Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Jun 28 2018, 02:10 PM
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Junior Member
434 posts Joined: Jun 2015 
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OCBC Bandar Botanic branch new open promo
4.35% 12months 4.4% 12 months - Premier banking Promo from 5 July till 17Aug until fund reach 50million https://www.ocbc.com.my/personal-banking/br...anic/index.html |
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Jun 28 2018, 03:01 PM
Show posts by this member only | IPv6 | Post
#7542
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Senior Member
5,901 posts Joined: Sep 2009 
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Time to move back to BR 4.8% FD
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Jun 28 2018, 03:10 PM
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Junior Member
379 posts Joined: Mar 2018
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QUOTE(guy3288 @ Jun 28 2018, 03:01 PM) Time to move back to BR 4.8% FD Monthly interest? |
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Jun 28 2018, 04:56 PM
Show posts by this member only | IPv6 | Post
#7544
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(guy3288 @ Jun 28 2018, 03:01 PM) Time to move back to BR 4.8% FD Ya, that is attractive !  Next week may consider this.  |
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Jun 28 2018, 05:11 PM
Show posts by this member only | IPv6 | Post
#7545
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Senior Member
3,200 posts Joined: Jan 2003 From: IPOH 
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QUOTE(guy3288 @ Jun 28 2018, 03:01 PM) Time to move back to BR 4.8% FD Did this requirement a fix amount of fund to get the 4.8? |
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Jun 28 2018, 06:12 PM
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Junior Member
366 posts Joined: Mar 2006
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QUOTE(O-haiyo @ Jun 27 2018, 04:38 PM) This one states min 50k. What's the difference? RM 10k min is before 30th June (but before 29th June Friday)https://www.rhbgroup.com/products-and-servi...its/fd-campaign RM 50k min is before 31th July |
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Jun 28 2018, 06:12 PM
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All Stars
65,337 posts Joined: Jan 2003
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PB eFD Campaign
Please be informed that the Campaign Period of "PB eFixed Deposit (PB eFD)"has been extended to 31 August 2018. Click here for the revised Terms and Conditions. - 28 June 2018 PB Special FD/TD-i Campaign Please be informed that the Campaign Period of “PB Special Fixed Deposit / Term Deposit-i” has been extended to 31 August 2018. Click here for the revised Terms and Conditions - 28 June 2018 |
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Jun 28 2018, 07:37 PM
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#7548
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Senior Member
554 posts Joined: Oct 2008
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QUOTE(guy3288 @ Jun 28 2018, 03:01 PM) Time to move back to BR 4.8% FD PIDM protected? How the interest being paid? Monthly? Any minimum amount needed? |
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Jun 28 2018, 07:41 PM
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Senior Member
680 posts Joined: Aug 2008 From: Malaysia
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QUOTE(Kamen Rider @ Jun 28 2018, 08:37 PM) PIDM protected? Nope, BR dont have PIDM.How the interest being paid? Monthly? Any minimum amount needed? |
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Jun 28 2018, 08:15 PM
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Senior Member
2,543 posts Joined: Jan 2003
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QUOTE(guy3288 @ Jun 28 2018, 03:01 PM) Time to move back to BR 4.8% FD Is your capital investment RM143600? If compounded yearly you should get :Yr 1 : 143600 x 1.048 = 150492.80 Yr 2 : 150492.80 x 1.048 = 157716.45 Yr 3 157716.45 x 1.048 = 165286.84 Yr 4 165286.84 x 1.048 = 173220.61 Yr 5 173220.61 x 1.048 = 181535.20 How come your maturity amount is 178649.42? |
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Jun 28 2018, 08:24 PM
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Junior Member
366 posts Joined: Mar 2006
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QUOTE(VinceCheong @ Jun 28 2018, 07:41 PM) Nope, BR dont have PIDM. Strange that Bank Rakyat is not under PIDM.The name Bank Rakyat should be like government bank |
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Jun 28 2018, 09:31 PM
Show posts by this member only | IPv6 | Post
#7552
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Senior Member
5,901 posts Joined: Sep 2009
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QUOTE(Wong Kit yew @ Jun 28 2018, 03:10 PM) Monthly interest? QUOTE(kenny79 @ Jun 28 2018, 05:11 PM) Did this requirement a fix amount of fund to get the 4.8? QUOTE(Kamen Rider @ Jun 28 2018, 07:37 PM) PIDM protected? no pidm i used for 20 yrs already, monthly interest yes.How the interest being paid? Monthly? Any minimum amount needed? minimum amount i dont know, ask your branch. QUOTE(bbgoat @ Jun 28 2018, 04:56 PM) Ya, that is attractive ! welcome on board, mahsing bond still better la.. Next week may consider this. QUOTE(ikanbilis @ Jun 28 2018, 08:15 PM) Is your capital investment RM143600? If compounded yearly you should get : interest paid out monthly, end of it get back same amount only, Yr 1 : 143600 x 1.048 = 150492.80 Yr 2 : 150492.80 x 1.048 = 157716.45 Yr 3 157716.45 x 1.048 = 165286.84 Yr 4 165286.84 x 1.048 = 173220.61 Yr 5 173220.61 x 1.048 = 181535.20 How come your maturity amount is 178649.42? That maturity figure is quite meaningless, dont bother to calculate. |
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Jun 29 2018, 12:56 PM
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Senior Member
9,707 posts Joined: Feb 2005 From: Why U wana know? Status: Meditating™
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QUOTE(guy3288 @ Jun 28 2018, 03:01 PM) Time to move back to BR 4.8% FD Any link? |
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Jun 29 2018, 02:42 PM
Show posts by this member only | IPv6 | Post
#7554
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Junior Member
81 posts Joined: May 2014
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QUOTE(BoomChaCha @ Jun 20 2018, 01:30 PM) » Click to show Spoiler - click again to hide... «  Yes, for 2 years FD in Bank Islam, insist to request to get your FD effective on the same day when you summit your check so that you do not lose 2 or 3 days interest. You will get your FD cert after your check clearance. Second option is AM Bank 4.4% for 1 year, min is RM 10K. If I heard it correctly yesterday, Am Bank now offers monthly interest to all depositors. Thank you so much for the Bank Rakyat's link Bank Rakyat's 5 years 4.7% (still can nego) is attractive than before, but it is not a good timing to place 5 years FD now. I think the best at this time are these 2 banks: (1) Bank Islam 2 years at effective rate 4.65%, RM 50K min, credit interest every 3 months to saving (2) Am Bank 1 year at 4.4%, RM 10K min, need to ask if can get monthly interest Am Bank 4.4% with monthly interest VS CIMB 4.4% with monthly interest AM Bank is slightly better because of the better interest rate from Am Bank's True Savers saving account Online or walk in? minimum fund? |
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Jun 29 2018, 08:33 PM
Show posts by this member only | IPv6 | Post
#7555
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Junior Member
775 posts Joined: Nov 2015
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QUOTE(juiceaddicted @ Jun 29 2018, 03:42 PM) How to get 4.4% at CIMB? CIMB always walk in. You need to have (or open) islamic account.Online or walk in? minimum fund? |
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Jun 29 2018, 09:25 PM
Show posts by this member only | IPv6 | Post
#7556
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Senior Member
1,232 posts Joined: Sep 2005
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QUOTE(cybpsych @ Jun 28 2018, 06:12 PM) PB eFD Campaign can we do this PB special FD online?Please be informed that the Campaign Period of "PB eFixed Deposit (PB eFD)"has been extended to 31 August 2018. Click here for the revised Terms and Conditions. - 28 June 2018 PB Special FD/TD-i Campaign Please be informed that the Campaign Period of “PB Special Fixed Deposit / Term Deposit-i” has been extended to 31 August 2018. Click here for the revised Terms and Conditions - 28 June 2018 |
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Jun 29 2018, 09:26 PM
Show posts by this member only | IPv6 | Post
#7557
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Senior Member
1,232 posts Joined: Sep 2005
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QUOTE(Micky78 @ Jun 27 2018, 02:50 PM) just placed FD at RHB, the promotion for 4.38% for 15mth had been extended to 30 Sept 2018. can we do it online? |
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Jun 29 2018, 10:45 PM
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All Stars
65,337 posts Joined: Jan 2003
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 #HLBDigitalDay is back and it’s bigger and better. 07 JULY 2018-13 JULY 2018 get ready for the eFD rates! https://www.hlb.com.my/en/personal-banking/...l-day-2018.html This post has been edited by cybpsych: Jun 29 2018, 10:46 PM |
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Jun 30 2018, 07:42 AM
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Junior Member
51 posts Joined: Feb 2018
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RHB 3.88% eFD got extended?
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Jun 30 2018, 09:21 AM
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Senior Member
1,193 posts Joined: Nov 2008 From: Cheras
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QUOTE(muscaa @ Jun 29 2018, 09:26 PM) can we do it online? dont think so... mostly bank only offer promotion rate at over counter...in guess is system but intelligence to recognize fresh fund.. haha |
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