Thanks Man! I did a tried! FPX direct to FD account. Unlike manual FD, in and out from CASA. Will have +100 and -100 history on CASA.

Affin, updated 27/6


source: online

At BI now. Rate is 4.5.

This post has been edited by dudester: Jun 27 2023, 03:52 PM

Affin rates broke below 4.00% after a long time above it.

Not surprising...

even Affin rate already "not attractive" like the old days...

Bank Islam is still the best in town... was expecting MBSB or BR give good rate... but still below Bank Islam one

guys, my fd is due soon. do i have to visit the same branch where i placed the fd for withdrawal? i realized theres another branch nearer to me after deposit == its ambank btw.

[quote=fartbrat,Jun 27 2023, 07:28 PM]
guys, my fd is due soon. do i have to visit the same branch where i placed the fd for withdrawal? i realized theres another branch nearer to me after deposit == its ambank btw.



Can withdraw at any Ambank branch

Should be none issues...
As long it's same Bank...

Some banks set a limit on the amount that may be withdrawn from branches other than home branch.

Correct. For example, BR limit is RM50k

error, deleted

This post has been edited by bbgoat: Jun 28 2023, 08:39 AM

For AmBank can withdraw from any branch irrespective of amount, hopefully u are not talking in excess of 1 mil. But depending on banks, some require
u to do FD withdraw from originating branch, some set limits from other branches.

Yesterday went to BR to place 12 mths 4.22% with mthly interest. Though BI 4.5% is highest, but cannot put all eggs in a single basket...

This post has been edited by bbgoat: Jun 28 2023, 08:41 AM

One good thing about BR is they got monthly payment of interest for FD 👌

I just put last week 22 as well . They are offer me invikta 4.20% . Interest can get every half year. 13 month fd.

Sharing from kopitiam thread.

This post has been edited by Justin.Loong: Jun 28 2023, 01:54 PM

seems like board rate for FD has come down...
does it mean banks are flushed with money?

Time to increase RRR (reserve requirement ratio)?

Bank NPL goes up so need to reduce FD rate to earn back.

Dun think 50k is the limit for br. Just that you cannot uplift in other branches if your cert is more then 50k. But if you have say 3 20k certs you can uplift.

Really stupid system if you ask me.

Yup, 50k in one slip. Found this out the hard way, had to make cross-dsitrict trip to the original branch few months back

BR not PIDM protected le... i scare
but those with few millions also not scare hahaha