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Senior Member
1,802 posts

Joined: Oct 2015
1. Annual Income: RM60k

2. Free Lifetime Annual Fee: A must or x number of swipe for waiver

3. Card required for: Cashback, Dining, Utilities & shopping.

4. Existing credit cards (if any): HSBC Amanah

5. Interested in CC from: Maybank2 card Platinum?

6. Others: Prefers cashback instead of points

Thank you!
fly126
post Mar 5 2018, 12:33 AM

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QUOTE(BacktoBasics @ Mar 5 2018, 12:25 AM)
1. Annual Income: RM60k

2. Free Lifetime Annual Fee: A must or x number of swipe for waiver

3. Card required for: Cashback, Dining, Utilities & shopping.

4. Existing credit cards (if any): HSBC Amanah

5. Interested in CC from: Maybank2 card Platinum?

6. Others: Prefers cashback instead of points

Thank you!
*
MBB 2 Cards, PBB Quantum 2Cards, MBB FC Barcelona VS
Christensen
post Mar 5 2018, 12:10 PM

Getting Started
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Junior Member
83 posts

Joined: Aug 2016
. Annual Income: (gross income?) ~RM90k

2. Free Lifetime Annual Fee: A must or x number of swipe for waiver (not amount)

3. Card required for: Cashback

4. Existing credit cards (if any): Citibank cashback platinum, other just debit cards

5. Interested in CC from: Open for suggestion

6. Others: Prefers cashback instead of points.
- Petrol (currently only Caltex)
- Reload TnGO
- Occasionally taking Grab
- Grocery
- Auto debit for Unifi, insurance

Thank you for the advice.
keah.kyle
post Mar 5 2018, 12:16 PM

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148 posts

Joined: Dec 2007
From: Kuala Lumpur / P.J


1. Annual Income: RM 80k - RM 100k

2. Free Lifetime Annual Fee: YES or BY MINIMUM SWIPE

3. Card required for: List all your needs. OVERSEAS TRANSACTION, AIRMILES, AIRPORT LOUNGE.

4. Existing credit cards (if any): HSBC VISA SIGNATURE

5. Interested in CC from: PLEASE SUGGEST.

6. Others: I AM A MALAYSIAN, WORKING OVERSEAS. TRAVEL QUITE FREQUENT AROUND SEA. LOOKING FOR SOMETHING WITH LOW INTEREST RATES, AND SOME OVERSEAS CASHBACK OR POINTS.

THANKS.
laymank
post Mar 5 2018, 03:08 PM

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QUOTE(Christensen @ Mar 5 2018, 12:10 PM)
. Annual Income: (gross income?) ~RM90k

2. Free Lifetime Annual Fee: A must or x number of swipe for waiver (not amount)

3. Card required for: Cashback

4. Existing credit cards (if any): Citibank cashback platinum, other just debit cards

5. Interested in CC from: Open for suggestion

6. Others: Prefers cashback instead of points.
- Petrol (currently only Caltex)
- Reload TnGO
- Occasionally taking Grab
- Grocery
- Auto debit for Unifi, insurance

Thank you for the advice.
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same as post # 1829
BFGWong
post Mar 5 2018, 04:24 PM

時代革命
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Senior Member
1,998 posts

Joined: Jan 2003
From: Stardust



1. Annual Income: RM150k

2. Free Lifetime Annual Fee: Not required, if can waive or hit minimum spending

3. Card required for: Consolidate insurance premiums (RM700+ per month) + Telco +Utilities

4. Existing credit cards (if any): Citi (Cashback, Premier Miles), HSBC (Amanah M, Visa Sign), Std Chart (Visa Plat), will be getting Maybank VS and FCB

6. Others: Sorry for additional request, would like to consolidate the insurance/telco/util separately and if it make sense to. Could put everythinginto FCB but that will eat up most of the monthly cap
spreeeee
post Mar 5 2018, 04:50 PM

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Joined: Apr 2009
From: West Malaysia

hi, appreciate can someone recommend me any bank credit card, in which supplementary card holder also can enjoy petrol cash rebate?
fruitie
post Mar 5 2018, 07:16 PM

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Joined: Sep 2005
From: KUL

QUOTE(spreeeee @ Mar 5 2018, 04:50 PM)
hi, appreciate can someone recommend me any bank credit card, in which supplementary card holder also can enjoy petrol cash rebate?
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I believe if principal cards are entitled for petrol cash back, then supplementary cards should be entitled too.
Maybank2Cards, FCB VS, Ikhwan MasterCard and Ikhwan Petronas Visa are examples.
spreeeee
post Mar 5 2018, 07:40 PM

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3,812 posts

Joined: Apr 2009
From: West Malaysia

QUOTE(fruitie @ Mar 5 2018, 07:16 PM)
I believe if principal cards are entitled for petrol cash back, then supplementary cards should be entitled too.
Maybank2Cards, FCB VS, Ikhwan MasterCard and Ikhwan Petronas Visa are examples.
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But usually benefits are for principal card only, right?! UOB ONE can?
fruitie
post Mar 5 2018, 08:01 PM

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Joined: Sep 2005
From: KUL

QUOTE(spreeeee @ Mar 5 2018, 07:40 PM)
But usually benefits are for principal card only, right?! UOB ONE can?
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No, extended to supplementary cards as well. Just that combined cash back with principal.
UOB One though I don't own it but I don't see why supplementary cards don't enjoy it.
cybpsych
post Mar 5 2018, 08:20 PM

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QUOTE(spreeeee @ Mar 5 2018, 04:50 PM)
hi, appreciate can someone recommend me any bank credit card, in which supplementary card holder also can enjoy petrol cash rebate?
*
QUOTE(spreeeee @ Mar 5 2018, 07:40 PM)
But usually benefits are for principal card only, right?! UOB ONE can?
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why did you come to reach this conclusion?

you encountered which card whereby supp cards don't entitle rebate at all?
snigapoe
post Mar 6 2018, 02:46 PM

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2,388 posts

Joined: Sep 2004


Annual Income: Rm60k

2. Free Lifetime Annual Fee: A Must or can be waive easily

3. Card required for: List all your needs. petrol with 5% cashback

4. Existing credit cards (if any): maybank2card, cimb cash back, ocbc amanah

5. Interested in CC from: nil

laymank
post Mar 6 2018, 02:49 PM

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Joined: Apr 2011


QUOTE(snigapoe @ Mar 6 2018, 02:46 PM)
Annual Income: Rm60k

2. Free Lifetime Annual Fee: A Must or can be waive easily

3. Card required for: List all your needs. petrol with 5% cashback

4. Existing credit cards (if any): maybank2card, cimb cash back, ocbc amanah

5. Interested in CC from: nil
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Maybank Ikhwan Gold
snigapoe
post Mar 6 2018, 04:15 PM

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Joined: Sep 2004


QUOTE(laymank @ Mar 6 2018, 02:49 PM)
Maybank Ikhwan Gold
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i looking for card entitle.for petrol.rebate during weekday too
i saw ambank carz plat eligible for.it.but only on petrol is there anyother card to rrcomand?

This post has been edited by snigapoe: Mar 6 2018, 04:21 PM
fly126
post Mar 6 2018, 05:02 PM

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Joined: Jun 2012



QUOTE(snigapoe @ Mar 6 2018, 04:15 PM)
i looking for card entitle.for petrol.rebate during weekday too
i saw ambank carz plat eligible for.it.but only on petrol is there anyother card to rrcomand?
*
How About Maybank FC Barcelona Visa Signature, 1 Card for ALL... icon_idea.gif
* Lifetime Fee Waiver
* 2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM 50 per month.
* 10% Cash back for all purchases made in the month of May (football season ends) &, August (football season begins) and capped at max. of RM 100 during the specified month.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

This post has been edited by fly126: Mar 6 2018, 05:03 PM
hihichew
post Mar 7 2018, 03:04 PM

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677 posts

Joined: Apr 2013
hello, just wanted to ask whether it is possible to used 'fixed deposit' as an application to apply credit cards?

as i don't really have pay slip for my current job at the moment,
and what is minimum amount of fixed deposit amount to apply?
is there such thing available?

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