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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Mr. Najib Razak
post Jun 10 2022, 09:04 AM

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QUOTE(aeiou228 @ Jun 10 2022, 08:37 AM)
Damn, yesterday another 61yo ex policeman kena RM20k. Same modus operandi from the previous cases, transferred to ewallet.
Some of the previous cases that I read was that bank claimed that the fraudulent fund transfers were legit transfers and bank don't responsible for the loss.
https://www.sinchew.com.my/20220609/%e9%80%...b9%9f%e6%b2%a1/

Just to share my own precautionally security measure to minimise the financial fraud.

1) turn off unknown sources installation on the phone.
2) set "view only" for FD accounts. (Not all online banking supported)
3) only set max transfer limit on need basis.
4) OTC FD placement if possible.
5) The most important of all, activate and enable APP Approve.

Please share if you have any suggestion to improve the security.
*
Avoid installing apk apps
Or better
Switch iPhone haha
kimusu2002
post Jun 10 2022, 09:08 AM

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For android devices,

Can go to settings >> privacy permission manager >> permission manager >> SMS

Check apps in your phone which are allowed to View your SMS messages, if you see fishy apps, deny its sms access
Mr. Najib Razak
post Jun 10 2022, 09:08 AM

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QUOTE(kimusu2002 @ Jun 10 2022, 07:53 AM)
hi

anyone rhb account holder here?

Their new UI (since a few months back) doesn't allow new FD placement, tried several times, anyone has the same issue?
user posted image
*
Hi
May I know what’s the efd rate?

kimusu2002
post Jun 10 2022, 09:13 AM

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QUOTE(Mr. Najib Razak @ Jun 10 2022, 09:08 AM)
Hi
May I know what’s the efd rate?
*
2.73 sir
Mr. Najib Razak
post Jun 10 2022, 09:22 AM

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QUOTE(kimusu2002 @ Jun 10 2022, 09:13 AM)
2.73 sir
*
Thank you so much
I got locked from my rhb haha
wayton
post Jun 10 2022, 09:28 AM

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QUOTE(BoomChaCha @ Jun 10 2022, 12:44 AM)
I suggest everybody should make a screenshot of all FD info from your internet banking. Especially eFD that has no black and white on paper as proof, what if our eFD are suddenly missing, at least we have screenshot as proof to complain to banks.
*
eFD has monthly statement generated, just download and save the statement.

Every placement also has pdf receipt generated.
Mr. Najib Razak
post Jun 10 2022, 10:02 AM

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QUOTE(kimusu2002 @ Jun 10 2022, 09:13 AM)
2.73 sir
*
RM0 RHB: Save in Term Deposit at RHB Branch to get 2.70%pa or e-Term Deposit via RHBNow to get 2.73%pa for 12mths by 26/6/22.T&C apply. Visit rhbgroup.com/s/27a

Is rhb spying on me?
Send me this sms 1 hr later XD
kimusu2002
post Jun 10 2022, 10:06 AM

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QUOTE(Mr. Najib Razak @ Jun 10 2022, 10:02 AM)
RM0 RHB: Save in Term Deposit at RHB Branch to get 2.70%pa or e-Term Deposit via RHBNow to get 2.73%pa for 12mths by 26/6/22.T&C apply. Visit rhbgroup.com/s/27a

Is rhb spying on me?
Send me this sms 1 hr later XD
*
Did you google search rhb or their efd recently?

if yes, then it's right that you would receive this
Mr. Najib Razak
post Jun 10 2022, 10:21 AM

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QUOTE(kimusu2002 @ Jun 10 2022, 10:06 AM)
Did you google search rhb or their efd recently?

if yes, then it's right that you would receive this
*
Oh yeah I did
But I just search wor
Didn’t leave any contact details also
How did they identify me?
kimusu2002
post Jun 10 2022, 10:38 AM

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QUOTE(Mr. Najib Razak @ Jun 10 2022, 10:21 AM)
Oh yeah I did
But I just search wor
Didn’t leave any contact details also
How did they identify me?
*
automated SMS marketing platform integrated with google services la, don't worry about data leak, the marketing platform come from RHB and they already have ur phone number.
Sitting Duck
post Jun 10 2022, 12:03 PM

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FYI.

HLB TIA-i 2.8% 12 Months.

Think it's one of the best rate so far but do note that there's no PIDM protection.
Mr. Najib Razak
post Jun 10 2022, 12:24 PM

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QUOTE(kimusu2002 @ Jun 10 2022, 10:38 AM)
automated SMS marketing platform integrated with google services la, don't worry about data leak, the marketing platform come from RHB and they already have ur phone number.
*
Wah so advance now


bbgoat
post Jun 10 2022, 12:54 PM

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AmBank 6 mth TD-i promo

*TD-i Promotion*

*6 months @ 2.50% p.a*

Offer validity:
*valid till 30 Jun 2022*

Terms & Conditions
1. min RM 10k CASA balance is COMPULSORY
2. Applicable for *TD-i > RM10k only*
JuneResources
post Jun 10 2022, 02:41 PM

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QUOTE(bbgoat @ Jun 10 2022, 12:54 PM)
AmBank 6 mth TD-i promo

*TD-i Promotion*

*6 months @ 2.50% p.a*

Offer validity:
*valid till 30 Jun 2022*

Terms & Conditions
1. min RM 10k CASA balance is COMPULSORY
2. Applicable for *TD-i > RM10k only*
*
Can mind to share the info at where? Is it over the counter or online can do placement?

bbgoat
post Jun 10 2022, 08:05 PM

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QUOTE(JuneResources @ Jun 10 2022, 02:41 PM)
Can mind to share the info at where? Is it over the counter or online can do placement?
*
Received info in WhatsApp from AmBank ABM. Should be OTC.
sweetpea123
post Jun 11 2022, 03:52 AM

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QUOTE(wayton @ Jun 10 2022, 09:28 AM)
eFD has monthly statement generated, just download and save the statement.

Every placement also has pdf receipt generated.
*
yeah, always printout whenever placing e-fd. Then place them together with those OTC FD cert according to maturity date.

Actually prefer e-FD these days cos lazy to go bank and listen to those mktg staff trying to sell me unit trust investments tongue.gif


bbgoat
post Jun 11 2022, 08:50 AM

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QUOTE(aeiou228 @ Jun 10 2022, 08:37 AM)
Damn, yesterday another 61yo ex policeman kena RM20k. Same modus operandi from the previous cases, transferred to ewallet.
Some of the previous cases that I read was that bank claimed that the fraudulent fund transfers were legit transfers and bank don't responsible for the loss.
https://www.sinchew.com.my/20220609/%e9%80%...b9%9f%e6%b2%a1/

Just to share my own precautionally security measure to minimise the financial fraud.

1) turn off unknown sources installation on the phone.
2) set "view only" for FD accounts. (Not all online banking supported)
3) only set max transfer limit on need basis.
4) OTC FD placement if possible.
5) The most important of all, activate and enable APP Approve.

Please share if you have any suggestion to improve the security.
*
QUOTE(kimusu2002 @ Jun 10 2022, 09:08 AM)
For android devices,

Can go to settings >> privacy permission manager >> permission manager >> SMS

Check apps in your phone which are allowed to View your SMS messages, if you see fishy apps, deny its sms access
*
thumbsup.gif thumbsup.gif

Avoid using free Wifi, public or even in hotels, to log into bank accounts.

aeiou228
post Jun 11 2022, 10:31 AM

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Yesterday saw another 3 new cases of money disappearing from bank accounts reported in the news media.
guy3288
post Jun 11 2022, 01:56 PM

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received surprised gift today......
Was there any contest or campaign ?
or is for everyone who put certain amount?


Attached thumbnail(s)
Attached Image Attached Image
babysotong
post Jun 11 2022, 02:03 PM

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QUOTE(guy3288 @ Jun 11 2022, 01:56 PM)
received surprised gift today......
Was there any contest or campaign ?
or is for everyone who put certain amount?
*
Looks like a contest from the 2nd picture

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