Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Jan 6 2017, 02:09 PM
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#1
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Junior Member
76 posts Joined: Dec 2005  
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I just got back from Maybank, was told by the teller that the quota for 4% @ 12 months has finished. I knew it would be taken up pretty quickly but I didn't expect it to be that fast. Can anyone else confirm? or could it be the teller messed up during the fd application (normal rates instead of promo rates)
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Jan 6 2017, 04:06 PM
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#2
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Junior Member
76 posts Joined: Dec 2005
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QUOTE(gchowyh @ Jan 6 2017, 03:55 PM) I will not be surprised considering yesterday around 12+pm I was informed already 130 million out of 300 million has been snapped up. Probably I just missed it then. I called the branch at about 10 am and they told me it was still available   |
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Jan 6 2017, 05:23 PM
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#3
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Junior Member
76 posts Joined: Dec 2005
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QUOTE(gchowyh @ Jan 6 2017, 04:27 PM) Maybank service is really slow. I was there before closing time yesterday but only this morning my FD was registered though my RM promised it will be dated yesterday! Luckily I put it all back to GIA last night to earn RM 10+ for a night. Ya, tell me about it. I was at the branch for 1 whole hour during lunch time. I find their system, which requires you to open a new fd account whenever you place fd with a branch that you do not have an existing fd is very inefficient and a waste of time. Worst of all was after the wait, the teller told me the quota is full So it could be possible they had a backlog from yesterday.  . It seems another forummer managed to get the promo rate. Will have to go back and check with them again.QUOTE(PenangLaksa @ Jan 6 2017, 05:01 PM) Just placed some in Cyberjaya, so it's still available Hmm...I guess the teller might have made a mistake when processing the fd application  |
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Jul 5 2017, 01:18 PM
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#4
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Junior Member
76 posts Joined: Dec 2005
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QUOTE(cklimm @ Jul 5 2017, 11:28 AM) Unker went to HLB for morning tea, I think HL is organizing some kind of event called digital day on that day. Saw the promo advertisement for FD and a bunch of other promos at HL connect website. https://www.hlb.com.my/en/personal-banking/...igital-day.htmlamoi RM told that it will be a surprise on 7/7/17 |
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Jul 12 2017, 09:55 PM
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#5
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Junior Member
76 posts Joined: Dec 2005
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For those that placed the HL 4.3% step up FD over the counter, were you able to view the FD when you login to Hong Leong Connect? I am only seeing the e-FDs. For Maybank, I am able to see both e-FD and FD that is placed over the counter when I login to M2U.
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Jul 12 2017, 10:55 PM
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#6
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Junior Member
76 posts Joined: Dec 2005
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Thanks for the replies guys. Weird, mine is not showing up although I placed it yesterday. I guess I need to give them a call to check. I was given the physical cert though.
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Jul 12 2017, 11:12 PM
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#7
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Junior Member
76 posts Joined: Dec 2005
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QUOTE(Bonescythe @ Jul 12 2017, 11:08 PM) Haha.. die liao lo.. makan hlb makan ur duit liao Haha, ya that was my understanding also, which is why I wanted to confirm Haha.. ok just trolling u For my experience, everything also viewable.. in fact if u hav different fd acc, will split as well the acc  |
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Jul 13 2017, 09:00 PM
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#8
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Junior Member
76 posts Joined: Dec 2005
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QUOTE(wmsim @ Jul 13 2017, 01:42 AM) placed today.. no prob..everything in conenct Yeah, seems like I am the only with this problem  QUOTE(Nom-el @ Jul 13 2017, 03:57 PM) Do note that 3.6% is the promo rate. After the promo ends, it would be back to 3.1% board rate. What do you mean by "savings account"? Premier accounts or accounts with high interest rate? For accounts with high interest rate, can consider:- I actually did try the steps that you mentioned, however, only the e-FD option is available for selection. I called up Hong Leong, the CS mentioned that the FD is in the system but due to some IT related issue, it is not appearing on HL Connect. He said he will raise a ticket and will probably be resolved by today or tomorrow...oh well, I just have to wait and see. Thanks anyway 1) OCBC 360 Account / Account-i 2) HLB Pay & Save Account / Account-i but need to fulfill certain conditions to get the higher rate. Did you just open the FD account, meaning you do not have any OTC FD before? If that is the case, you might need to enable the viewing from HL Connect. The steps are: - 1) Go to Settings 2) Click on 'Customise My Accounts' 3) Tick on your FD account to 'Allow for Online Viewing'. Hope this helps.  |
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Sep 1 2017, 09:07 PM
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#9
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Junior Member
76 posts Joined: Dec 2005
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Just to share my experience in regards to Hong Leong's CS from a previous FD-related problem. They actually did follow up with me until the problem is fully resolved, including honouring the original FD placement date even though they only managed to resolve the problem after the promotion period. So, not to be too worried for those that are facing the 4.07% problem, I believe they should be able to rectify this problem. Also take note, it might take up to 1 week to resolve the problem (in my case).
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