Where did you get the latest info about PBB FD promo ? I have checked their website but no relevant information can be found.

A quiet year for Ayam

I will not be surprised considering yesterday around 12+pm I was informed already 130 million out of 300 million has been snapped up.

Probably I just missed it then. I called the branch at about 10 am and they told me it was still available

I see Hlb bank sticking a 6.18% fd banner around their outlet. But the staff inside Dont know anything. Must call that external Hlb assurance staff. But the staff doesn't give full details when I call up.say meet next week.

So what r the clauses for such promos? anyone knows?


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Maybank service is really slow. I was there before closing time yesterday but only this morning my FD was registered though my RM promised it will be dated yesterday! Luckily I put it all back to GIA last night to earn RM 10+ for a night.
So it could be possible they had a backlog from yesterday.

You need buy an insurance plan to be eligible for that promotion.

I recently terminated my MBB GIA i with promo rate of 4.1%. Got the step-up 3.6% pa interest credited. This was the one few people asking me >1 week ago.

U also put in for one day there. No wonder MBB FD promo finished so soon. Your amt must be > x00k. No chance for other people liao.

Just placed some in Cyberjaya, so it's still available

Ya, tell me about it. I was at the branch for 1 whole hour during lunch time. I find their system, which requires you to open a new fd account whenever you place fd with a branch that you do not have an existing fd is very inefficient and a waste of time. Worst of all was after the wait, the teller told me the quota is full . It seems another forummer managed to get the promo rate. Will have to go back and check with them again.

Hmm...I guess the teller might have made a mistake when processing the fd application

I must thank all the sifus here, even those who have 'retired' from the forum to be extremely calculating in terms of FD interest. Before knowing this forum some years ago, my FDs were only earning an average of 3.1 or 3.2%.

I told my RM how come this month no new quota for GIA, he could not give any satisfactory answer.

100k & the 300 million quota, is a big difference leh

I was at MBB at 3.30, only about an hour later I finished & could not get my FD slip cos operations closed!
Yes, it may help trying another branch also, different branches may have different story.

There were times when FD interest only over 2% not too long ago, around 2010. So the 3.95/4% rate is still decent to me, though cost of living has went up over the years.

But recently able to get the 4.2% in MBSB.

I know u are going to say that.

Except may not be 100k, could be multiples of that.

I didn't tell the full story - upon completion they told me that the promo for conventional category has in fact reached its quota so they put my money in an Islamic FD account instead which offers the same rate, 4% p.a

Is MBB GIA-i campaign 4.1% p.a. for 12 months still available?

no

It is actually an islamic FD. Link below: -

https://www.publicislamicbank.com.my/pdf/Te...1oct-30nov.aspx

Thanks for sharing. Same effective rates as UOB 12 month FD. I'm not sure whether I can make the placement in the conventional bank.

hsbc new to bank offer fd 3 mth 4.88% min 100k
This Promotion by HSBC Bank is from 27 December 2016 – 31 March 2017
T&C https://www.hsbc.com.my/1/PA_ES_Content_Mgm...l_offer_tnc.pdf

This post has been edited by poor man: Jan 8 2017, 11:56 PM


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noticed this in HLConnect

Thanks! Looks good but can't find the terms and conditions... anybody find the link?