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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Chrono-Trigger
post Dec 23 2016, 12:14 PM

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QUOTE(raptar_eric @ Dec 22 2016, 12:20 AM)
yes can... login to mb2u, click on fixed deposit, under gia, apply and key in your amount (min 10k for promo), and choose 6 months... then click in info you will see an exclamation mark (!) beside, and it will show the rate wink.gif
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I tried, but the (!) did not appear. still available??
Chrono-Trigger
post Dec 23 2016, 12:36 PM

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QUOTE(raptar_eric @ Dec 23 2016, 12:23 PM)
did you choose gia, and also 6 months duration, min placement must be 10k and above?
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yes i did exactly as you instructed

This post has been edited by Chrono-Trigger: Dec 23 2016, 12:43 PM


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Chrono-Trigger
post Dec 23 2016, 03:10 PM

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QUOTE(mamamia @ Dec 23 2016, 01:28 PM)
U have to place first only can see the (!).. the rate will only come out after placement done n u go back to view ur placement.
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ah got it biggrin.gif
Chrono-Trigger
post Dec 23 2016, 09:35 PM

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went to Maybank counter, the nice lady there told me the 12 months GIA is over, only left with 6 months. She asked to do online better, easier to uplift!
Chrono-Trigger
post Dec 23 2016, 09:35 PM

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QUOTE(mamamia @ Dec 23 2016, 05:38 PM)
I think chrono-trigger got it.. ytd my 2 x 6 months placement also got it..
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yep got it 6 months
Chrono-Trigger
post Dec 23 2016, 10:04 PM

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QUOTE(chidori @ Dec 23 2016, 09:49 PM)
thank you very much! got mine too for 6 months : )
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most flexible FD in the market now!

can withdraw anytime, and get paid the interest !
Chrono-Trigger
post Dec 24 2016, 11:34 AM

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QUOTE(tonytyk @ Dec 24 2016, 11:27 AM)
Not capital protected like Fd though
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well if Maybank fails to protect our capital, i don't think any banks are safe in Malaysia at that level.
Chrono-Trigger
post Dec 24 2016, 09:59 PM

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QUOTE(sandkoh @ Dec 24 2016, 08:30 PM)
bro, it is gia-i, not fd. just work like fd during normal time until ................ tongue.gif
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it's ok the first sign of trouble i will withdraw it bye.gif
Chrono-Trigger
post Dec 29 2016, 01:55 PM

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QUOTE(bbgoat @ Dec 28 2016, 06:36 PM)
Just now did a placement for MBB GIA i. Intentionally chose 12 mth. Later checked the interest rate, saw 3.6% and hovered on the "i", showed the step-up rate.

Anyway have no intention of keeping it for 12 mths. Just to try out what many has said in this forum. It looks like the promo rate still ongoing.  biggrin.gif
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I uplifted the FD after 7 days due to some personal commitment, but was pleasantly surprised they gave me interest for 7 days at 3.6% (p.a)!!

Chrono-Trigger
post Dec 31 2016, 11:19 AM

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QUOTE(LNYC @ Dec 30 2016, 09:12 PM)
Oh no~~i just check on MBB website and found this

((Campaign Period: From 16 Oct 2016 till 15 Feb 2017

Note: Due to the overwhelming response, we have fully utilized the GIA-i campaign limit for both 6 and 12 months. We thank you for your continuous support. Stay tuned to enjoy other great deal ))

bye.gif  bye.gif  bye.gif
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bye.gif bye.gif bye.gif
Chrono-Trigger
post Dec 31 2016, 12:13 PM

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QUOTE(PenangLaksa @ Dec 31 2016, 11:55 AM)
Oh no I have some FDs maturing early next week.......was thinking of transferring them into GIA i then
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still can get GIA account but the promotion rate for 6 months and 12 months bye.gif bye.gif bye.gif
Chrono-Trigger
post Jan 3 2017, 01:49 PM

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QUOTE(Arvinaaaaa @ Jan 3 2017, 01:03 PM)
Guys..need your opinions..i read the first page btw and maybe u guys have some better opinions..i got 15k in stash and is planning to put in fd..any options on which bank to put?

Currently i put in fund supermart and the return is about 3.46% per annum
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kindly read the first page of this thread, someone has done a good job for you there.
Chrono-Trigger
post Jan 11 2017, 08:37 AM

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read that some financial houses predicted Bank Negara will reduce interest rate in mid 2017 after ringgit stabilizes.

Looks like we are looking at 2.75% soon. The 4% FD will drop to 3.75% for 1 year placement.

cry.gif cry.gif cry.gif

This post has been edited by Chrono-Trigger: Jan 11 2017, 08:38 AM
Chrono-Trigger
post Jan 11 2017, 09:30 AM

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QUOTE(ninjawin @ Jan 11 2017, 09:19 AM)
Not so easy for BNM to reduce rates.. unless they want to see USD/MYR hit 5
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I think interest rate will remain 3.00% for quite sometime, to provide support to Ringgit and the expected pick up in inflation as oil prices go up.
Chrono-Trigger
post Oct 12 2017, 02:35 PM

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QUOTE(??!! @ Oct 12 2017, 01:34 PM)
At the end  of encounter , I get the impression they are not very keen to take the placement.
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Maybe they not updated. Company banyak email bang

This post has been edited by Chrono-Trigger: Oct 12 2017, 02:36 PM
Chrono-Trigger
post Jan 25 2018, 03:26 PM

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interest rates go up , sigh more mortgage to pay. Good news for cash rich people
Chrono-Trigger
post Dec 26 2018, 03:35 PM

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hi guys, Maybank eFD takes 24 hours to be effective? I notice if I put in eFD, it will only show the next day and effective the next day.

Lose 1 day interest?
Chrono-Trigger
post Dec 26 2018, 04:13 PM

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QUOTE(cybpsych @ Dec 26 2018, 03:38 PM)
1st time created the efd account?
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Nope. But it has been a while since I last put in Maybank eFD.

It wasn't like this 10 years ago. It will be reflected right after I put eFD with restriction that I cannot uplift the FD in the same day.

But now, I have to wait for the next day to have the eFD reflected, effective the next day.
Chrono-Trigger
post Jan 3 2019, 01:01 PM

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Wanted to put in Maybank eFD, but needs 3 days for eFD to be reflected and effective.

At the end, took up the 3 months 4% RHB eFD through FPX. The eFD is effectively immediately and reflected in my account.
Chrono-Trigger
post Apr 2 2019, 01:50 PM

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so interest is going to come down maybe this year?

Is it good idea to lock 5 years FD now to get the good rates?
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