From Maybank to PBB, you using Maybank FPX limit. Maybank have much higher limit. I can't remember if it's 50k or 100k. But theDuitBow transfer limit is 100k for Maybank.

FPX limit is when you want to do eFD to another bank.
Duit now transfer limit is just transfer,not eFD.

So these are the difference.

Why there are so many limits? Because banks don't want you to take your cash and runs to another bank and tries to make your life miserable. by making it hard to place eFD elsewhere.

Banks with higher transfer/FPX Limit ae Maybank and CIMB. Ambank has high transfer limit, but not sure the FPX limit.

RHB is the worst. You literally can't do any FPX using the web browser and must do it with mobile app (web browser limit for FPX and js RM 9,999.99 no joking). Basically forget using web browser to transfer money if you are using RHB. Really Horrible Bank!

Oh yeah, Duit Now got two types, one is for directly to the person via IC or something, which I feels very insercured and I usually disable or set the limit to zero. The other Duit Now is to bank account (formerly known as Instant Transfer). And then there is Interbank Giro transfer which nobody use now because it's slow to clear and also charge you money for transfer.

Are you confused yet? Lol.

Thank you for your detailed post.

When i login to my Maybank, i see a limit of Duitnow Transfer of rm50k but Instant Interbank Transfer of rm100k. I thought they are the same but how come there are two different figures?

That stupid Giro transfer - there was one day i have finished using my interbank limit so i thought i will try to transfer using Giro and see if i can transfer with that. I didn't get the money till the next day!! My wife was so angry with me as i was trying to use her acct as well. My wife and i have separate passwords which she will not divulge to me while she knows all my passwords. I have got one of those types of wife - your money is mine and my money is mine

This post has been edited by Garysydney: Sep 18 2021, 09:34 AM

Wah...better hide your money in hidden accounts bro....
As for the maybank limit u saw...i believe the first one is the typical DuitNow which can transfer money to anybody by IC or name. If you have no use for this, set the limit to 0. It's very insecured. Scammers who have accessed to your account(touch wood) at least will have a harder time to transfer money and only can transfer to other bank accounts....

Thank you my friend

"That stupid Giro transfer - there was one day i have finished using my interbank limit so i thought i will try to transfer using Giro and see if i can transfer with that. I didn't get the money till the next day!! My wife was so angry with me as i was trying to use her acct as well. My wife and i have separate passwords which she will not divulge to me while she knows all my passwords. I have got one of those types of wife - your money is mine and my money is mine"

The good thing is both you and your wife won't quarrel over money since what is yours is yours and what is hers his hers.

I use to do fpx from RHB to PBB using my desktop pc. So far, I did not encounter any problem.

Dedicated thread on inter-banking transfer here:
https://forum.lowyat.net/topic/1985221

page is up

RHB Term Deposit Promo

hi for the 2.55% p.a. (12 mt) - is the full amt put in FD or is the amt split between FD and saving /CASA?
TIA

https://ringgitplus.com/en/blog/fixed-depos...n-malaysia.html

It is pure FD no need split anything. And 2.3% for 12months not 2.55.

This post has been edited by potachan: Sep 20 2021, 03:05 PM

For Affin eFD, are we not allowed to uplift on the same day of placement? Thought of topping up abit.

add:
CS said need to wait after system batch run (24 hours).

This post has been edited by Human Nature: Sep 20 2021, 04:07 PM

Is it possible?
I think the limit is rm9,999 only right?
Above that need to use mobile which im not using

No such thing, I always uplift on the same mature day.

Same day of placement Thought wanna add few more k but lesser than 10k to make a new placement

Oh.. I am sorry, you meant after you place your FD, then you want to add few more K to your FD?
This is possible you cannot add anymore..

Maybe tomorrow I go to bank muamalat to open one saving account first, then Rentas on Wednesday so that
no missing one day interest.

This post has been edited by BoomChaCha: Sep 20 2021, 04:43 PM

Yeah It's okay, will keep it for next round placement. CIMB eFD placed last year at 2.25 is maturing soon. OKla, consider upgrade from 2.25 to 2.40

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Anyone have the new CIMB e-FD link? Please share

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