nice

wonder anyone here use aladdin fund as core (>50%) and then choose few regional/country/sector fund as supplement (tilt towards individual likeness)?

p.s aladdin is all world developed market fund, so if combine with EI global EM fund, you will get all world total stock market coverage (am actually waiting for both halal and non-halal version of all world total stock market fund).

This post has been edited by asimov82: Dec 24 2016, 10:06 AM

good conversation.

regardless of the fund chosen,
what is the geographical allocation for this year?

20% US, 10% EU, 5% Japan, 20% GreaterChina, 10% India, 15% Malaysia , 20% rest ??

sometime fund manager will decide to "close shop" certain fund if assets under management is not large enough to run economically.
you can follow up the recent announcement on EI indonesia fund, to know the fate of the investor money.

p.s you can get all the fund size info via the FSM fund selection page, to know the big and tiny size fund there.

same for some ILP funds here, feeder to SP500 etf, but with 5% front-load and 1.5% annual

need to base on the same date of the nav and the index,
there's always delay on the reported nav for foreign exposure fund.

furthermore, UT in FSM is mostly active managed fund,
thus the fund manager try to hold those stocks that could beat index in long run, one or two days difference is ok

This post has been edited by asimov82: Jan 19 2017, 10:40 PM

indonesia quite thematic for investing few years back, they have jokowi-ahok team reforming the country policy, just that recently they are facing strong resistance to put them down.

quite like the cimb offers of global titan and chindiaindo fund,
basically these funds benchmark are fixed ratio allocation:
global titan: us 42%, euro 36%, japan 12%, liquidity 10%
chindiaindo: china 33%, india 33%, indonesia 33%

thus, 50/50 allocation of both fund will give you about:
us 21% (north america)
euro 18% (europa)
japan 6% (asiapac advanced)
china 16% (north asia)
india 16% (south asia)
indonesia 16% (south east asia)
liquidity ~7%

you get the best from advanced and emerging region, and
just need to focus on the advanced-emerging allocation ratio,
rest of the rebalancing will be done by fund manager (if one region go down, and another go up).

if include a home country fund (like kgf) and low volatility local bond fund (like anita),
then you can easily construct a lazy portfolio of advanced/emerging/home-country/bond 4 funds strategy.

This post has been edited by asimov82: Jan 23 2017, 12:52 PM

am using the benchmark used by fund for allocation calculation,
surely the active fund manager will do all the overweight/underweight/rebalance task (what they paid for),
they just dont do it on daily basis and we dont have to keep track everyday.



This post has been edited by asimov82: Jan 24 2017, 12:25 AM

can the fsm investor's portfolio page provide such irr information??

since we all use the same platform, why not fsm provide such feature for everyone??

dont worry... if put in the 3 yrs record of SP500 for comparison,
how much can the f&g index help you in making decision?

(I am much worry on the recent spike of market volume)

This post has been edited by asimov82: Feb 6 2017, 05:50 PM