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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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drbone
post Jan 5 2017, 11:46 AM

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QUOTE(idoblu @ Jan 5 2017, 10:54 AM)
MBSB not covered by PIDM?
Thanks
*
Its not but it has backing by EPF and PNB.
adrianteddy
post Jan 5 2017, 11:50 AM

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I have around 75k fresh fund. Planning to put in a 1 year fd account. Which one is the best ? Just want normal account, don't want investment account. Please advise
wjchay
post Jan 5 2017, 12:12 PM

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RM0.00 UOB Puchong: Visit us Saturday 07/01/17 (10am-2pm) & enjoy FD promo rates of up to 4.00%pa.(12mths). Min RM10k new funds. Pls call 03-80768582. T&C apply


Just got this sms.
Lurker
post Jan 5 2017, 12:59 PM

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QUOTE(bbgoat @ Jan 3 2017, 05:26 PM)
2017 FD updates, call to bank and calls FROM bank also  tongue.gif :

OCBC:
13 mth 3.85%
12 mth MiFD 4% with monthly interest (this one sounds interesting, was told different FD type, have to apply diff FD account, if interested please check with OCBC branch)

UOB same as last Dec, until further notice:
4 mth 3.8%
6 mth 3.85%
9 mth 3.9%
12 mth 3.95%

Affin: (Next week their offer may change, they are checking other banks promo and see)
12 mth 3.7%
15 mth 3.8%

HL:
12 mth 3.8%

Alliance:
12 mth 4.05%

RHB:
9 mth 4%

BR:
12 mth 3.7% board rate, nego with them with >50k amount (good luck !)
*
Just to add info. Rhb promo minimum 50k fresh funds

dEviLs
post Jan 5 2017, 02:16 PM

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QUOTE(bbgoat @ Jan 3 2017, 05:26 PM)
2017 FD updates, call to bank and calls FROM bank also  tongue.gif :

OCBC:
13 mth 3.85%
12 mth MiFD 4% with monthly interest (this one sounds interesting, was told different FD type, have to apply diff FD account, if interested please check with OCBC branch)

UOB same as last Dec, until further notice:
4 mth 3.8%
6 mth 3.85%
9 mth 3.9%
12 mth 3.95%

Affin: (Next week their offer may change, they are checking other banks promo and see)
12 mth 3.7%
15 mth 3.8%

HL:
12 mth 3.8%

Alliance:
12 mth 4.05%

RHB:
9 mth 4%

BR:
12 mth 3.7% board rate, nego with them with >50k amount (good luck !)
*
The OCBC 12month one i placed last month, need to open a new account.
kinwawa
post Jan 5 2017, 04:58 PM

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genxgenygenz just posted in his FB: Maybank 4.1% 1-yr FD min 10k fresh fund. Anyone got further info?
gchowyh
post Jan 5 2017, 05:40 PM

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QUOTE(kinwawa @ Jan 5 2017, 04:58 PM)
genxgenygenz just posted in his FB: Maybank 4.1% 1-yr FD min 10k fresh fund. Anyone got further info?
*
Maybank's GIA promotion is confirmed ended.

What I just found out is normal FD at effective rate 4.0%.
Step-up rates as follows:
1st to 6th month 3.5%
7th to 10th month 4.0%
11th to 12th month 5.5%

Minimum RM10k & is valid between 5th to 31st January 2017 or upon reaching RM 300 million.
(Apparently today it already reached RM 130 million)
bbgoat
post Jan 5 2017, 05:48 PM

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QUOTE(dEviLs @ Jan 5 2017, 02:16 PM)
The OCBC 12month one i placed last month, need to open a new account.
*
Ya, that was what they told me over the phone. I indicated that in my posting. Also the name is MiFD ?? hmm.gif

OCBC:
13 mth 3.85%
12 mth MiFD 4% with monthly interest (this one sounds interesting, was told different FD type, have to apply diff FD account, if interested please check with OCBC branch)

SUSlowya
post Jan 5 2017, 05:48 PM

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QUOTE(gchowyh @ Jan 5 2017, 05:40 PM)
Maybank's GIA promotion is confirmed ended.

*
the moment another better promo come out, all the money from GIA will migrate immediately (since no penalty or early withdrawal).
idoblu
post Jan 5 2017, 06:26 PM

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Want to ask about this "Survivorship Clause" especially for AFFIN Bank. Is it a special form to fill out or automatically open joint acct already enforced?

How about other banks?

TIA
bbgoat
post Jan 5 2017, 10:38 PM

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QUOTE(kinwawa @ Jan 5 2017, 04:58 PM)
genxgenygenz just posted in his FB: Maybank 4.1% 1-yr FD min 10k fresh fund. Anyone got further info?
*
Looks like they have changed it to 4% instead of 4.1%.

https://www.facebook.com/GenXGenYGenZ/
Vio
post Jan 6 2017, 08:36 AM

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QUOTE(bbgoat @ Jan 5 2017, 10:38 PM)
Looks like they have changed it to 4% instead of 4.1%.

https://www.facebook.com/GenXGenYGenZ/
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only for walk in? or will i be able to place it online?
dEviLs
post Jan 6 2017, 09:38 AM

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QUOTE(bbgoat @ Jan 5 2017, 05:48 PM)
Ya, that was what they told me over the phone. I indicated that in my posting. Also the name is MiFD ??  hmm.gif

OCBC:
13 mth 3.85%
12 mth MiFD 4% with monthly interest (this one sounds interesting, was told different FD type, have to apply diff FD account, if interested please check with OCBC branch)
*
ya thats what appear on my internet banking too..guess it stands for Monthly Interest FD
bbgoat
post Jan 6 2017, 10:07 AM

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QUOTE(Vio @ Jan 6 2017, 08:36 AM)
only for walk in? or will i be able to place it online?
*
Should be walk in from the facebook posting. biggrin.gif

QUOTE(dEviLs @ Jan 6 2017, 09:38 AM)
ya thats what appear on my internet banking too..guess it stands for Monthly Interest FD
*
Good guess. I was thinking interesting name MI FD when they told me over the phone. thumbup.gif
Vio
post Jan 6 2017, 10:10 AM

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QUOTE(bbgoat @ Jan 6 2017, 10:07 AM)
Should be walk in from the facebook posting.  biggrin.gif
Good guess. I was thinking interesting name MI FD when they told me over the phone.  thumbup.gif
*
thanks man.. ah walk-in type kinda troublesome.. might shift and going back to the same branch will be a hassle. thanks again!
bbgoat
post Jan 6 2017, 10:18 AM

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QUOTE(Vio @ Jan 6 2017, 10:10 AM)
thanks man.. ah walk-in type kinda troublesome.. might shift and going back to the same branch will be a hassle. thanks again!
*
Unfortunately most FD promo's are OTC or walk in. Occasionally good ones like HL eFD (expired) appear and then disappeared ! biggrin.gif
ciohbu
post Jan 6 2017, 11:28 AM

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QUOTE
2017 FD updates, call to bank and calls FROM bank also  tongue.gif :

OCBC:
13 mth 3.85%
12 mth MiFD 4% with monthly interest (this one sounds interesting, was told different FD type, have to apply diff FD account, if interested please check with OCBC branch)

UOB same as last Dec, until further notice:
4 mth 3.8%
6 mth 3.85%
9 mth 3.9%
12 mth 3.95%

Affin: (Next week their offer may change, they are checking other banks promo and see)
12 mth 3.7%
15 mth 3.8%

HL:
12 mth 3.8%

Alliance:
12 mth 4.05%

RHB:
9 mth 4%

BR:
12 mth 3.7% board rate, nego with them with >50k amount (good luck !)


to add on
Alliance 12 mth 4.05% - only for senior citizen, min 50k fresh fund, promo till 31 March
UOB - ended as per customer service

whojen
post Jan 6 2017, 12:59 PM

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Bank of China 4.4% CNY Promo (6+6) = average to 3.95%


Public Bank 4.1%Step up promo (6+6) = average to 3.95% also
kakashin
post Jan 6 2017, 02:09 PM

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I just got back from Maybank, was told by the teller that the quota for 4% @ 12 months has finished. I knew it would be taken up pretty quickly but I didn't expect it to be that fast. Can anyone else confirm? or could it be the teller messed up during the fd application (normal rates instead of promo rates)
FDInvestor
post Jan 6 2017, 02:35 PM

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Hmm... no more FD heat for January as compared to the preceding year.

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