Hi, Maybank have another FD promo

3.9% 6 months

Hi sifus, i just back read the posts and get confused...hahahaha

Which bank offered the highest/best fixed deposit rate so far?

Just maybank?

May further explain what is OPR n how it affect the FD interest?

Those who made the earlier 7 months FD placement  at HL bank will have their FD mature in Feb which will be at the right timing if there is an increase in OPR in Jan.

Alliance Bank 12 months 4.3% pa
Interest on maturity

economy must be bad plus BR balance left 1/3 from prev year,
but service still good- home delivery just now..

I'm existing Premier customer. Just last week I placed the FD @ 4.38%, today place again, still 4.38%. My RM has no clue whatsoever on the 4.5%  when asked. Thanks bbgoat for the heads up, successful opened MI FD account for monthly interest crediting. Also opened a BSA account with out fee and without debit card for monthly FD interest crediting.

By the way, if you guys looking for parking temporary fund 100k and above with 3.5% interest, go for Alliance Saveplus account. Can open the account online, can withdraw any time, no annual fee, no transaction fee, free debit card and last but not least, Free RM40 Petronas gift card.

how about cash?

i insisted i didnt want debit card at HLBB. they said must have if not cannot do online. i said i dont need online. then i said joint account. they said oh if joint account, no debit card. and she gave me temporary pin to do the registration online. i like ocbc because they dont require us to have a savings account to open FD acct.

For AmBank, my relative has got 4.40% 12 mth FD placed. This one need to get approval from HQ. So can try to talk to the branch or your RM for higher than 4.38% 12 mth rate. 

Heard from Penang OCBC RM that their 4.38% FD promo end tomorrow. So those in Penang one can try or call OCBC before u go there. 

Am rate is changing weekly. Received from RM on the 4'4%.

FD rate *12/3 til 31/3/18* fresh & existing
(min RM10K only) respectively
3mths - 4.10%
6mths - 4.20%

*Renewal FD/renewal with top up*
12mths - 4.40% (interest must credit into SA/CA)

*Fresh fund*
12mths - 4.35% (interest must credit into SA/CA)

Bbgoat was reporting 4.38% for fresh fund. If Am bank is targeting their customers who renew their  FD, then 4.35% for fresh fund may be correct.
May be other members can confirm?

U can only do OTC ibg, RENTAS or do online xfer of your matured FD out of BR. They do not issue BC.

Guy, anyone placed with hlb fd? I not sure, last month one I don't get interest.. How to know if the interest is lump sum to us by maturity or credit to our account monthly?

dont undestand the RED highlight above.

were you aware of the new T&C posted in HLconnect?

// Effective 1 February 2018, all interest or profit earned under new eFixed Deposit/-i placements will be credited into customers’ nominated current or savings account/-i every 6 months and/or at maturity.  //

since you said you were waiting for month 1 profit, i guess your placement was in Feb, hence falls into the new T&C.

these tis promotion by alliance bank 4.38% need CASA?

conventional vs islamic.
  thanks!

1 for commercial another for Islamic both are same rate.

remember to putting in the promotion code "launch" so that you will only enjoy 4.28%