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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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qse6236
post Apr 7 2020, 11:30 AM

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QUOTE(kb2005 @ Apr 7 2020, 11:13 AM)
Maybe fresh fund issue? You try with Ambank saving or instant transfer?
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I tried AmBank online yesterday. First with 15k and was successful. Subsequently with another 13k but this round not able. I believe it is required to have balance of 10k in CASA.

This post has been edited by qse6236: Apr 7 2020, 11:33 AM
qse6236
post May 20 2020, 01:00 PM

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QUOTE(GrumpyNooby @ May 20 2020, 05:33 AM)
FD min: 50k, CASA min:10k

11. To be entitled for the 12 months tenure FD as stipulated in Offer 1, the Eligible Customers must fulfill the following Campaign’s prerequisites:
a.) Place Fresh Funds into FD with the minimum placement for each Eligible Customers and per transaction is RM50,000 and the maximum placement is RM3million per Eligible Customer; AND
b.) Place Fresh Funds into any of the Eligible CASA with prerequisite of minimum RM10,000 is required per each FD placement

To be entitled for the 5 months Step Up FD as stipulated in Offer 2, the Eligible Customers must fulfill the following Campaign’s prerequisites:
a.) Place Fresh Funds into FD with the minimum placement per each Eligible Customers and per transaction is RM50,000 and the maximum placement is RM1million per Eligible Customer; AND
b.) Place Fresh Funds into any of the Eligible CASA with prerequisite of minimum RM10,000 is required per each FD placement.

https://www.alliancebank.com.my/Alliance/me...Campaign-TC.pdf
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any earmarking for the CASA RM 10,000 ?
qse6236
post May 20 2020, 01:13 PM

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No earmark, i moved out the 10k the next day
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[/quote]

Kamsia.
qse6236
post Aug 25 2020, 12:53 PM

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Just got the update from BR.. 11m promo end 30th August 😭
qse6236
post Aug 27 2020, 08:31 AM

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QUOTE(Deal Hunter @ Aug 25 2020, 10:15 PM)
Was told by counter staff during lunch time just informed by HQ for all branches that the 2.75 % po1m11 promo to end early by month end instead of 15 September 2020. Too bad just scraped up a little extra to top-up matured FD since not aware as they already shortened promo once before from 15 November.  sad.gif
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I think they give way for sukuk prihatin 😢
qse6236
post Aug 29 2020, 11:30 AM

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QUOTE(sandkoh @ Aug 29 2020, 11:13 AM)
uob fd offer for new to bank customer oni? for new casa account, current casa/fd customers not entitled?
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Yesterday, i just went to UOB and was told the promo ends yesterday too.. so they are waiting for new promo next month. mad.gif mad.gif bangwall.gif bangwall.gif
qse6236
post Sep 4 2020, 09:29 AM

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QUOTE(bbgoat @ Sep 4 2020, 09:15 AM)
My RHB eFD matured today. But unable to see any withdrawal/termination buttons.

Now over 9am. Have to wait till later ?

First time with RHB eFD. Other banks eFD would have been showed up and can xfer out already.
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Yap. Try to do FPX, but was informed not available at the moment 😢
qse6236
post Sep 4 2020, 09:38 AM

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QUOTE(bbgoat @ Sep 4 2020, 09:31 AM)
Not FPX issue, eFD cannot terminate issue. For today maturity
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Ops.. Like that I think RHB online or mobile is having issue.

qse6236
post Sep 7 2020, 07:22 AM

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QUOTE(Vickyle @ Sep 6 2020, 03:53 PM)
You forgot RHB 2.45@6m
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Forget about RHB.. for the past 1 week, their eFD FPX promo via online is not working.. Feel cheated 😢
qse6236
post Sep 9 2020, 03:28 PM

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QUOTE(Micky78 @ Sep 8 2020, 04:58 PM)
i also managed to place on ytday. no issue.
maybe ur placement amount is very high.. haha rclxms.gif  rclxms.gif
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Not really
qse6236
post Sep 9 2020, 03:29 PM

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QUOTE(??!! @ Sep 9 2020, 02:32 AM)
Not sure what issue you are facing.
Just in case, it's this - FD placement type( as in Conventional /Islamic) has to match your CASA type

ie if  islamic CASA ...can only make eFD(i) placement .
Conventional CASa...make placement under Conventional FD

I wasted 1 week previously trying before finding out thru trial n error.
Called CS and went to branch...also they didn't know why vmad.gif
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Yes. You are right.. Islamic n convention can't mixed
qse6236
post Sep 10 2020, 11:44 AM

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QUOTE(Higgsboson8888 @ Sep 10 2020, 11:23 AM)
Guys, is FD useful for house/car loan application in the future? I heard when applying a loan for houses they will check if you have invested in FD before, is it true?
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I don't think so.
Basically bank lending is based on Repayment over Income Ratio.
qse6236
post Jan 27 2021, 11:10 AM

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Did 3 HLBB eFD yesterday afternoon . FPX from Maybank were 'successful', account was debited. But later received email from HLBB said eFD failed..
🤮
Until this morning the fund not yet returned back to my account 😐
qse6236
post Jan 27 2021, 04:36 PM

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QUOTE(5p3ak @ Jan 27 2021, 03:14 PM)
Call them if you haven't.
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Standard reply.. Will revert to you in 3 days time 🤢
qse6236
post Apr 8 2021, 09:34 AM

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QUOTE(ckokwei @ Apr 8 2021, 09:31 AM)
Hi for those that successfully do FPX to Ambank, may i know is your account have 10k inside the saving ? Because OTC you should have a 10k in saving only entitle for this rate. But online EFD does not stated.

So I suspect that only AMbank saving got 10k, only successfully place the EFD with rate 2.7% for 18 months.
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I did 1 yesterday and successfully. Nope, my casa has less than 10k
qse6236
post Apr 8 2021, 03:38 PM

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QUOTE(ckokwei @ Apr 8 2021, 01:02 PM)
yes. otc 10k casa is a must. but efd no stated. so we assume no need. but due to some people fail to use fpx to ambank but some yes, so suspect this is the reason behind. but someone in the forum just reply casa less than 10k still able to do fpx.

so okay. dunno which party went wrong here. but definitely dont use maybank fpx to ambank. too many incident happen.
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No sure the conversation between both the customer n bank staff. But I guess, (1) minimum 10k to enjoy the special rate, so casa should have minimum 10k in order to debit for FD placement.. ..(2).the 10k is not earmark for the fd duration..
qse6236
post Apr 9 2021, 10:19 AM

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Today tried 5 times FPX to AmBank fd from RHB . The RHB Secure /FPX is really terrible. These unsuccessful FPX also eating my daily FPX limit.. Sighn..
qse6236
post Jun 15 2021, 03:35 PM

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QUOTE(kplaw @ Jun 15 2021, 11:44 AM)
as mentioned earlier, my branch said the same. maybe they are not informed of this practice for fmco. anyway i will go to other branch later as they say can renew at other branch and this branch has shorter queue. don't wanna waste another day interest..
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I was having the same. Have to open another FD a/c as well as statement savings a/c. Previously my Saving is with Passbook...Not sure what is the reason behind.
However, just fullfill what they want .. biggrin.gif
qse6236
post Jul 1 2021, 11:11 AM

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QUOTE(PsychoJoe @ Jul 1 2021, 10:46 AM)
I just encountered the same thing (FPX from PBE to MBB). Did you managed to get the transaction reversed?
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Well, i would say that's the weakness and benefits in using FPX.
i think among the member banks, they have some settlement daily or periodically for this FPX.
Once it is not tally, the bank need to investigate and do the adjustment accordingly. Unfortunately, it may take up to few days for checking.

i once experienced it took 3 days to get reversed.
So sometime, just pray for a smooth transaction..
qse6236
post Jul 2 2021, 04:11 PM

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QUOTE(creations @ Jul 2 2021, 04:03 PM)
hi all, just curious if there's fpx fee occurred from other bank if applying FD placement at HLB? How's the fee works ya?
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FPX should be free

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