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 FundSuperMart v17 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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howszat
post Dec 27 2016, 08:29 PM

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QUOTE(contestchris @ Dec 27 2016, 08:14 PM)
So my Friday night order based on Friday daytime price or Tuesday price? Cause I bought Eastspring Small Cap, that just fell more than 5% in one day. Like that I lost 7.5%+ in one day! (including sales charge)...bad start sad.gif
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No, you haven't lost that much. It's due to the effects of distribution. Eastspring Small Cap distribution on 27th.

Please visit this link: https://www.fundsupermart.com.my/main/fundi...nouncement.svdo?

For more information, refer to post #1. Or just ask smile.gif
howszat
post Feb 6 2017, 08:53 PM

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idyllrain

QUOTE
Caveats: Like the Windows version, the moment FSM changes the structure or URL of the NAV page, this code will break. This is unavoidable since FSM does not provide an interface to get NAV data. I'm also assuming that the "curl" and "perl" commands are available on your Mac at the standard locations
As far as I can re-call the last "code break" was in 2015. So let's hope that remains unchanged.

Just a side note for those interested, Perl includes curl/wget functionality, so you can do it all in Perl if you wish.
howszat
post Feb 6 2017, 09:16 PM

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QUOTE(skynode @ Feb 6 2017, 08:50 PM)
Okay, I need to hear out some ideas/opinions from you guys.

PROBLEM A
Remember I was asking reg PMB transfer of funds to FSM?  Now I am having a dilemma.
In view of current market being quoted as possibly overvalued by others...
Option 1 : Should I reinvest ALL my funds from PMB to my designated portfolio and enjoy the zero percent sales charge?
OR
Option 2 : Should I just reinvest RM10k first, then do VCA for the remaining funds every month but losing out on the zero percent sales charge once the 1 month period has passed?
Which is more logical and economical?

PROBLEM B
I am going to put in RM1000 into PRS to get the one-off RM1000 initiative from government.  Rather than RM1000, would it be also reasonable to top up RM3000 every year (till 2021) to enjoy the tax rebate benefit?

PROBLEM C
Manulife Equity USA versus Aberdeen Global Fund
Global fund has better diversification (includes European countries) but why are most people more keen on 100% USA fund?  Isn't it riskier?  Or is it because the presumed Risk Reward ratio is better?

hmm.gif  hmm.gif  hmm.gif
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Not giving ready-made answers, but asking you more questions. Sorry, that's because there are no ready-made answers. It depends.

A. Don't just look at sales charges. Ask which funds give you the best returns (in the longer term) after sales charges.
B. PRS. Depends. Initial tax deductions look good, but the limited funds available may not perform. Don't just look at the tax aspect.
C. There are various types of ratios you can look at. They are based on past performance. If they can predict the future accurately, this thread topic would not longer be required. We would just look at ratios and make lots of money.
howszat
post Feb 6 2017, 09:34 PM

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QUOTE(contestchris @ Feb 6 2017, 09:05 PM)
Pakistan is the newest "emerging market" in the world, officially to be upgraded from a "frontier market" status this May.
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Well, don't hesitate to share your sources of information.
howszat
post Feb 6 2017, 09:48 PM

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QUOTE(skynode @ Feb 6 2017, 09:41 PM)
In other words, just put my money at where my faith is.  I have read that lower cost would maximise the return of unit trust and make a difference in the long run.
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No exactly. Put your money after you have done your own homework, your calculations, and it agrees with your faith.

In this forum, and other avenues, you do your homework, first.

Then, when you click-click buy/sell on FSM where a pop-up says "ARE YOU SURE?", that's where your faith gets involved.

PS: "lower cost would maximise the return". The return does not rely on the cost, but the actual return after costs. That you have to work out for yourself what it means.

This post has been edited by howszat: Feb 6 2017, 09:50 PM
howszat
post Feb 6 2017, 09:59 PM

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QUOTE(contestchris @ Feb 6 2017, 09:40 PM)
Sure: "Pakistan will be reclassified from Frontier Markets to Emerging Markets effective May, 2017."

https://www.msci.com/market-classification

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I would actually buy the heck out of a "Greater India" fund that has some allocation towards Pakistan, and probably even Bangladesh and Sri Lanka.

A number of mega projects are coming up in Pakistan.

https://www.bloomberg.com/news/articles/201...lionaire-mansha
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Actually, if you think it has great potential, you should not tell anyone else.

Everyone buys it, it will be over-priced, and no longer worth it. Just buy it quietly...



howszat
post Feb 6 2017, 10:37 PM

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QUOTE(contestchris @ Feb 6 2017, 10:12 PM)
There's nothing to buy. Nobody is offering anything that has Pakistan in it (aside from GEM with 1% weightage). And I'm just sharing stuff, it's not an endorsement to buy or sell. Plus I'm not a fan of "keep to yourself, don't let others profit" mantra some people have. If there's something good to highlight, I will do so. Likewise, the other way too.
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In a previous post, you said:
QUOTE
I would actually buy the heck out of a "Greater India".
.

Now, you say nothing to buy.

Can you be more consistent?

howszat
post Feb 6 2017, 10:42 PM

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QUOTE(contestchris @ Feb 6 2017, 10:38 PM)
You need to understand the nuance of the language. I was speaking of a hypothetical scenario were such a fund to exist.
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Please don't hide behind "nuances" and "hypothetic" bullshit.

Dishonesty is not useful in this, or any other threads.






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