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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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elea88
post Jan 9 2017, 11:55 AM

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QUOTE(babysiew @ Jan 9 2017, 11:44 AM)
aiyak, seems like a lot of promo ended. any ho liao at the moment? Thanks sifus
*
https://s.hongleongconnect.my

hong leong. Look at the counter moving.. i think 888,888,888 is not an impossible thing...



elea88
post Feb 10 2017, 01:18 PM

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QUOTE(bbgoat @ Feb 10 2017, 10:48 AM)
Initially wanted to use some fund for other purpose (ASNB  tongue.gif ). Now decided to put back to FD.

Did 2 placements for HL 8 mth 4% FD. Selected "Credit to Account" option, so monthly interest. I think someone said before no monthly interest option ? Maybe he/she has selected the wrong option.

Found this to be convenient instead of going to banks for the 4.08% FD.  biggrin.gif
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ya lor. EASIEST is online.

STUPID ALLIANCE BANK.

i call them at 10am.. 03-5516 9988. The person pick up phone says YES 4.05% still have.
then i took the trouble.. find parking.. walk in the hot sun....to go all the way there with my cheque book. then counter says. 2 days ago already finish quota!!! and push me UT /INS.

so, annoyed with them!!!!

i reluctant put more into HLB although its convenient coz most my FD now 70% already in HLB.

So, i think will temporary parking with MBB GIA first.
elea88
post Feb 10 2017, 01:38 PM

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QUOTE(alexanderclz @ Feb 10 2017, 01:29 PM)
hmmm, fd also need to diversify?
*
PDIM got quota... for worst case scenario...
elea88
post Feb 10 2017, 01:45 PM

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QUOTE(bbgoat @ Feb 10 2017, 01:44 PM)
Best to check with bank first before going all the way there for OTC placement. Call first.

I parked the dough in MBB GIA to get some interest before finding a more permanent home for the dough.

BR, RHB both has 4.08% FD promo.  biggrin.gif
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that was the reason i was so annoyed.. i actually call first 1 hour before going to Alliance Bank.!!!!
elea88
post Feb 10 2017, 01:52 PM

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QUOTE(bbgoat @ Feb 10 2017, 01:49 PM)
I see. Some of their personnel do not check first before answering question. I normally tried to check with officer or manager level or WhatsApp before going.  biggrin.gif
*
anyway i just the CALL CENTRE again now and informed them of their OUTDATED INFORMATION.. Coz they still sweetly inform me .. latest FD promo 4.05% 12 months... !!!
I request them to update their information to save another customer from making a WASTE TIME trip to their bank...!



elea88
post Feb 14 2017, 11:52 AM

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QUOTE(huatken @ Feb 14 2017, 11:34 AM)
It is still available. I just placed the FD.
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hmm.. then something must be wrong with the Branch that I walk into that day....
I hv emailed them a complaint and also fill in the complaint form. No reply to date...
elea88
post Feb 16 2017, 05:38 PM

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QUOTE(gchowyh @ Feb 16 2017, 05:29 PM)
I would suggest posting it in facebook & making it public, so far that works best for me on a few occasions when dealing with bank / credit card complaints.
In Malaysia, big companies usually don't bother treating customers nicely until their reputation is at stake.
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they called me today.... and explain promo on 10th Feb is:

minimum 500k as individual to enjoy the 4.05% gold fd.
and not 50k....

Minimum 50k only if have COMPANY ACCOUNT with them or something like that...

anyway i only half listen to her.. (She make my hard earn RM50k seem so so so so small...I feel so sad)

She just repeated many times... I am so sorry... We are so sorry for your trouble.... blah blah...
we will look into it further... the usual.

Also she will look into the Records of calls on that day... thats all.

This post has been edited by elea88: Feb 16 2017, 05:39 PM
elea88
post Jun 2 2017, 11:33 AM

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QUOTE(kochin @ Jun 1 2017, 03:12 PM)
missed those good old days of chasing ringgitplus for free gifts on fd,
ipods, coffee maker, etc
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ya.. any free gift scheme?

i actually manage get few IPOD from BSN ...
elea88
post Jun 22 2017, 12:32 PM

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QUOTE(joeduff @ Jun 21 2017, 09:38 PM)
today my father went to Bank Muamalat Alam Damai branch to place FD with 4.5% promotion rate without open saving account, however, he issued cheque to place it and he received the FD cert which valid date start from tomorrow, may i know is it usual? thanks....
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yes. Mine is also the day after...
elea88
post Jun 23 2017, 10:16 AM

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QUOTE(bbgoat @ Jun 22 2017, 12:06 PM)
So far all the banks that I use, even for personal cheque, FD eff date same day of placement. Only Bank Muamalat has this issue.

The last time I encountered it is with HL Islamic FD, gave FD cert same day, but eff date 2 days later. That was 3 yrs ago. Heard someone commented that HL Islamic FD now has same day eff date already.  biggrin.gif
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BANK MUAMALAT today i went to collect my FD CHIT.. They say no more the 4.5%

now its 4.3% for 12 months....
elea88
post Nov 21 2019, 02:14 PM

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QUOTE(cybpsych @ Nov 21 2019, 10:27 AM)
i think same mechanism as before. it uses redirection method like last time 6mth @ 4.5%  brows.gif

link here https://www.cimbclicks.com.my/fdpromo
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cannot find it .. this FD promo
elea88
post Sep 17 2022, 04:57 AM

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QUOTE(oldkiasu @ Sep 17 2022, 01:49 AM)
thank you for sharing
elea88
post Sep 26 2022, 07:44 AM

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QUOTE(nexona88 @ Sep 25 2022, 11:57 PM)
Simple...
Don't download the banks apps ๐Ÿ˜

Use old school way...
Own desktop computer....

Many says it's the reason of leaks...
Technology not mature enough for apps phone... Especially for Android...

People says.
Not me okay ๐Ÿ˜
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i use desktop computer. but still need download bank apps for approval.
most banks sms not applicable alrady.
elea88
post Sep 26 2022, 08:08 AM

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QUOTE(michaelchang @ Sep 26 2022, 08:04 AM)
May I know which bank SMS not applicable?
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maybank la.. need app for some transaction approval.
or maybe i should not install the app.?


even CIMB also need app for transfer amount above 5k

citibank still give a choce of app or sms.


elea88
post Oct 4 2022, 02:21 PM

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QUOTE(bbgoat @ Oct 4 2022, 02:18 PM)
CIMB

๐Ÿ“ฃ๐Ÿ“ฃ๐Ÿ“ฃ๐Ÿ“ฃ๐Ÿ“ฃ
*Latest update*
๐Ÿ“ฃ๐Ÿ“ฃ๐Ÿ“ฃ๐Ÿ“ฃ๐Ÿ“ฃ

*CIMB PREFERRED FD rate*

*Effective 4th Oct 2022*
Latest Fixed Deposit rate as below:-

  *๐Ÿ”นConventional๐Ÿ”น*
      3 month *2.50%p.a*
      6 month *3.00%p.a*
      *9 month 3.05%p.a*
    *12month 3.10%p.a*

        *๐Ÿ”นIslamic๐Ÿ”น*
      3 month *2.65%p.a*
      6 month *3.00%p.a*
      *9 month 3.05%p.a*
      *12month 3.10%p.a*

๐Ÿ’ฐMin deposit *RM10,000*

*๐Ÿ”Š Special rate offer for limited time only. Rate change at anytime without prior notice*

_*Terms & conditions apply*_
*
i check online dun hv this rate. Hv to walk into bank?


elea88
post Oct 11 2022, 06:47 PM

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QUOTE(bbgoat @ Oct 11 2022, 09:53 AM)
Just placed for HL eFD 6 mth 3.2%, this is their special rate for Oct 10 and 11.
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TQ for alert.. i go make the 6 mths placement too
elea88
post Nov 3 2022, 02:01 PM

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QUOTE(wayton @ Nov 2 2022, 11:03 AM)
3 months 4% beat even many other banks 12 months.
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I AGREE.. but hv to walk into the bank..

that take time.
elea88
post Nov 3 2022, 03:15 PM

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QUOTE(bbgoat @ Nov 3 2022, 03:12 PM)
UOB RM told me next increase maybe 0.5 or higher region. Not bounded by election concerns
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then may as well park bank muamalat 4% short term

i just did some 4.4% at 18 mths
elea88
post Nov 4 2022, 09:54 AM

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QUOTE(CommodoreAmiga @ Nov 4 2022, 09:51 AM)
My Affin all matured Liao. Now left RM40 or so in the Savings account. Lol. Now at Muamalat Bank make FD.
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ya so its still bank muamalat for short term and BI for long term...
elea88
post Nov 4 2022, 09:56 AM

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QUOTE(CommodoreAmiga @ Nov 4 2022, 09:51 AM)
My Affin all matured Liao. Now left RM40 or so in the Savings account. Lol. Now at Muamalat Bank make FD.
*
you bring cheque or what method to transfer $ there?

if cheque.. fd dated 2 days later?
need open savings ac? for the 3 months FD


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