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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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muscaa
post Jun 29 2018, 09:25 PM

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QUOTE(cybpsych @ Jun 28 2018, 06:12 PM)
PB eFD Campaign

Please be informed that the Campaign Period of "PB eFixed Deposit (PB eFD)"has been extended to 31 August 2018.

Click here for the revised Terms and Conditions.

- 28 June 2018
PB Special FD/TD-i Campaign

Please be informed that the Campaign Period of “PB Special Fixed Deposit / Term Deposit-i” has been extended to 31 August 2018.

Click here for the revised Terms and Conditions

- 28 June 2018
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can we do this PB special FD online?

muscaa
post Jun 29 2018, 09:26 PM

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QUOTE(Micky78 @ Jun 27 2018, 02:50 PM)
just placed FD at RHB, the promotion for 4.38% for 15mth had been extended to 30 Sept 2018.
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can we do it online?
muscaa
post Jul 1 2018, 05:19 PM

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QUOTE(Micky78 @ Jun 30 2018, 09:21 AM)
dont think so... mostly bank only offer promotion rate at over counter...in guess is system but intelligence to recognize fresh fund.. haha
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too difficult to go to the bank. Staff are usually very slow and lazy bruce.gif
muscaa
post Nov 19 2018, 11:42 AM

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QUOTE(Deal Hunter @ Nov 16 2018, 11:55 PM)
Nice. As long as not bang balls sometime in the week becuz placed at lower rates somewhere becuz no heads up. biggrin.gif
Anyway, where got fight with BR 4.5 %? So 4.6 % makes sense to compete instead of 4.4 % No eye see.
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CIMB clicks is down today! Useless bank🤬
muscaa
post Nov 20 2018, 05:36 PM

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QUOTE(lowya @ Nov 19 2018, 11:51 AM)
just as i thought, useless bank and uesless branch manager unable to give any info about 4.6% promo.

suddenly felt insecure deposited big bulk with this bank, should have diversified with other banks.
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just try to get the online FD promotion till end of the year with interest 4.5% Cheers!
muscaa
post Nov 30 2018, 10:51 AM

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QUOTE(David83 @ Nov 27 2018, 11:53 AM)
CIMB 6-month e-FD @ 4.5% is so convenient for me!
Bravo! rclxms.gif
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Yes just put in FD with 4.5% interest for 6 months through CIMB clicks today. Very convenient icon_idea.gif
Only thing not good is the maximum limit for transfer is RM30k a day
muscaa
post Nov 30 2018, 11:50 AM

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QUOTE(cybpsych @ Nov 30 2018, 10:55 AM)
source fund from where?
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transfer in from a different account
muscaa
post Nov 30 2018, 11:52 AM

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QUOTE(DeepMemory @ Nov 30 2018, 11:50 AM)
I managed to put rm50k for the fd.
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I used IBFT to transfer fund to CIMB saving account. The daily limit is 30k
muscaa
post Nov 30 2018, 12:10 PM

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QUOTE(cybpsych @ Nov 30 2018, 12:00 PM)
which bank?

even maybank can do rm50k transfer now.
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Maybank maximum transfer is 30k per day
https://www.maybank2u.com.my/maybank2u/mala...t_transfer.page?
muscaa
post Nov 30 2018, 12:12 PM

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QUOTE(DeepMemory @ Nov 30 2018, 11:56 AM)
Oh sorry, thought you mean got placement limit.
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I thought eFD placement got no limit, just minimum 10k
muscaa
post Dec 2 2018, 03:59 PM

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QUOTE(Deal Hunter @ Nov 30 2018, 12:48 PM)
50k instead of 30k is for customers in segment EMERGING AFFLUENT AND ABOVE.
Anybody knows how to qualify to this segment or also depends on type of account used in transaction for those with multiple MAYBANK accounts?
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Use the m2u new website to transfer, you are allowed to set daily transfer limit to 50k. Old one can only set 30k
muscaa
post Dec 2 2018, 04:00 PM

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QUOTE(cybpsych @ Nov 30 2018, 12:12 PM)

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Thanks for the info
Must use M2U new website
muscaa
post Dec 2 2018, 10:39 PM

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QUOTE(fantasy1989 @ Dec 2 2018, 05:55 PM)
any good FD deal for 50k ?
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CIMB eFD 4.5% interest for 6 months
muscaa
post Dec 8 2018, 02:51 PM

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QUOTE(David_Yang @ Dec 8 2018, 01:53 PM)
Not just the link, the promotion is finished for all customers.
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probably the quota is full
muscaa
post Dec 17 2018, 03:33 PM

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QUOTE(lowya @ Dec 17 2018, 12:32 PM)
someone mentioned PIDM don't cover online hacking, to make matter worse, CIMB eFD don't have paper certificate as proof.

what should be right thing to mitigate such risk?
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Better keep your cash at home🤪

This post has been edited by muscaa: Dec 17 2018, 03:34 PM
muscaa
post May 30 2019, 10:12 AM

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QUOTE(MakcikLum @ May 29 2019, 12:57 AM)
Guys, I hv try to summarised, please amend if any of the below is incorrect, thanks  smile.gif

Top FD Promo - Updated 28th May 2019

Above 12mths
(1) Affin 4.23% for 15 months (@deal hunter) end 31 Dec 2019, CASA 10%
(2) Affin 4.15% for 13 months up to 24 months. Interest paid every 6 months to saving. Min RM 10K. This is board rate
(3) RHB 4.00% for 15 months (@deal hunter) end 31 July 2019

12mths & below
(1) Bank Islam 4.4% for 6 months. Min RM 5k. Available until 30th June 2019
(2) Bank Islam 4.2% for 3 months. Min RM 5k. Available until 30th June 2019
(3) UOB 4.10% for 12 months, with monthly interest
(4) Affin 4.05% for 12 months (@deal hunter) end 31 Dec 2019
(5) Affin 3.90% for 12 months. Interest paid on maturity. Min RM 10K. This is board rate
(6) OCBC 3.85% for 12 months  min. RM10,000
    https://www.ocbc.com.my/personal-banking/ac...d-deposit.html#

(7) RHB 3.85% for 8 months (@deal hunter) end 31 July 2019
(8) OCBC 3.60% for 6 months  min. RM10,000 (@makciklum)

Top eFD - Place FD online -- Updated
HLB 3.95% p.a. with min RM10,000 for 6 month tenure
https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html
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Hi can we do instant transfer of an amount of more than RM30k a day using Maybank2u?
muscaa
post May 30 2019, 10:56 AM

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QUOTE(cybpsych @ May 30 2019, 10:28 AM)
dont think so.

but, you can transfer the balance to another m2u acct (3rd party transfer) and transfer out again.
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I remember they increased it from 30k to 50k and later made it 30k again
muscaa
post May 31 2019, 10:48 AM

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QUOTE(cybpsych @ May 30 2019, 11:08 AM)
yah wor. mine showed 50k previously, now back to 30k  doh.gif

hmm, transfer to another m2u acct lor. i tried it last time because of limit.
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Yes this transfer limit is very troublesome
I think bank negara want to stop money laundering
muscaa
post Jul 18 2019, 11:17 AM

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QUOTE(avdnowhere @ Jul 16 2019, 12:44 PM)
I've just made a placement at CIMB Jaya One.
3.85% for 6 months.
Lazy to go to other bank.  biggrin.gif
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Excellent. Would be better if you put it in Affin for 13 months to get 4.15% interest
muscaa
post Jul 23 2019, 01:46 PM

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Just put in FD Islamic at Affin Bank MyTown. Interest is 4.23% for 15mths. Excellent staff. Gotta open an Islamic saving account, then bank in all your FD cash through CDM there

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