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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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wjchay
post Dec 28 2016, 09:56 PM

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QUOTE(shad0wmag3 @ Dec 28 2016, 10:17 PM)
Hi guys, not sure if this is answered previously.
When I do FD (Hong Leong, got the maxis one 4.2% promo), once mature is it a must for be to go back to the branch where I placed the FD?
Am at my parents till new year, and want to catch the promo that is expiring on 31/12.
If yes, anyway to get bank to bank into savings account after matured?
Thanks for your advice
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I went to hlb mv, they did ask me to bring the cert back for uplifting, so I guess u hv to be there.


wjchay
post Jan 2 2017, 11:11 AM

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QUOTE(pavilion09 @ Jan 2 2017, 12:06 PM)
i checked the cert beside got the promo rate and ! but the amount still not the promo rate ?
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I tried one 2 days ago, no more gia-i promo.
wjchay
post Jan 5 2017, 12:12 PM

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RM0.00 UOB Puchong: Visit us Saturday 07/01/17 (10am-2pm) & enjoy FD promo rates of up to 4.00%pa.(12mths). Min RM10k new funds. Pls call 03-80768582. T&C apply


Just got this sms.
wjchay
post Jan 11 2017, 08:08 AM

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QUOTE(okuribito @ Jan 11 2017, 08:58 AM)
what is "blockchain"?
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http://www.investopedia.com/terms/b/blockchain.asp

Base currency of blockchain is bitcoin, so I don't know how this is tied to FPX with MYR tho. According to xe, 1 XBT =4,044.43MYR shocking.gif
wjchay
post Jan 14 2017, 09:14 AM

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QUOTE(myteam94 @ Jan 13 2017, 10:53 PM)
Plan to open up Fixed deposit account
May i know how it works?
Wanna open/share it with my future wife
How to put money monthly basis?
How much require to open it.

Can have suggestion which bank? Plus their rates per annum.
Currently in mind i have
Citibank,Great Eastern, HSBC, maybe maybank, RHB
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Open joint fd account over the counter, either one to sign, if u trust each other, for convenience sake.

Board rates are published on websites. Monitor this thread or drop by banks from time to time to enquire promo rates.

Normal fd with board rates min rm1k. Promos might need 10k.

If you intend to deposit monthly, you need to go to the counter monthly, unless u Hugo with eFd, eg mbb, hlb. Efd rates changes from time to time depending on promos.



wjchay
post Jan 14 2017, 06:26 PM

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QUOTE(myteam94 @ Jan 14 2017, 03:48 PM)
plan to go with RM1K for 3.5 years
might follow the board rates.

so far, which bank have the highest rate

i've check CIMB, Maybank, HLB Flexi/eFD, RHB
so far CIMB/AmBank board rates quite high
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1k won't make much diff where u put it, I would just do mbb gia-i, online with maybank 2u. Please read t&c. It's not pidm insured. But u save parking, time, effort.


wjchay
post Mar 15 2017, 07:34 AM

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QUOTE(drbone @ Mar 15 2017, 12:06 AM)
RM 250K in CIMB, minimum.
*
Used to be RM150k about 5 years ago, I just deposited 1 year FD. I was enjoying regional lounge access for years until they changed the preferred card and suddenly I cant use my card anymore. sad.gif


wjchay
post May 24 2017, 09:33 PM

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QUOTE(gsc @ May 24 2017, 09:58 PM)
It seems that getting the FD cert for BC on the same day may not true as well...anyone can confirm with BC, FD cert is given on the spot?
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Yes, cert same day with bc. Pj branch.
wjchay
post Jul 11 2017, 11:09 AM

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Hi guys, anyone has experience uplifting KFH fd via phone call? I'm just trying my luck.

I hv 4 certs on joint names expiring dates from today until 19 July. I opened this account in kl sentral but they closed and moved my account to hq, jln pinang.

I called them to ask if I go today, can I give instructions for them to uplift my other fds next week upon maturity and transfer to another bank. The person whom I spoke with was not helpful. She gave me another number to call, but couldn't get through.

So anyone dealt with kfh to uplift by giving instructions? Going downtown just suckz.

Thanks.



Update: It's ok now. I managed to call the RM's number given and she is more helpful. I managed to find out that I had given instructions to uplift to savings account. Then I found out that my Internet banking account is blocked due to idle > 180 days. I called their call centre to unblock it, re-registered a new password, now I can see my funds in the savings acc. Next is to Giro the funds out to MBB, but max daily is RM30k sad.gif

Good news is that I don't have to go to branch physically. Maybe I would still need to go one last time if I have to close savings acc.





This post has been edited by wjchay: Jul 11 2017, 12:17 PM
wjchay
post Jul 14 2017, 09:58 AM

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QUOTE(TOMEI-R @ Jul 14 2017, 10:18 AM)
HLBB 4.17% efd still available as of this morning at 8am. HL extended the offer?
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https://www.hlb.com.my/content/dam/hlb/my/d...deposit-tnc.pdf

1. Hong Leong Bank Berhad’s (97141-X) (“HLB”) / Hong Leong Islamic Bank Berhad’s (686191-W) (“HLISB”) “7-month Online
Fixed Deposit / Online Fixed Deposit-i Promotion” (“Promotion”) commences on 14 July 2017 and ends on 31 July 2017,
both dates inclusive or upon reaching the relevant fund size as determined by HLB and / or HLISB, whichever comes first
(“Promotion Period”), unless notified otherwise.


Extended smile.gif
wjchay
post Oct 19 2017, 03:56 PM

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FYI, UOB Puchong 4.2% 12 months. OPen this Sat. I was informed this morning when I dropped by the branch.

OCBC B.Puteri 4.1% 12 months. I was informed by PB staff when dropped by this morning.

Cheers.
wjchay
post Oct 23 2017, 08:36 PM

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QUOTE(779364 @ Oct 23 2017, 11:07 AM)
Ocbc 4.1% only at b.puteri branch or applies to all branches. If existing fund do i need topup rm10k to enjoy the 4.1%
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Don't know mate, you 'll need to call up.
wjchay
post Dec 11 2017, 10:53 AM

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Fyi. Quarterly interest for 15mths.

This post has been edited by wjchay: Dec 11 2017, 10:54 AM


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wjchay
post Feb 22 2018, 07:44 AM

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Got this from UOB:

📢Would like to bring to you our latest FD Promotion & UOB Bangsar New Branch Grand Opening FD Promotion

🎊CNY Promotion🎊

💰4months @4.00%pa
✅Fresh Fund
✅Islamic Fd (interest credit upon maturity)
✅Minimum RM10k, Maximum RM5million

💰7months @4.15%pa
✅Fresh Fund
✅Islamic Fd (interest credit upon maturity)
✅Minimum RM10k, Maximum RM5million

💰12months @4.30%pa
✅Fresh fund
✅Conventional Fd (interest credit monthly)
✅Minimum RM10k, Maximum RM5million
🔺T&C applies

🎊Bangsar New Branch Grand Opening Promotion🎊
⏱27& 28 February till 1st March

💰12months @4.38%pa
✅Fresh fund
✅Islamic Fd (monthly interest/ upon maturity)
✅Minimum RM10k, Maximum RM5million
✅Existing to bank customer

💰12months @4.48%pa
✅Fresh Fund
✅Islamic Fd (monthly interest/ upon maturity)
✅Minimum RM10k, Maximum RM5million
✅New to bank customer
🔺T&C applies
wjchay
post May 1 2018, 06:27 PM

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Anyone can share experience opening new fd account with bank Islam? Kl sentral branch.

Thanks.
wjchay
post May 4 2018, 09:08 AM

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QUOTE(BoomChaCha @ May 4 2018, 12:56 AM)
This FD promo needs to open a saving account for interest to bank in every 3 months.
Available until 30 June 2018.

http://www.bankislam.com.my/home/personal-...cts/tdt-i-go-7/
The 3rd best should be RHB 4.38% for 15 months
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Bank Islam T&C:
Effective rate of 24 months: 4.65%
Rates are subject to change according to time

What are the chances that they will change the rate?

Thanks.

wjchay
post Jun 8 2018, 07:27 AM

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QUOTE(Wong Kit yew @ Jun 7 2018, 11:04 PM)
Only for new HLIB customers.
wjchay
post Jun 12 2019, 10:52 PM

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QUOTE(joeblow @ Jun 12 2019, 05:32 PM)
I just went to make a placement in Affin bank. Go for Islamic fd which is 4.23% without CASA, conventional FD is 4.48% with 10% in CASA  which is not as good as 4.23%, all 15 months.

But the bank made me open a new Islamic Saving accounts, costs 10 ringgit because of joint name. They claim under Bank Negara law starting in June, Islamic FD interest payment can only go to Islamic savings account, not sure if conventional interest payment can go to islamic one. Anyway troublesome and costs 10 ringgit and another 100 for deposit.

A bit stupid but I guess they just want to follow the rules. Lazy to argue with them over 100 ringgit.
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I took the 4.23% 15mths Islamic. Opened SA rm20 deposit with debit card free for first year, subsequent years at rm8/year.

After 1 day I see both my Islamic and conventional FDs using internet banking. Hopefully can instant transfer out upon maturity. Maximum transfer is 50k I think, lazy check.


wjchay
post Jul 13 2019, 10:41 AM

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QUOTE(cclim2011 @ Jul 12 2019, 05:47 PM)
just open a bausc saving account an placed some fd in affin islamic bank. no need 10% in sving, just rm20 to open account. but fd didnt show up in my internet banking?
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Wait for next day.
wjchay
post Aug 22 2019, 09:01 AM

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QUOTE(blackmarket @ Aug 22 2019, 09:59 AM)
I saw members mentioned affin Bank offer more then 4% interest per annum until aug15. Anyoje knows if they still offer that kind of rate this week?
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Conventional 4.15% 13mths

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