Rm100? Nope, banks dont allow FDs in that amount.



If you are talking about Rm100k, its considered a 'usual' amount. You cant even qualify for Premier banking in certain banks with that amount.

Want to withdraw my FD from Affin this morning but they counter offered me 4% 12mths. They have to call treasury for approval.

which branch did you go to ? show them the website
http://www.ocbc.com.my/personal-banking/ac...ixedDepositDeal

i have placed thrice under this promo with the KL main branch

I would suggest posting it in facebook & making it public, so far that works best for me on a few occasions when dealing with bank / credit card complaints.
In Malaysia, big companies usually don't bother treating customers nicely until their reputation is at stake.

they called me today.... and explain promo on 10th Feb is:

minimum 500k as individual to enjoy the 4.05% gold fd.
and not 50k....

Minimum 50k only if have COMPANY ACCOUNT with them or something like that...

anyway i only half listen to her.. (She make my hard earn RM50k seem so so so so small...I feel so sad)

She just repeated many times... I am so sorry... We are so sorry for your trouble.... blah blah...
we will look into it further... the usual.

Also she will look into the Records of calls on that day... thats all.

This post has been edited by elea88: Feb 16 2017, 05:39 PM

Sounds kind of like giving excuses. Eg. last time for my SCB FD promo, they did not enter into the system correctly to credit the interest every 6 months, when the 6th month came, I did not get my interest. It took me 3 complaint cases & a few months later before they acknowledge their mistake & obediently credit my interest. Before that, they gave lots of excuses like:
1. payment instruction is maturity & not shown on my FD slip
2. system is fixed, cannot be changed.
3. need top management approval bla bla bla

Luckily for this forum contributors who said is possible to change, I even argued with them saying my 'friends' managed to change it & what they said is wrong!

Anyhow, 4.05% compared to 4.08% BR / Ambank / RHB is not that great anyway, so is your call if you want to demand what is right.

This post has been edited by gchowyh: Feb 16 2017, 06:03 PM

Hahaha, the good old days when SCB was having good FD promo's in 2014/2015. Some others also have same issue at that time ?

Anyway, SCB no more competitive FD rates already.

Tell me about it, I'm considering of closing my account at SCB.
I can't remember if anyone failed to get their interest every 6 months in the end? Maybe everyone got it unless they explicitly requested it upon maturity?

Wta, alliance (senior) fd promo legit until 31st March? Because I need to wait until mid or late march only can place. Can anyone confirm? Appreciate it. (:

impossible to get a definite answer becuase bank may end the promo earlier than 31 March, possibly after achieving target fund size or other reasons.

just make a call to the bank to find out promo status.

Alliance Kepong Metro Prima branch inform that the senior citizen FD min amount is now 500k to enjoy 4.05% pa. Crazy !

Nah I don't unless I feel the savings account will be useful.

Thanks. The Penang premier counter staff must be sleeping. Have withdrawn that day and placed it at Am bank, 8 months 4.08%

EPF will be annoucing the dividen tomorrow. 2015 was 6.4%. Market expects 6%. It is still good to place rm60k max for those self-employed. current bank interest rate range from 3.9 to 4.05%.

The promo is just a normal OCBC promo for 10k. You sure premier staff really know anything outside their customer scope for this small FD amount? Personally my experience is to expect different answers from different staff. I believe the kind management term for this is clear separation and focus on specific duties and responsibilities - an organisational disease very commonly met in backward organisations.

Went to RHB just now and they said the promotion is only for premier account or if you have balance of >RM200k in your account

Double post

This post has been edited by MEngineer: Feb 17 2017, 04:55 PM

This post has been edited by MEngineer: Feb 17 2017, 04:54 PM

That will be put into account 1 or 2?

unker, oni self-employed can do self contribution?