Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
151 Pages « < 138 139 140 141 142 > » Bottom

Outline · [ Standard ] · Linear+

 FundSuperMart v17 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
killdavid
post Feb 6 2017, 05:14 PM

Senior Satire Officer
******
Senior Member
1,638 posts

Joined: Aug 2005
From: Vault 13



QUOTE(wongmunkeong @ Feb 6 2017, 05:07 PM)
is gud, is gud.
come on baby, gimme 10 or 12! (extreme fear)

for those who are accumulating, holding long term & haven't retired yet - is good mah buy cheap
for those retired liao - good also ma if practicing Asset Allocation, can buy at lelong price, thus higher DY% or higher probable capital gains in 2 to 5 years' time.
*
LOL if want to happen then faster happen. I am sitting on a teeney pile of cash waiting to get in. Now very hesitant cause all at all-time high.
wongmunkeong
post Feb 6 2017, 05:19 PM

Barista FIRE
Group Icon
Elite
5,608 posts

Joined: May 2011
From: Here, There, Everywhere


-deleted- double posted

This post has been edited by wongmunkeong: Feb 6 2017, 05:20 PM
Avangelice
post Feb 6 2017, 05:21 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(Ramjade @ Feb 6 2017, 05:13 PM)
Run of the mill, buy buy. Smart people cut profit and hope for severe crash then got huge pile of money just waiting for the time then bam!
*
Yep accumulation phase has already been completed after trump won. now waiting for the whole thing to crash and burn. my wallet is ready.
wongmunkeong
post Feb 6 2017, 05:25 PM

Barista FIRE
Group Icon
Elite
5,608 posts

Joined: May 2011
From: Here, There, Everywhere


QUOTE(killdavid @ Feb 6 2017, 05:14 PM)
LOL if want to happen then faster happen. I am sitting on a teeney pile of cash waiting to get in. Now very hesitant cause all at all-time high.
*
good to hear thumbsup.gif
lady luck seems to favour the prepared
however, don't "over pile" until 8 years+/- didn't buy, poking fun @ those that kept saying "market will collapse again worse" since 2009 recovery tongue.gif

they say there's a fine balance between the mentally insane & geniuses - hope we're on the "right side of the balance" laugh.gif
T231H
post Feb 6 2017, 05:31 PM

Look at all my stars!!
*******
Senior Member
5,143 posts

Joined: Jan 2015
Over the last 5, 10, 15 years, the markets have witnessed innumerable events. While most of them had short-medium impact on indices, the long term nature of equity as an asset class is still intact. Time to stay put with an eye on the goal and not get carried away by the index numbers, unless you are a trader and looking for short term opportunities in the market.

how should a new investor view the current market situation and should he take the plunge now? If the answer is in the affirmative or not in agreement, it will be like 'timing the market'. By going back to basics, what is important is 'time in the market'. If the financial goal is at least five years away from now, the answer then appears simple. As a beginner, one may start either with a large-cap diversified equity mutual fund or an index fund and over time add a mid-cap to the portfolio. It helps to understand the volatility attached to equities and the impact on a fund's net asset value (NAV).

What mutual fund investors should do when stock market senses a correction
Stay put if your goals are more than five years away
Prune equity allocation if your goals are 3-5 years away
De-risk when your goals are nearing and within three years

Read more at:
http://economictimes.indiatimes.com/articl..._campaign=cppst

This post has been edited by T231H: Feb 6 2017, 05:32 PM
asimov82
post Feb 6 2017, 05:45 PM

Getting Started
**
Junior Member
92 posts

Joined: Apr 2011
QUOTE(killdavid @ Feb 6 2017, 04:57 PM)
[attachmentid=8463216]

It is giving me the jitters
*
Attached Image

Attached Image

dont worry... if put in the 3 yrs record of SP500 for comparison,
how much can the f&g index help you in making decision?

(I am much worry on the recent spike of market volume)

This post has been edited by asimov82: Feb 6 2017, 05:50 PM
MUM
post Feb 6 2017, 05:46 PM

10k Club
********
All Stars
14,931 posts

Joined: Mar 2015

Last year, Asian REITs ended the year on a joyful note as investors around the globe were on the hunt for yields under a low interest rate environment.
Moving into 2017, however, concerns are pouring in for REITs investors as the US economy continues to deliver positive data that are fueling the possibilities of a faster than expected rate hike.

Are Asian REITs Still Attractive?

https://www.fundsupermart.com.my/main/resea...uary-2017--7959

Time to relook AmAsia Pac Reits allocation?
hmm.gif
puchongite
post Feb 6 2017, 05:56 PM

20k VIP Club
*********
All Stars
33,696 posts

Joined: May 2008
QUOTE(MUM @ Feb 6 2017, 05:46 PM)
Last year, Asian REITs ended the year on a joyful note as investors around the globe were on the hunt for yields under a low interest rate environment.
Moving into 2017, however, concerns are pouring in for REITs investors as the US economy continues to deliver positive data that are fueling the possibilities of a faster than expected rate hike.

Are Asian REITs Still Attractive?

https://www.fundsupermart.com.my/main/resea...uary-2017--7959

Time to relook AmAsia Pac Reits allocation?
hmm.gif
*
I hope you are right as I only have 2% allocation for Selina Yong. cry.gif
SUSyklooi
post Feb 6 2017, 06:14 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(MUM @ Feb 6 2017, 05:46 PM)
Last year, Asian REITs ended the year on a joyful note as investors around the globe were on the hunt for yields under a low interest rate environment.
Moving into 2017, however, concerns are pouring in for REITs investors as the US economy continues to deliver positive data that are fueling the possibilities of a faster than expected rate hike.

Are Asian REITs Still Attractive?

https://www.fundsupermart.com.my/main/resea...uary-2017--7959

Time to relook AmAsia Pac Reits allocation?
hmm.gif
*
vmad.gif ranting.gif
i just relocated 12% into it for this year portfolio composition.
sweat.gif
vincabby
post Feb 6 2017, 06:51 PM

On my way
****
Senior Member
664 posts

Joined: Jun 2009
Attached Image

nah. see my ROI, IRR as of now. i possibly should count from start of 2016? but i can't be too sure.
Avangelice
post Feb 6 2017, 07:36 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(puchongite @ Feb 6 2017, 05:56 PM)
I hope you are right as I only have 2% allocation for Selina Yong.  cry.gif
*
QUOTE(yklooi @ Feb 6 2017, 06:14 PM)
vmad.gif  ranting.gif
i just relocated 12% into it for this year portfolio composition.
sweat.gif
*
short term issue but think long term. land is still equate in South East Asia but with our rapidly growing population, land and property will be a much needed commodity.

yes fed hike will affect us but how much can the Americans with stand the increasing inflation and high cost of American man power?

as usual. practice a habit of diversification. don't sai lang
hong823
post Feb 6 2017, 07:49 PM

Getting Started
**
Junior Member
100 posts

Joined: Oct 2011
QUOTE(idyllrain @ Feb 5 2017, 09:11 PM)
skynode, hong823

Here. Coded and tested on Office for Mac 2011 MacOS Sierra.
[attachmentid=8460169]
This version below should run on Office for Mac 2016, but I've not tested it
[attachmentid=8460188]
Caveats: Like the Windows version, the moment FSM changes the structure or URL of the NAV page, this code will break. This is unavoidable since FSM does not provide an interface to get NAV data. I'm also assuming that the "curl" and "perl" commands are available on your Mac at the standard locations (You can test it by open the Terminal app and typing "perl --version" and "curl --version"; you should see some information about the version numbers printed out).

Details below if you'd like to know what is actually being run.

» Click to show Spoiler - click again to hide... «

*
I've tested on Office for Mac 2016 and update of NAV from fundsupermart worked like a charm! thumbup.gif

Thanks a lot for sharing this and great detailed explanation of the marco. notworthy.gif

This should be included in the first post of this topics so that it could benefits the other mac user as well.

contestchris
post Feb 6 2017, 08:19 PM

Look at all my stars!!
*******
Senior Member
5,559 posts

Joined: Aug 2011

QUOTE(Avangelice @ Feb 6 2017, 02:15 PM)
nope. it won't. risk vs return ratio is too great. if that's the case gold funds should be popular but everyone knows there's a risk to it. same with country specific funds.

also India Pakistan war can spark anytime. hope everyone is well aware of that.
*
This is the biggest nonsense on this thread. You heard of MAD? There will never be a full out war among the two countries. The modern generation will simply not fight. There is animosity, sure, but it's displayed more on the cricket grounds and hockey pitches more than anywhere else.
contestchris
post Feb 6 2017, 08:22 PM

Look at all my stars!!
*******
Senior Member
5,559 posts

Joined: Aug 2011

QUOTE(killdavid @ Feb 6 2017, 04:57 PM)
[attachmentid=8463216]

It is giving me the jitters
*
Hands up, I'm greedy smile.gif

But to be honest a full crash won't come up so soon, since Trump is loosening US regulations one by one. Dodd Frank loosening last Friday caused a minor rally in Global banking stocks. A near term correction is very possible though.

If I had to pick a crash this year, it's if either of Le Pen wins France elections or Merkel loses Germany elections. If either of those happened the EU is gone.

Or of course, if Trump really become mad and out trade tariffs on imports, that will cause a mega correction worldwide, and force Asian countries to be totally interdependent among themselves.

This post has been edited by contestchris: Feb 6 2017, 08:26 PM
skynode
post Feb 6 2017, 08:42 PM

Getting Started
**
Junior Member
175 posts

Joined: Dec 2007
QUOTE(idyllrain @ Feb 5 2017, 09:11 PM)
skynode, hong823

Here. Coded and tested on Office for Mac 2011 MacOS Sierra.
[attachmentid=8460169]
This version below should run on Office for Mac 2016, but I've not tested it
[attachmentid=8460188]
Caveats: Like the Windows version, the moment FSM changes the structure or URL of the NAV page, this code will break. This is unavoidable since FSM does not provide an interface to get NAV data. I'm also assuming that the "curl" and "perl" commands are available on your Mac at the standard locations (You can test it by open the Terminal app and typing "perl --version" and "curl --version"; you should see some information about the version numbers printed out).

Details below if you'd like to know what is actually being run.

» Click to show Spoiler - click again to hide... «

*
Wow! Many thanks. I will test in a while.

EDIT : Works like charm. Should put this in the main page for Mac Users.

This post has been edited by skynode: Feb 6 2017, 09:13 PM
vincabby
post Feb 6 2017, 08:44 PM

On my way
****
Senior Member
664 posts

Joined: Jun 2009
QUOTE(contestchris @ Feb 6 2017, 08:19 PM)
This is the biggest nonsense on this thread. You heard of MAD? There will never be a full out war among the two countries. The modern generation will simply not fight. There is animosity, sure, but it's displayed more on the cricket grounds and hockey pitches more than anywhere else.
*
don't come up with statements like that brother. unless you are Modi or the pakistani president, you don't know what they are thinking. even the slight aggression will send stocks haywire. However, we prove our mettle by walking the talk. Do you have confidence in India? go ahead. You have my respect when you walk the talk and come up on top.
skynode
post Feb 6 2017, 08:50 PM

Getting Started
**
Junior Member
175 posts

Joined: Dec 2007
Okay, I need to hear out some ideas/opinions from you guys.

PROBLEM A
Remember I was asking reg PMB transfer of funds to FSM? Now I am having a dilemma.
In view of current market being quoted as possibly overvalued by others...
Option 1 : Should I reinvest ALL my funds from PMB to my designated portfolio and enjoy the zero percent sales charge?
OR
Option 2 : Should I just reinvest RM10k first, then do VCA for the remaining funds every month but losing out on the zero percent sales charge once the 1 month period has passed?
Which is more logical and economical?

PROBLEM B
I am going to put in RM1000 into PRS to get the one-off RM1000 initiative from government. Rather than RM1000, would it be better to top up RM3000 every year (till 2021) to enjoy the tax rebate benefit?

PROBLEM C
Manulife Equity USA versus Aberdeen Global Fund
Global fund has better diversification (includes European countries) but why are most people more keen on 100% USA fund? Isn't it riskier? Or is it because the presumed Risk Reward ratio is better?

hmm.gif hmm.gif hmm.gif

This post has been edited by skynode: Feb 6 2017, 08:55 PM
howszat
post Feb 6 2017, 08:53 PM

Look at all my stars!!
*******
Senior Member
2,932 posts

Joined: Sep 2007
idyllrain

QUOTE
Caveats: Like the Windows version, the moment FSM changes the structure or URL of the NAV page, this code will break. This is unavoidable since FSM does not provide an interface to get NAV data. I'm also assuming that the "curl" and "perl" commands are available on your Mac at the standard locations
As far as I can re-call the last "code break" was in 2015. So let's hope that remains unchanged.

Just a side note for those interested, Perl includes curl/wget functionality, so you can do it all in Perl if you wish.
contestchris
post Feb 6 2017, 09:05 PM

Look at all my stars!!
*******
Senior Member
5,559 posts

Joined: Aug 2011

QUOTE(vincabby @ Feb 6 2017, 08:44 PM)
don't come up with statements like that brother. unless you are Modi or the pakistani president, you don't know what they are thinking. even the slight aggression will send stocks haywire. However, we prove our mettle by walking the talk. Do you have confidence in India? go ahead. You have my respect when you walk the talk and come up on top.
*
No I'm not buying the Manulife India and it's nothing about confidence. It's just stupid how he casually mentions that an Indopak war is a legitimate risk that everyone should consider. No, it isn't. Get real. Pakistan is the newest "emerging market" in the world, officially to be upgraded from a "frontier market" status this May. Same status as Malaysia. Indopak wars make good movies but they're the stuff of fiction these days. Like I said even if the governments go to war, the people won't.
contestchris
post Feb 6 2017, 09:08 PM

Look at all my stars!!
*******
Senior Member
5,559 posts

Joined: Aug 2011

QUOTE(skynode @ Feb 6 2017, 08:50 PM)
Okay, I need to hear out some ideas/opinions from you guys.

PROBLEM A
Remember I was asking reg PMB transfer of funds to FSM?  Now I am having a dilemma.
In view of current market being quoted as possibly overvalued by others...
Option 1 : Should I reinvest ALL my funds from PMB to my designated portfolio and enjoy the zero percent sales charge?
OR
Option 2 : Should I just reinvest RM10k first, then do VCA for the remaining funds every month but losing out on the zero percent sales charge once the 1 month period has passed?
Which is more logical and economical?

PROBLEM B
I am going to put in RM1000 into PRS to get the one-off RM1000 initiative from government.  Rather than RM1000, would it be better to top up RM3000 every year (till 2021) to enjoy the tax rebate benefit?

PROBLEM C
Manulife Equity USA versus Aberdeen Global Fund
Global fund has better diversification (includes European countries) but why are most people more keen on 100% USA fund?  Isn't it riskier?  Or is it because the presumed Risk Reward ratio is better?

hmm.gif  hmm.gif  hmm.gif
*
Only US is overvalued lah. Almost all Asian countries are undervalued. Look at the peaks of the indices, they were much higher at some point in the past. Hong Kong, India, China, Malaysia, Indonesia etc. But having said that many Asian investors are sitting on the sidelines.

It's your call man. A crash may come, but there may still be 10% gains to be had till that day comes. Nobody can tell.

This post has been edited by contestchris: Feb 6 2017, 09:08 PM

151 Pages « < 138 139 140 141 142 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0299sec    0.62    6 queries    GZIP Disabled
Time is now: 14th December 2025 - 06:27 AM