Wow,...joined lyn 10 yrs ago, but just 2nd postings? where have you been all these years?

ok, back to topic.....
the above portfolio "may" looks good and suitable for you...BUT are they really suitable for you?

Keep Your Risks In Check
Different investments come with different levels of risks and investors need to understand and know the risks that they can stomach given the circumstances that they are in before making a decision on what to invest.

ARE YOU AGGRESSIVE, BALANCED OR CONSERVATIVE?
To stay ahead of the game, it is not only important to understand the risks of the investments you are looking at, but also to understand your personal risk appetite. And the best way to do it is to assess your actual experience in investing. Investors who need advice or want a second-opinion on their investments can contact our Client Investment Specialists. They are able to assist you in distinguishing between unit trusts on our platform. Another method is to take the investor suitability assessment form by answering some questions such as your invesment objectives, risk tolerance, financial profile and investment experience.
For instance, you might have thought you are an aggressive investor who can cope with a high level of risk. However, in practice, if you find that you always panic too soon every time the market dips, and get overly euphoric and pump in more money whenever markets are on a roll, then high-risk investments may not so suitable for you because they are likely to cause you to lose money.
Our research team has also built the recommended portfolios as a guideline for investors based on different risk appetite. For more investment ideas, investors can take note of the articles we put out highlighting our research views of a particular region, market or sector.

https://www.fundsupermart.com.my/main/resea...-May-2015--5825

in other words,.....try go thru these links first to have a clear understanding of what is in store....

https://www.fundsupermart.com.my/main/school/school.svdo

you kick all shifus advise here down drain?.
most people follow advise but not u superman
totally opposite what people do!! and u make how much?

over long time  shifus say you can regret one day, if not we all become millionaire easy.

So you dont have fsm acct because you want to wait until the market crash and you want to make use of the 1% sales charge?

You know everytime you open a beneficiary account, you get the new acct member benefit? Was advised by a forummer here. Anyway someone young like you probably not opening beneficiary acct. I just think the reason of you doing things is... very weird.

Regarding Q1, there is no need to inform Public Mutual about this "switch" from Public Mutual to FSM, as it is actually an outright sales from Public Mutual and then with proof, FSM gives to an offer to get 0% SC upto 1 month.

You key thing you need to decide on is actually within the one month, which are the funds you want to purchase at 0% SC, as lump sum purchase entry price is significantly determine your future ROI.

YES, that was how it was supposed to had been in the past.
BUT, all that was told here had been / was past conditions....or may be part of a condition...
therefore, it would be advisable for you to talk to the FSM CS for latest up to date T&C and procedures.

after you had done contacting them...pls provide the latest feedback in here for the benefits of us here, will you?

After speaking to a lady with a sexy voice from FSM, this is how the process go :
1) withdraw fund from Public Mutual Berhad and keep the receipt
2) email the receipt to FSM. they would reply within 1-2 days (depending on what time they receive said email)
3) wait for a reply from FSM. Once they have acknowledged, can purchase any fund from the ones listed in FSM for 0% SC except for AFFIN HWANG. (I don't know why is this). When you have  purchased  and transacted, send them an email to remind them to manually adjust the transaction so that there won't be any SC. If say you withdraw RM10K fund from PMB, you have up to 1 month to buy up to RM10K worth of fund from FSM.

really? even to verify your application a long time ago when you just started?

Lucky u got lady.
Me only guy
No lady with sexy voice..

You don't have to invest the exact amount. If you invest less, you don't fully make use of your 0% SC benefit. If you invest more, pay the additional with normal SC. Right ?

Don't go into GEM. head back four pages back for the explanation.

AMB Dana Arif Class A-MYR (10%) > Affin Hwang Select Bond Fund
Libra AsnitaBond Fund (10%) > Affin Hwang Select Bond Fund
Aberdeen Islamic World Equity Fund - Class A (22.5%) > Manulife US Equity
Affin Hwang Select Asia (Ex Japan) Quantum Fund (10%)
CIMB-Principal Asia Pacific Dynamic Income Fund - MYR (22.5%)
Eastspring Investments Global Emerging Markets Fund (10%)
Kenanga Growth Fund (15%)

Seems too Asian heavy no, for a long term investment?

Malaysian bond funds are not as stable as Affin Hwang Select Bond fund (evidence from the Nov sell-off)

LOL! LOL!

Market good, all the mice come out to [s] play [s/] show off their portfolio.

Market kantoi, all hide under the tempurung!

Such is human nature.

while waiting for value added assistance....
I attached a file....it is in Excel Windows
not sure if it can be used for MAC

instead of manually updating individual NAVs, I am using this file to auto update my portfolio NAVs from FSM...
just key in the parameter, press CTL+U to update,
then copy and PASTE (Value) into your portfolio excel file

try it ??

Thanks for sharing it! It seem that the excel marco just doesn't work on mac. (It worked on windows) 
I think you're trying to click on "Command + U" (Which is underline), what yklooi mean was "Control + U". However, I tried and it just showing Active X error again. I did some read up and it seem like the marco in excel doesn't support in mac.  Maybe will just have to use windows for this. (Excel from yklooi worked on windows)

Source: https://support.microsoft.com/en-us/help/31...en-using-access