the page keeps auto-collapsing the "find out more" drop-down after clicking


https://www.alliancebank.com.my/Alliance/me...gn-week3-tc.pdf

dont quote me, quote back original poster

search or READ here >> https://forum.lowyat.net/topic/2590659/+400

there are tips inside

PB eFD Campaign

Please be informed that Public Bank is launching a PB eFixed Deposit (PB eFD) Campaign starting from 19 March to 30 June 2018.

Click here for the Campaign’s Terms and Conditions.

Tenure	Promotional Interest Rates (% p.a.)
3-Month	3.40
6-Month	3.45
9-Month	3.50
12-Month	3.60
15-Month	3.65

Interest is calculated to the actual number of days and will be credited into the Designated CASA on a monthly basis.

knew sure someone gonna posts those

duh

have you run through post 1 and post 2?

Enjoy an exclusive 8-month FD at 4.10% p.a. in just 3 simple steps. [ HLB ]
23 MARCH 2018-22 JUNE 2018


Open a Pay&Save Account with a minimum deposit of RM1,000.

Set at least 2 Loan/Credit Card Online Standing Instructions (RM100 & above each) within one month from the date of account opening.

Successful customers who received SMS from HLB are entitled to the FD promo rate.

mine just topup rm2k from existing fund in CASA. diff branch could have different acceptable amount.

the premature withdrawal, it's normal. it cannot clawback from CASA since the profit could've been used/transferred out. so, the surest place is deduct from principal amount.

how about read from Post #6642 ?

happened to me at Alliance Bank.

Public Bank: Revised Terms And Conditions – Term Deposit

Dear Valued Customers,

Please be informed that with effect from 1 January 2019, no interest/profit will be payable for premature withdrawals of Fixed Deposit, Term Deposit-i, Foreign Currency Fixed Deposit and Public Qualifying Money Market Deposit that are placed or renewed from 1 May 2018.

For premature withdrawals performed prior to 1 January 2019, the existing terms and conditions on interest/profit payment for the above products will still be applicable.

For further clarification, please contact your Account Holding Branch.

Thank you.

IFD-i / FD Gold (12 Months) Campaign [ MBB ]
Campaign Period: 2 April 2018 to 4 May 2018

This exclusive offer is open to all new and existing customers aged 50 and above. Enjoy great rate with a minimum placement of RM50,000 in a single certificate.

This offer is only available over the counter at all Maybank branches in Malaysia. The campaign is valid from 2 April to 4 May 2018 or upon reaching the campaign limit, whichever is earlier.



*Should there be an Overnight Policy Rate (OPR) change, the offered rates may be revised.

^Customers must fulfil both of the following conditions in order to be entitled for the Campaign Rate Tier 1:
- Fresh Fund placement.
- Campaign interest/profit must be credited into customer's current / savings / Daily Fund-i accounts.

If any of the above conditions is not met, Campaign Rate Tier 2 will apply.


Click here for Terms and Conditions (Conventional)

Click here for Terms and Conditions (Islamic)

1st, almost all banks/fd doesnt allow you to add monthly interest/profit back into its principal.

2nd, usually you target fd promo rate, which is only for 1 cycle of placement. after mature, it would renew at board rate, which is usually much lower than any current promo rate.

HLB: Revision of Interest Rates for Conventional Fixed Deposits and Current / Savings Account

Dear Valued Customers,

With effect from 23 April 2018, the interest rates on the below accounts will be revised...

https://www.hlb.com.my/en/personal-banking/...l-fd-ca-sa.html


**note: long list**

eFD Now Campaign [ MBB | T&Cs ]
Campaign Period: 23 April 2018 to 25 May 2018

Gain better eFixed Deposit rates at your convenience with minimum deposit of RM5,000 fresh funds for Individual, Joint Account Depositors and Sole Proprietors in a single certificate via Maybank2u.

Offer is open to new & existing Maybank customers and it is applicable for Conventional eFixed Deposit placement of fresh funds made through Maybank2u only. The campaign period is valid from 23 April to 25 May 2018 or upon reaching the campaign limit, whichever is earlier. Should there be an Overnight Policy Rate change, the offer rates will be revised. Terms & Conditions apply.

Tenure	Campaign Rates*	Interest Payment
3 months	3.90% p.a.	Upon maturity
6 months	4.10% p.a.	Upon maturity

*The Campaign Rates may be revised accordingly to reflect the changes of the overnight policy rate set by Bank Negara Malaysia, if any. The Campaign Rates are offered only once. Upon rollover, the Board Rate will be provided.

---

Added on


This post has been edited by cybpsych: May 1 2018, 09:03 AM

PB Special FD/TD-i Campaign

Please be informed that the Campaign Period of “PB Special Fixed Deposit / Term Deposit-i” has been extended to 30 June 2018.

Click here for the revised Terms and Conditions

need fresh fund per t&c but since efd, I didnt see any kind of fund type detection.

mine was from existing SA fund.

read the campaign t&c properly.

also the flow pdf show campaign rate during placement meh? it only show u how to make placement and to check the rate after placement.

the actual placement in m2u is the same as the flow diagram. u can only know that you've placed with this campaign rate after placement.

This post has been edited by cybpsych: May 5 2018, 06:20 AM

ur definition of sarcastic is interesting.

i already gave u the asnwer in my reply, and 1 other user also gave the answer on 2 May.

if u follow the flow example, u only know the rate AFTER placement when checking the rate.

still dont get it?

adoi

have you read the campaign period? asked you read the campaign T&C:



i even posted the campaign info here as well:



my last few placements on 3 May, still get 4.1% rate for 6 mth placement.


how to know campaign still available? you wouldn't know! you only know AFTER placement, then you know the campaign rate is still applicable. almost all fd campaigns are subjected to 2 parameters: end of promo or reached target quota/fund size, whichever comes first.

u expect MBB to feed the info to you in advance upon fund has been reached, but we all know update for such info is rare.

ppl doing OTC placement also only realize quota reached or promo closed early. they wouldnt know in advance as well. probably u can keep checking here in the forum but that's mostly for OTC.


for this mbb efd, we dont know in advance if the campaign still running or not. assuming quota not depleted and promo still ON until 25 May, you'll get the promo rate. only way to verify: check after placement.

if after placement then u notice it's not the promo rate, then assume it's ended prematurely.


else, if too troublesome still, place OTC FD is better.