contestchris I would suggest you control that mouth of yours when it comes to calling someone stupid as I can back up my argument with facts when all you do is talk shit and I caught you bullshitting a few times.

Anyways here's why a war (be it a small skirmish) causes a jitter in the fund. I know this because I asked why Manulife India went down back in September and ramjade replied that there was a conflict going on between Pakistan - India in which i didn't know about.

you can read it here

https://en.m.wikipedia.org/wiki/2016_Indiaâ...y_confrontation

and also to back my point up, I took the liberty to look into Manulife India's past performance in 2016 and highlighted the "dent" in the fund made by the skirmish.



My original argument was that one should also consider war conflicts to affect their funds but ultimately understand that this too shall come to past as seen in today's Manulife India EQ fund. so do not be jittery so much and continue investing.

no need for name calling here.

Boss, you pay wrap fees ma

OT a bit, FSM SG wrap fees is cheaper than yours and yet the folks here kao beh kao bu say con job ler

Most important thing is net returns is good right? If lose money, free also no use

Take a chill pill. Skimish. Not war. Flexing muscle make loud hoohah. Then quiet down. See trend is like N.Korea.

Really how much? The only one I saw was free switching offered by Phillip SG

xuzen nah ini ada org kasi free switching wo.

This post has been edited by Ramjade: Feb 7 2017, 03:05 AM

TS is AIYH, so only he can edit the OP.

This post has been edited by idyllrain: Feb 7 2017, 09:02 AM

Will update first page when this thread reach 150 pages and new thread open

Following up on my concerns earlier, I sold one third of my Titans fund. I have no other funds that are directly US-based. I think gold will go up some more but I have no idea if buying one of the gold funds is a good proxy for that and the extreme volatility of those funds make me nervous. I'm keeping my Asian and emerging markets funds for now but I really, really want to move to a more cash position.

Are none of you really scared of a major financial crisis this year?

recall back the times you experienced during the Financial crisis of '98 and' 08/09, if we can survive that we can survive the next one as long as your life and business does not revolve around financial, manufacturing and export industry, one shouldn't panic.

but I would suggest people start saving up to take advantage of the recession.

I survived the 1998 crisis by basically moving out of the country and working overseas. The 2008 crisis didn't have a big impact on the Malaysian economy but I did not have a very substantial stock investment portfolio before the onset of the crisis and made quite a bit of money by buying in the aftermath. Currently I have a lot invested in equities, both directly and through funds. It would kill me if the equity funds dropped by something like 20% to 30% during a big crisis. Maybe some of you are really tough enough to shrug off such large paper losses and just buy more, but it would give me a heart attack. I would prefer to stay in cash and buy back later even if I had to forgo some gains in the meantime.

I dun see this "effective".

Your switching is only able to address a localized correction in US.

If the correction is limited to a country, then likely this correction will be fairly momentarily.

If US goes into a major correction, chances of it will become a global effect.

If it is a global effect, then your Asian and EM funds will not be spared.

i mirror your thought. i don't hold substantial amounts of money like you maybe but if it drops to 15% i might take everything out and take profit. going back in once the dust settles. nothing wrong with going with that.

personally not that i'm not afraid. I'm shitting my pants thinking about it but what can we do? as long as you can still sleep at night, then leave it there. if not, take it all out. and put somewhere 'safe'. at that moment, your thoughts would not be how much returns but no loss = good return.

my family had to run to Brunei and my father had to basically work under a man who saved our lives during the 1998 crisis. we stayed in a room as small as a storage space so I know that feeling bro. I don't want to go through that again so have a substantial pocket of change in your cash management fund.

Remember. a pocket within a pocket.

I agree. This is just precautionary for now. If the bad news keeps popping up, I would reduce positions in the Asian and EM funds as well.

Potential bad news in the near term: French elections, border tax, US-China violence in South China Sea (not impossible if Bannon calls the shots in the White House).

Not sure if my web monitoring site is uptodate or correct...m'sian small cap index +1.2% as of now.....it had been up for days already

If it really happen, time for a buy in. That's why a wise man said keep cash in anticipation of a crash. Everything will ne on discount.

Monitoring based on KLSE individual stocks ?

Got no idea how it was monitored....it just shows scap + 1.2%

I mean this is relative to yesterday ?

Keep cash in anticipstion of a crash.?.
I think that would be very wasteful....
If one think other wise....it is his or her choice

Many posters here are advocating this. Many.

Should be, bcos it was supposed to update daily in few minutes interval. ...just that up 1.2% in 1 hour come as a surprise for me